Earn Credit Card Bonus

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Many credit cards give out large credit card bonus. Some cards let you earn a bonus cash back or miles/points valued at a few hundred dollars after qualified spending.

Here are a few personal credit cards that reward you cash bonus after qualified spending.


  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
16.24% - 26.24% Variable APR on purchases and balance transfers
Annual Fee
$0

  • One-time $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
  • You will earn unlimited 1.5% cash rewards on all purchases
  • Pay no annual fee and no foreign transaction fees
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire and there's no cap on how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 16.49%-26.49% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months

  • You will earn a $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
  • You will earn unlimited 3% cash rewards on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on other purchases
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
  • You will earn 8% cash rewards on Capital One Entertainment purchases and tickets at Vivid Seats
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire and there's no cap on how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months
  • Pay no foreign transaction fee
  • Pay no annual fee

Here are personal credit cards that give you bonus in reward points or miles after qualified spending, which can be redeemed for gift cards of popular stores (such as Amazon, Walmart, Home Depot, Target, etc) or travel credit towards your travel expenses:

  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
  • No limit to the points you can earn and your points don't expire.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • No foreign transaction fees.
  • Low $95 annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
18.24% - 25.24% Variable APR on purchases and balance transfers
Annual Fee
$95

  • You can enjoy a bonus of 75,000 miles after spending $4,000 on purchases within the first 3 months of account opening, redeemable for $750 in travel
  • You will earn unlimited 2 miles per dollar on all purchases
  • Miles won't expire and there's no cap on how many you can earn
  • You will receive $85 credit for TSA PreCheck® or $100 credit for Global Entry
  • You can enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges
  • You will earn 5 miles per dollar on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options
  • Redeem miles for travel credit, or redeem miles for trips purchased through Capital One Travel
  • You can transfer miles to 15+ travel loyalty programs

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
16.24% - 26.24% Variable APR on purchases and balance transfers
Annual Fee
$0

  • Pay no annual fee and no foreign transaction fees
  • You will earn a bonus of 20,000 miles after spending $500 on purchases within the first 3 months of account opening, redeemable for $200 in travel
  • You will earn unlimited 1.25 miles per dollar on all purchases
  • Miles won't expire and there's no cap on how many you can earn
  • You will earn 5 miles per dollar on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options
  • Redeem miles for travel credit, or redeem miles for trips purchased through Capital One Travel
  • You can transfer miles to 15+ travel loyalty programs
  • You can enjoy 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months

These are small business credit cards that offer bonus in cash back or points/miles after qualified spending:

  • You will earn up to a $1,000 cash bonus; $500 after spending $5,000 within the first 3 months, and $500 after spending $50,000 in the first 6 months of account opening
  • You will earn unlimited 2% cash rewards on all purchases-with no cap or category restrictions
  • You will earn an annual $200 bonus cash every year you spend $200,000 or more
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel
  • Add employee cards for free, and earn unlimited 2% cash rewards on all purchases

  • You will earn a $500 bonus after spending $4,500 within the first 3 months of account opening
  • You will earn unlimited 1.5% cash rewards on all purchases - with no cap or category restrictions
  • Pay no annual fee
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel
  • Rewards won't expire
  • You can redeem cash back rewards for any amount
  • Free employee cards, with unlimited 1.5% cash rewards on all purchases
  • $0 fraud liability for card loss or theft

  • You will earn a bonus of 50,000 miles, redeemable for $500 in travel, after spending $4,500 on purchases within the first 3 months of account opening
  • You will earn unlimited 2X miles per dollar on all purchases, no cap or category restrictions, and miles won't expire
  • You can transfer miles to 15+ travel loyalty programs
  • You can redeem miles instantly for travel purchases, from flights and hotels to ride-sharing services
  • You will receive application fee credit of $85 for TSA PreCheck® or $100 for Global Entry
  • $0 intro annual fee for the first year; $95 afterwards
  • Free employee cards with unlimited 2 miles per dollar on all purchases


Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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