Earn Credit Card Bonus

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Many credit cards give out large credit card bonus. Some cards let you earn a bonus cash back or miles/points valued at a few hundred dollars after qualified spending.

Here are a few personal credit cards that reward you cash bonus after qualified spending.


  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0

  • Bonus: Earn $200 cash bonus after you spend $500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 1.5% cash back on every purchase, every day.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.

  • Bonus: Earn $200 cash bonus after you spend $500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.

Here are personal credit cards that give you bonus in reward points or miles after qualified spending, which can be redeemed for gift cards of popular stores (such as Amazon, Walmart, Home Depot, Target, etc) or travel credit towards your travel expenses:

  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • Contactless Cards - The security of a chip card, with the convenience of a tap
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.99% - 22.99% Variable APR on purchases and balance transfers
Annual Fee
$95

  • Bonus: You will earn 100,000 miles after you spend at least $20,000 in purchases on your new card within 12 months from the date your account is opened. You can redeem your rewards for $1,000 in travel. If you don't meet the spending requirement for the 100,000 bonus miles, you can still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months, which can be redeemed for $500 in travel. You can also receive up to $100 application fee credit for Global Entry or TSA Pre✓.
  • Rewards: You will earn unlimited 2 miles for each dollar you spend on every purchase, every day.
  • Fees: This credit card has an annual fee of $95. It has no foreign transaction fees.

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 13.99% - 23.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap
Intro APR
0% on Purchases
Intro APR Period
12 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0

  • Bonus: Earn 20,000 miles when you spend $500 in purchases within 3 months from account opening, which can be redeemed for $200 in travel credit.
  • Rewards: You will earn unlimited 1.25 miles for each dollar you spend on every purchase, every day.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.

These are small business credit cards that offer bonus in cash back or points/miles after qualified spending:

  • Bonus: Earn $500 cash bonus after you spend $4,500 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 2% cash back on every purchase, everywhere, no limits or category restrictions.
  • Fees: This credit card has no annual fee in the first year, $95 thereafter. It has no foreign transaction fees.

  • Bonus: Earn $200 cash bonus after you spend $3,000 in purchases within 3 months from account opening.
  • Rewards: You will earn unlimited 1.5% cash back on every purchase, everywhere, no limits or category restrictions.
  • Fees: This credit card has no annual fee. It has no foreign transaction fees, either.

  • Bonus: Earn 50,000 bonus miles after you spend at least $4,500 in purchases on your new card within 3 months from the date your account is opened. You can redeem your rewards for $500 in travel credit.
  • Rewards: You will earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions. Your rewards miles won't expire for the life of the account.
  • Fees: This credit card has no annual fee in the first year, $95 thereafter. It has no foreign transaction fees.


Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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