Credit Cards with No Annual Fee

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If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.

Bank of America Travel Rewards Visa: $250 Bonus + 2.62X Points

Bank of America® Travel Rewards credit card offers 25,000 bonus points after qualified spending, which can be redeemed for $250 travel credit. You can earn unlimited 1.5 points per $1 spent on all purchases. Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 2.62 points for every $1 you spend. It has no annual fee and no foreign transaction fees.

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap
Intro APR
0% on Purchases
Intro APR Period
12 billing cycles
Regular APR
14.99% - 22.99% Variable APR on purchases and balance transfers
Annual Fee
$0

American Express® Blue Business Cash Card: 2% Cash Back

With American Express® Blue Business Cash Card, you can earn 2% cash back on purchases on up to $50,000 per calendar year, then 1%. Cash back. This credit card has no annual fee.

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
Intro APR
0% on Purchases
Intro APR Period
12 months from date of account opening
Regular APR
13.24% - 19.24% Variable
Annual Fee (Rates & Fees)
No annual fee

Bank of America® Cash Rewards: up to 5.25% Cash Back

With Bank of America® Cash Rewards credit card, you can earn 3% cash back on purchases in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings. On top of the baseline cash rewards, Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 5.25% cash back on select purchases of your choice. This credit card has no annual fee. It is offering $200 bonus.

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
12 billing cycles
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One VentureOne Rewards: $200 Travel Credit

With Capital One VentureOne Rewards Credit Card, you can earn a bonus of 20,000 miles after qualified spending, redeemable for $200 in travel credit to pay for travel expenses. You can earn 1.25X miles on every purchase. This credit card has no annual fee and no foreign transaction fees.

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 10+ travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
Intro APR
0% on Purchases
Intro APR Period
12 months
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0

ABOC Platinum Rewards Credit Card: $150 Bonus + 0% Intro APR

ABOC Platinum Rewards Credit Card lets you enjoy 0% intro APR on purchases and balance transfers for 12 months. In addition, it offers 5X rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive. This credit card has no annual fee. It is offering $150 bonus.

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Intro APR
0% on Purchases
Intro APR Period
12 months
Regular APR
12.90% to 22.90% Variable
Annual Fee
$0

Capital One® Quicksilver® Cash Rewards: 1.5% Cash Back

With Capital One® Quicksilver® Cash Rewards, you can earn unlimited 1.5% cash back on all purchases. This credit card has no annual fee and no foreign transaction fees. It is offering $150 bonus.

  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • Pay no annual fee or foreign transaction fees
Intro APR
0% on Purchases
Intro APR Period
15 months
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0

Capital One SavorOne Cash Rewards: 0% APR for 15 Months

Capital One SavorOne Cash Rewards Credit Card lets you enjoy 0% intro APR on purchases and balance transfers for 15 months. In addition, it offers unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. This credit card has no annual fee and no foreign transaction fees. It is offering $150 bonus.

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • No foreign transaction fee
  • No annual fee
Intro APR
0% on Purchases
Intro APR Period
15 months
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0

Additional Credit Cards with No Annual Fee

In addition to the above offers, 30 other no-annual-fee credit cards feature excellent rewards too.

>> Click here to see more credit cards with no annual fee <<


Editorial Note: The editorial content on this page is prepared by CardBenefit.com staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotel chains, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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