RedditAfter decades in the workforce, retirees finally have free time to pursue personal interests. They can develop hobbies, visit relatives or friends, travel for pleasure, or enjoy fun activities. For most seniors, retirement is the ideal time to take on extended travel adventures, such as international trips, which may have been challenging to do during their working years. Improved technology on travel planning, booking, and connecting on the go has helped easing travel experience for retirees.
International travelers would inevitably learn that using credit cards for purchases abroad may incur foreign transaction fees, which is usually a surcharge of 3% on purchase prices. Such fees sting for everyone, especially for seniors who typically live on a fixed income. However, there are a few travel credit cards that waive foreign transaction fees. These credit cards are the best payment cards to use overseas. In addition, some credit cards offer lucrative travel rewards or bonus, such as 3% rewards, $500 travel bonus, extra travel credit to cover incidentals such as baggage fees, airport lounges, or expedited security screening, etc.
Here is a quick rundown of the top travel credit cards for seniors and retirees.
| Credit Card | Bonus and Rewards | Annual Fee | |
|---|---|---|---|
 | Citi Strata Premier℠ Card | $95 rates & fees | |
 | Chase Sapphire Preferred® Card | $95 | |
