Best Cash Back Credit Cards of September 2022

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Unlimited 2% Cash Back on all Purchases + $200 Cash Rewards Bonus

Wells Fargo Active Cash Card offers $200 cash rewards bonus. You only need to spend $1,000 on purchases in 3 months to qualify for the $200 bonus. In addition, you can earn unlimited 2% cash back on all purchases, along with $600 protection on your cell phone against covered damage or theft. Best of all, this card has no annual fee.

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 17.99%, 22.99%, or 27.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 months from account opening
Regular APR
17.99%, 22.99%, or 27.99% Variable
Annual Fee (rates & fees)
$0

Alternative Cash Rewards Credit Cards

If you are interested in Wells Fargo Active Cash Card, you may also consider a few other credit cards with similar benefits.

Credit CardBonus and RewardsAnnual Fee
Citi Custom Cash CardCiti Custom Cash℠ Card
  • $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • $0
    Wells Fargo Autograph CardWells Fargo Autograph℠ Card
  • 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value
  • Unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0
    rates & fees
    Bank of America Customized Cash Rewards Credit CardBank of America® Customized Cash Rewards credit card
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • $0
    Bank of America Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit card
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • $0
    Citi Rewards+ CardCiti Rewards+® Card
  • 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • $0
    Citi Double Cash Card - 18 month BT offerCiti® Double Cash Card - 18 month BT offer
  • For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
  • 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • $0
    Costco Anywhere Visa Card by CitiCostco Anywhere Visa® Card by Citi
  • 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    PenFed Power Cash Rewards Visa Signature CardPenFed Power Cash Rewards Visa Signature® Card
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members
  • 1.5% Cash Back on all purchases made with your card
  • $0

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    4 Responses

    1. James McQueen

      Great and Friendly Services!

    2. Stacie Nein

      I am interested in the Card. Can you help me?

      • CardBenefit

        Hi Stacie, thank you for choosing our service! If you’re interested in applying, you can simply click "apply now" or go here.

    3. Maria

      Thank you for your service and great staff