RedditAdvantages of 0% APR Credit Cards
0% interest credit cards can help you save money. Whether you are trying to pay off your debt or you need to make expensive purchases, credit cards that offer 0% introductory interest let you borrow money now and pay off debt later without incurring interest or fees, as long as you make the minimum payments every month.
Wells Fargo Reflect Card: 0% Intro APR for 21 months from account opening
Wells Fargo Reflect Card offers 0% introductory APR on purchases and qualifying balance transfers for 21 months from account opening. In addition, you can get up to $600 of cell phone protection if you use the card to pay your monthly cell phone bills, subject to a $25 deductible. Best of all, this card has no annual fee.
- Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
- $0 Annual Fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
- Intro APR
- 0% on Purchases and qualifying Balance Transfers
- Intro APR Period
- 21 months from account opening
- Annual Fee (rates & fees)
- $0
- Credit Needed
- Excellent / Good
Similar 0% Interest Credit Cards
If you are interested in Wells Fargo Reflect Card, you may also consider a few other credit cards with similar benefits.
0% Interest for 18 Months or More
| Credit Card | 0% Introductory Interest | Annual Fee | |
|---|---|---|---|
 | Citi® Diamond Preferred® Card | 0% on purchases for 12 months and on qualifying balance transfers for 21 months | $0 |
 | Chase Slate Edge℠ | 0% on purchases and balance transfers for 18 months | $0 |
 | Citi Double Cash® Card | 0% on balance transfers for 18 months | $0 |
0% Interest for 15 Months
| Credit Card | 0% Introductory Interest | Annual Fee | |
|---|---|---|---|
 | Bank of America® Travel Rewards credit card | 0% on purchases and qualifying balance transfers for 15 billing cycles. After the intro period ends, the go-to rate of 18.24% - 28.24% variable applies. | $0 |
 | Bank of America® Unlimited Cash Rewards credit card | 0% on purchases and qualifying balance transfers for 15 billing cycles. After the intro period ends, the go-to rate of 18.24% - 28.24% variable applies. | $0 |
 | Bank of America® Customized Cash Rewards credit card | 0% on purchases and qualifying balance transfers for 15 billing cycles. After the intro period ends, the go-to rate of 18.24% - 28.24% variable applies. | $0 |
 | Citi Custom Cash® Card | 0% on purchases and balance transfers for 15 months | $0 |
 | Wells Fargo Active Cash® Card | 0% on purchases and qualifying balance transfers for 15 months from account opening (rates & fees) | $0 |
 | Citi Rewards+® Card | 0% on purchases and balance transfers for 15 months | $0 |
 | Chase Freedom Unlimited® | 0% on purchases and balance transfers for 15 months | $0 |
0% Interest for 12 Months
| Credit Card | 0% Introductory Interest | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Autograph℠ Card | 0% on purchases for 12 months from account opening (rates & fees) | $0 |
 | Ink Business Cash® Credit Card | 0% on purchases for 12 months | $0 |
 | Ink Business Unlimited® Credit Card | 0% on purchases for 12 months | $0 |
 | The American Express Blue Business Cash™ Card | 0% on purchases for 12 months from date of account opening (rates & fees) | $0 (fees) |
