Best Cash Back Credit Cards for Good Credit


Earn cash rewards on everyday purchases! Cash back credit cards let you earn cash rewards on everyday purchases. For example, if you spend $2,000 each month and receive 3% cash back, you will earn $60 cash rewards each month and $720 in a year.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.99% - 27.99% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
17.99% - 27.99% Variable APR on purchases and balance transfers
Annual Fee
  • You will earn a $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
  • You will earn unlimited 1.5% cash rewards on all purchases
  • Pay no annual fee and no foreign transaction fees
  • You can enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire and there's no cap on how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.74%-29.74% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
15 months
Regular APR
19.74% - 29.74% (Variable)
Annual Fee
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.24% - 26.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
Intro APR
0% on Purchases
Intro APR Period
12 months from date of account opening
Purchase APR
18.24% - 26.24% Variable
Annual Fee (rates & fees)
No annual fee

If you are looking for alternative cash rewards options, click here to check out more cash back credit cards.

Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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