Best Rewards Credit Cards for Good Credit
Benefits of Rewards Credit Cards for Good Credit
Rewards credit cards provide a range of benefits for individuals who manage credit responsibly. These cards allow users to earn points, miles, or cash back on everyday purchases, providing tangible rewards that can be redeemed for various benefits. The flexibility in redemption options, including travel, merchandise, gift cards, and cash back, appeals to a diverse range of preferences.
Many rewards credit cards also offer enticing introductory bonuses. Travel enthusiasts can enjoy additional perks such as airline miles, hotel discounts, and travel insurance, while cash back rewards provide a straightforward benefit for those who prefer immediate monetary returns. Enhanced purchase protections, special discounts with partner merchants, and the potential to build a positive credit history through responsible card use further contribute to the appeal of rewards credit cards. Additionally, features like no foreign transaction fees, exclusive cardholder benefits, and tiered rewards in specific spending categories enhance the overall value of these credit cards.
Rewards Credit Cards for People who have Good Credit
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Chase Sapphire Preferred® Card | 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | $95
rates & fees |
 | Chase Freedom Unlimited® | Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account openingEnjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | $0
rates & fees |
 | Chase Sapphire Reserve® | 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.8x points on all purchases through Chase Travel, including The Edit and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases | $795
rates & fees |
 | Sapphire Reserve for Business℠ | 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.8x points on Chase Travel for airline tickets, hotels, including The Edit, car rentals, cruises, activities and tours. | $795
rates & fees |
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Citi Strata Elite℠ Card | For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com1.5 Points per $1 spent on All Other Purchases | $595
rates & fees |
 | Citi Strata Premier® Card | 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.1 Point per $1 spent on all other purchases | $95
rates & fees |
 | Citi Strata℠ Card | For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases. | $0
rates & fees |
 | Citi Double Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. | $0
rates & fees |
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Blue Cash Everyday® Card from American Express | $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. | $0
rates & fees |
 | Blue Cash Preferred® Card from American Express | $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. | $0 intro annual fee for the first year, then $95.
rates & fees |
 | Hilton Honors American Express Card | 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you spend $2,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/14/2026.7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.3X Points for all other eligible purchases on your Card. | $0
rates & fees |
 | The Blue Business® Plus Credit Card from American Express | 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply. | $0
rates & fees |
 | American Express® Business Gold Card | Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* | $375
rates & fees |
 | Delta SkyMiles® Gold American Express Card | 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.When you use your Delta SkyMiles Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more. | $0 introductory annual fee for the first year, then $150.
rates & fees |
If you are looking for alternative rewards cards, click here to check out more rewards credit cards.
Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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