Best Rewards Credit Cards for Good Credit

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Benefits of Rewards Credit Cards for Good Credit

Rewards credit cards provide a range of benefits for individuals who manage credit responsibly. These cards allow users to earn points, miles, or cash back on everyday purchases, providing tangible rewards that can be redeemed for various benefits. The flexibility in redemption options, including travel, merchandise, gift cards, and cash back, appeals to a diverse range of preferences.

Many rewards credit cards also offer enticing introductory bonuses. Travel enthusiasts can enjoy additional perks such as airline miles, hotel discounts, and travel insurance, while cash back rewards provide a straightforward benefit for those who prefer immediate monetary returns. Enhanced purchase protections, special discounts with partner merchants, and the potential to build a positive credit history through responsible card use further contribute to the appeal of rewards credit cards. Additionally, features like no foreign transaction fees, exclusive cardholder benefits, and tiered rewards in specific spending categories enhance the overall value of these credit cards.

Rewards Credit Cards for People who have Good Credit

Citi Rewards Credit Cards

Credit CardBonus and RewardsAnnual Fee
Citi Premier Card

Citi Premier® Card

  • 60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024.
  • 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • 3 Points per $1 spent at Restaurants and Supermarkets
  • 1 Point per $1 spent on all other purchases
  • $95
    Citi Rewards+ Card

    Citi Rewards+® Card

  • 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 2X ThankYou Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou Points on All Other Purchases.
  • $0

    Wells Fargo Rewards Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Wells Fargo Autograph Card

    Wells Fargo Autograph Card

  • 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0
    rates & fees

    Bank of America Rewards Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Bank of America Travel Rewards Credit Card

    Bank of America® Travel Rewards credit card

  • Unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • $0
    Bank of America Premium Rewards Credit Card

    Bank of America® Premium Rewards® credit card

  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
  • $95

    Chase Rewards Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Chase Sapphire Preferred Card

    Chase Sapphire Preferred® Card

  • 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • $95
    Chase Sapphire Reserve

    Chase Sapphire Reserve®

  • 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel.
  • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • $550
    Ink Business Preferred Credit Card

    Ink Business Preferred® Credit Card

  • 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel
  • 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • $95
    Ink Business Premier Credit Card

    Ink Business Premier® Credit Card

  • $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
  • The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
  • $195

    American Express Rewards Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Hilton Honors American Express Card

    Hilton Honors American Express Card

  • 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.
  • 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • 3X Points for all other eligible purchases on your Card.
  • $0
    (fees)
    The Blue Business Plus Credit Card from American Express

    The Blue Business® Plus Credit Card from American Express

  • 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 2X Membership Rewards points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • $0
    (fees)
    American Express Business Gold Card

    American Express® Business Gold Card

  • Earn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 4X Membership Rewards points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • $375
    (fees)
    Delta SkyMiles Gold American Express Card

    Delta SkyMiles® Gold American Express Card

  • 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.
  • 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
  • $0 introductory annual fee for the first year, then $150.
    (fees)

    Capital One Rewards Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Capital One VentureOne Rewards for Good Credit

    Capital One VentureOne Rewards for Good Credit

  • 1.25X miles on every purchase, every day
  • 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • $0
    (fees)

    U.S. Bank Rewards Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    U.S. Bank Business Leverage Visa Signature Card

    U.S. Bank Business Leverage® Visa Signature® Card

  • $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
  • 1% cash per dollar spent on all other eligible purchases.
  • 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
  • $95

    If you are looking for alternative rewards cards, click here to check out more rewards credit cards.


    Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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