RedditSeveral credit cards offer rewards on dining, thanks to bonus points on restaurant spending. We looked through the card issuers’ offerings to see which cards are the most generous with their bonuses for dining purchases and found two cards that offer a lot while charging no annual fee and offering plenty extra on the side.
Capital One® SavorOne® Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card offers 0% APR for the first 15 months on purchases and balance transfers. After the intro period ends, the go-to rate of 15.49% - 25.49% (Variable) applies. The card is a great option for fine dining, offering unlimited 3% cash back rewards for dining. You can also earn unlimited 3% cash back on entertainment, 2% cash rewards on groceries, and 1% cash back on everything else. In addition, it offers new card members a bonus of $150. You only need to spend $500 on purchases in the first 3 months to qualify for the bonus, which is easily attainable.
The Right Dining Credit Card for You
Each of these cards offers an extra bonus for restaurant purchases, but which is right for you? It depends on what extra benefits you are looking for. If you want straightforward cash rewards, the Capital One® SavorOne® Cash Rewards Credit Card is a good choice. No matter what you want to get back from your dining spending, there is a card for you.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| Capital One® SavorOne® Cash Rewards Credit Card | 0% intro APR 15.49% - 25.49% (Variable) APR | 0% intro APR 15.49% - 25.49% (Variable) APR | $0 | Excellent, Good CreditLearn MoreView Card Details |
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- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
