Credit Card Details
- Meet the new secured Chime Visa® Credit Card, the card that unlocks better banking
- With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases.
- Limits risk of debt or overspending
- No annual or late fees
- No minimum balance requirements
- Fee-free (in-network) cash deposits
- Money added to Chime Card™ will be held in a secured deposit account as collateral for your Chime Card, and you can spend up to this amount. You can use money deposited in your Secured Deposit Account to pay off your charges at the end of every month.
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
Topics: Horizon Card
- Overdraft protection up to $300 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
Topics: debit card
- Is Inflation Impacting Your Credit? A Secured Card Can Help You Rebuild in 2026¹ - Now offering Up To 10% Cash Back at select merchants with First Latitude!^^
- Now offering cash back rewards on select purchases & payments!^^
- Secure your credit line with your refundable security deposit - choose from $200- $2,000. With the ability to increase up to $5,000 over time!
- Designed to push you forward on your credit building journey with $0 Annual Fee.¹
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *See Important Disclosures for complete offer details
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
- Invest Your Refund in Your Future - Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
- Choose our First Latitude Elite Card for a lower annual APR!
- Apply with no impact to your credit!*
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
- No minimum credit score required for approval!
- Secure your credit line with a refundable security deposit - as low as $200 to get started!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *See Important Disclosures for complete offer details
- *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.