Credit Card Details

Overdraft protection up to $200 with opt-in and eligible direct deposit*
No monthly fees with eligible direct deposit, otherwise $5 per month
Earn up to 7% cash back when you buy eGift Cards in the app
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
Secure your credit line with your refundable security deposit - choose from $200- $2,000. With the ability to increase up to $5,000 over time!
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Designed to push you forward on your credit building journey with $0 Annual Fee.
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*See Important Disclosures for complete offer details

Choose our First Latitude Elite Card for a lower annual APR!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
No minimum credit score required for approval!
Secure your credit line with a refundable security deposit - as low as $200 to get started!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*See Important Disclosures for complete offer details

Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Intro Offer: Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.
2X points on everyday purchases - double your points on groceries, gas, dining, bills and more.
Earn 10,000 bonus points every year - applies after you complete eligible hotel or car booking. That's equal to a $100 travel value.
Up to $120 credit towards TSA PreCheck® or Global Entry® fee every four years.
Enjoy valuable travel benefits and protection, including Auto Rental Coverage, Travel Accident Coverage, Trip Interruption Coverage, Baggage Delay Reimbursement, Purchase Security and Cell Phone Protection.
No foreign transaction fees.
Points never expire for the life of the account and there are no spend caps on point earning.
Redeem points your way, on your schedule.
A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
19.15% to 27.40% variable regular APR.
$95 annual fee.
See Rates and Fees for details.
Terms and Restrictions apply. See the Guide to Benefits and Reward Terms and Conditions on USAA's website for details.

0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 17.24% - 27.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.

Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
Auto Deductible Reimbursement (ADR) up to $200.
A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
No annual fee.
Cash back rewards never expire.
Redeem cash back your way, on your schedule.
No foreign transaction fees.
16.15% to 28.15% variable regular APR.
Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
See Rates and Fees for details.

Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 11.15% to 25.15% will apply to introductory balances.
A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
No annual fee.
No foreign transaction fees.
11.15% to 25.15% variable regular APR.
See Rates and Fees for details.