Related Topics: Wells Fargo
In January 2011, Discover Card introduced Discover More Card, featuring an unprecedented promotional balance transfer offer. New members were offered an exceptional 0% introductory APR on balance transfers, astonishingly lasting for 24 months. Initially available for over three months, this offer set a historical benchmark as the lengthiest 0% balance transfer promotion. While no other credit card has surpassed this record, several cards continue to present enticing deals of 21 months for individuals seeking to transfer high-interest balances.
If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.
If you're on the lookout for substantial credit card rewards, consider enrolling in the Wells Fargo Autograph Card. As the newest addition to Wells Fargo's lineup of consumer credit cards, this card stands out as a valuable choice for individuals seeking an everyday rewards card. With no annual fee, it proves to be an appealing option for those mindful of their budget. The card boasts 3% points accrual rates for dining, gasoline, travel, and transportation expenses. Furthermore, the Wells Fargo Autograph Card offers a noteworthy sign-up bonus of 30,000 points, a $300 cash redemption value, adding to its allure as a rewarding credit card option.
Several credit cards offer bonuses to people who eat out a lot, thanks to bonus points on restaurant spending. Which cards offer the most generous rewards dining purchases? Quite a few credit cards offer a lot of bonus and rewards while charging no annual fee. If you want more rewards and bonus on dining, or just want straightforward cash rewards, there is a card for you.
If you are a Wells Fargo consumer credit card customer, you can enjoy complimentary Cellular Telephone Protection provided by Wells Fargo, which reimburses you for damage to or theft of your cell phone. Just use your Wells Fargo consumer credit card to pay your monthly cell phone bill, and you will get up to $600 of protection, subject to $25 deductible, against covered damage or theft.
Many cash back credit cards offer rewards based on specific spending categories, and some even feature rotating categories that change every quarter. On the other hand, flat-rate cash back credit cards, which offer a consistent cash back percentage on all purchases, provide simplicity and predictability without the need to monitor or activate specific categories. Several cash back credit cards offer a fixed rewards structure, providing a straight 2% cash back on all purchases.
Personal credit cards with no annual fee can be advantageous for a number of reasons. It saves cost because you won’t incur a yearly charge for simply having the card. No-annual-fee credit cards are often more accessible to a broader range of consumers. They typically come with straightforward terms. And they usually offer cash back rewards, sign-up bonuses, or 0% introductory APR. They can be excellent backup or secondary credit cards for occasional use.
0% interest credit cards help you save money. Whether you are trying to pay off your debt or you need to make expensive purchases, credit cards that offer 0% introductory interest let you borrow money now and pay off debt later without incurring interest or fees, as long as you make the minimum payments every month.
If you like earning steady cash rewards, look no further than Wells Fargo Active Cash Card. It is a no-annual-fee credit card that awards cardholders unlimited 2% cash back on all purchases. There is no spending category restrictions or sign ups for rotating categories. Your cash rewards won’t expire as long as your account remains open. In addition, Wells Fargo Active Cash Card gives out a $200 cash rewards bonus after qualifying purchases. It also lets you enjoy 0% interest on purchases and qualifying balance transfers for 15 months from account opening.
If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% intro APR allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees, as long as you make the minimum payments every month. Many credit cards offer 0% introductory APR on purchases for 12 months or more. If you are short of cash for an expensive purchase, you can open a new credit card with 0% intro APR to enjoy the buying power now. After that, you can just make the minimum payment each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, a 0% APR credit card not only helps you afford the purchase, but also helps you save money by paying no interest for a long time.