Credit Card Category

Continental Finance specializes in providing credit cards tailored to consumers with limited, fair, or poor credit. Its offerings include unsecured cards, eliminating the need for a security deposit to open an account. Notably, all cards from Continental Finance report user activity to the three major credit bureaus. By responsibly managing your credit usage—keeping spending below the limit and paying off balances in full each month—you have the potential to positively impact your credit scores.


USAA offers credit cards specially designed for past and present members of the Armed Forces, officers and enlisted, and their families. Its offerings include cash rewards cards and 0% introductory APR cards.


Cross River Bank is an FDIC-insured community bank headquartered in New Jersey. Through its bank charter, Cross River Bank partners with companies to provide niche financing to businesses and consumers.

Unique Card Services offers merchandise shopping accounts, which are an unsecured credit line that can be used by the account holder to shop exclusively at the MyUnique Outlet Shopping Club. There are no down payment requirements for shopping club purchases.

First Tech Federal Credit Union is a federally chartered credit union that has over 620,000 members. Its membership is opened to include employees in technology industries. First Tech Federal Credit Union offers a credit card that gives out a nice bonus of 20,000 points, along with rewards on purchases of groceries, gas, electronics, medical, household goods and telecommunications.

Green Dot is the world’s largest prepaid debit card company by market capitalization. It is an issuer of prepaid MasterCard and Visa cards that are available at nearly 100,000 retail stores, including CVS, Rite Aid, Walgreens, Dollar Tree; as well as discounted offerings at Meijer and Walmart.

First Electronic Bank is headquartered in Salt Lake City, Utah and is an FDIC-insured, state-chartered industrial bank that offers closed-end and revolving private-label bank card financing programs through strategic partners.

Sutton Bank is a privately held community bank with over 140 years of history headquartered in Attica, Ohio. Sutton Bank has consistently been named one of the top small business and agricultural lenders in the State of Ohio. It operates eight full-service branch offices. Sutton Bank offers Upgrade Card with a personal credit line of up to $50,000. The Upgrade Card has no annual fees. You can use it wherever Visa is accepted.

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Store credit cards are offered by retailers and they can only be used for purchases at a single store or group of stores. Unlike open-loop credit cards, or co-branded cards, which can be used anywhere within a card's network, such as Visa or Mastercard, store credit cards are known as closed-loop cards. Store credit cards may save you money because they usually offer enticing discounts on either in-store or online purchases. Some store cards offer loyalty rewards, including cash back or points with the retailer to use towards future purchases. Store credit cards are usually easy to qualify for. If your credit is not perfect, you may get approved for a store credit card and build credit by making payments responsibly.

Horizon Card Services offers cards that give you credit line to be used at They can help you rebuild credit.