OpenSky® Secured Visa® Credit Card

Card Issuer
Capital Bank
Network
Visa
Card Category
Bad Credit, Secured Card
Required Credit
Poor
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Benefits Summary
Rewards
OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years.

  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
Intro APR
N/A
Intro APR Period
N/A
Regular APR
18.89% (variable)
Annual Fee
$35

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