First Tech Federal Credit Union Credit Cards
First Tech Federal Credit Union is a federally chartered credit union that has over 620,000 members. Its membership is opened to include employees in technology industries. It has over 12 billion dollars in assets with 41 branches located mostly in high technology business centers of California, Colorado, Oregon, Washington, Idaho, Massachusetts, Georgia, Texas. First Tech Federal Credit Union offers a rewards credit card that gives out a nice bonus of 20,000 points, along with rewards on purchases of groceries, gas, electronics, medical, household goods and telecommunications.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| First Tech Odyssey Rewards™ World Elite Mastercard® | As low as 10.49% APR | As low as 10.49% APR $0 at the Transfer APR | $0 intro annual fee first year, then $75 thereafter | Excellent, GoodApply NowView Card Details |
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| Choice Rewards World Mastercard® | As low as 11.75% APR | As low as 11.75% APR $0 at the Transfer APR | $0 | Excellent, GoodApply NowView Card Details |
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| Platinum Secured Mastercard® | As low as 12.50% APR | As low as 12.50% APR $0 at the Transfer APR | $0 | Poor / Limited / NoApply NowView Card Details |
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- Premium travel rewards without the premium price. Enjoy 3x points on travel and hotels, plus World Elite Mastercard® benefits - all with a $0 intro annual fee.
- Earn 30,000 bonus rewards points when you spend $3,000 in your first 90 days. That's $300 in value!
- 3x points on travel and hotels, 2x on dining (including takeout and delivery), and 1x on all other purchases.
- Unlimited points that never expire, so your rewards are ready to go when you are.
- Airport lounge access: Priority Pass membership includes access to 1,800+ airport lounges worldwide.
- 24/7 concierge service: Get help with travel planning, dining reservations, and more - whenever you need it.
- Start with no annual fee your first year, then just $75 annually.
- Hotel and travel perks: Room upgrades (when available) and exclusive travel and lifestyle offers.
- Dining and experiences: Restaurant reservations, sports and entertainment events and curated experiences.
- Exclusive World Elite Mastercard offers: Enjoy exclusive discounts from Lyft, Peacock, Instacart, and more.
- Redeem points for travel, cash back, and more - so you can choose what works best for you.
- 24/7 roadside assistance. Car rental coverage, including coverage for loss of use. Trip cancellation and trip interruption.
- Earn 20,000 bonus points when you spend at least $3,000 within the first 60 days of opening your new Choice Rewards World Mastercard®. That's a $200 value.
- Earn 2 points for every $1 you spend on everyday purchases, including gas, groceries, household goods, and more.
- Earn 1 point per $1 spent on all other eligible items.
- Redeem Reward Points for cash back, travel, merchandise, events, experiences, and gift cards.
- No Annual Fee
- Grow your rewards balance. There's no limit to how many rewards points you can earn, and your points never expire.
- Protect your purchases from damage and theft for 90 days with Mastercard Purchase Assurance.
- Enjoy exclusive discounts from Doordash, Hello Fresh, Lyft, Fandango, and more. Take advantage of a suite of special Mastercard Benefits, including Mastercard ID Theft Protection™, MasterRental Coverage, and Master Global Service™.
- Worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
- Score great rewards and build credit with a refundable security deposit
- Earn Rewards Points for every dollar you spend. Earn 1 rewards point for every dollar spent on your everyday purchases when you use your platinum secured Mastercard®. There's no maximum and your points never expire.
- Use your personal credit card rewards points for Travel, Merchandise, Gift cards and more.
- No annual fee, balance transfer, cash advance or foreign transaction fee
- As low as 12.50% Annual Percentage Rate (APR), not to exceed 18.00%.
- Refundable security deposit
- Convenient and secured Mastercard®
