If you are looking for a credit card with moderate cash rewards with no fees, Chase Freedom® would be a good choice for what you need. It is a VISA credit card with 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases. The credit card has no annual fee.
You will receive 15,000 bonus points after you spend $500 on purchases in your first 3 months from account opening, which can be redeemed for $150 cash back. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account.
The bonus is not available to current cardmembers of Chase Freedom credit card, or previous cardmembers of Chase Freedom who received a new cardmember bonus within the last 24 months. To be eligible for this bonus offer, your account must be open and not in default at the time of fulfillment.
Cash Rewards on Purchases
You will earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. You will earn unlimited 1% cash back on all other purchases. Cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
In addition to cash-back redemption, you may also redeem rewards for gift cards, travel, and products or services made available through Chase or directly from third party merchants.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on purchases and balance transfers for 15 months. You can use it to transfer your existing credit-card balance to pay no interest for an extended period. After the intro period ends, the go-to rate of 16.74% - 25.49% variable applies.
Required Credit Rating
The Chase Freedom® is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.