RedditDo you know that you may receive 5.25% cash back on everyday purchases? Yes, with a right credit card such as Bank of America Cash Rewards or Bank of America Business Cash Rewards, you can earn as much as 5.25% cash back on purchases of gas, online shopping, dining, travel, drug stores, home improvement / furnishings, office supply,TV/telecom & wireless, computer services, or business consulting services.
Bank of America® Cash Rewards: up to 5.25% Cash Back
With Bank of America® Cash Rewards credit card, you can earn 3% cash back on purchases in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings. You can also earn 2% back on purchases at grocery stores and wholesale clubs. On top of the baseline cash rewards, Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 5.25% cash back on select purchases of your choice. This credit card has no annual fee. It is offering $200 bonus.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards.
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.49% - 27.49% Variable APR will apply. A 3% fee applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- Intro APR
- 0% on Purchases and qualifying Balance Transfers
- Intro APR Period
- 18 billing cycles
- Regular APR
- 17.49% - 27.49% Variable APR on purchases and balance transfers
- Annual Fee
- $0
American Express® Blue Business Cash Card: 2% Cash Back
With American Express® Blue Business Cash Card, you can earn 2% cash back on purchases on up to $50,000 per calendar year, then 1%. Cash back. This credit card has no annual fee.
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% - 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- Intro APR
- 0% on Purchases
- Intro APR Period
- 12 months from date of account opening
- Purchase APR
- 17.99% - 25.99% Variable
- Annual Fee (rates & fees)
- No annual fee
Capital One® Spark® Cash for Business: 2% Cash Back
With Capital One® Spark® Cash for Business, you can earn unlimited 2% cash back on all purchases. This credit card has no foreign transaction fees. It is currently running a limited-time promotion to offer $2,000 bonus.
- You will earn up to a $1,000 cash bonus; $500 after spending $5,000 within the first 3 months, and $500 after spending $50,000 in the first 6 months of account opening
- You will earn unlimited 2% cash rewards on all purchases-with no cap or category restrictions
- You will earn an annual $200 bonus cash every year you spend $200,000 or more-that's enough to cover your annual fee and then some
- You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash rewards on all purchases
- Intro APR
- N/A
- Intro APR Period
- N/A
- Regular APR
- N/A
- Annual Fee
- $150
Capital One® Quicksilver® Cash Rewards: 1.5% Cash Back
With Capital One® Quicksilver® Cash Rewards, you can earn unlimited 1.5% cash back on all purchases. This credit card has no annual fee and no foreign transaction fees. It is offering $150 bonus.
- You will earn a $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
- You will earn unlimited 1.5% cash rewards on all purchases
- Pay no annual fee and no foreign transaction fees
- You can enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire and there's no cap on how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months
- Intro APR
- 0% on Purchases and Balance Transfers
- Intro APR Period
- 15 months
- Regular APR
- 19.24% - 29.24% (Variable)
- Annual Fee
- $0
Additional Cash Back Credit Cards
In addition to the above offers, 20 other credit cards feature excellent cash rewards too.
