Cash Rewards Credit Cards for Purchases


Do you know that you may receive 5.25% cash back on everyday purchases? Yes, with a right credit card such as Bank of America Cash Rewards or Bank of America Business Cash Rewards, you can earn as much as 5.25% cash back on purchases of gas, online shopping, dining, travel, drug stores, home improvement / furnishings, office supply,TV/telecom & wireless, computer services, or business consulting services.

Bank of America® Cash Rewards: up to 5.25% Cash Back

With Bank of America® Cash Rewards credit card, you can earn 3% cash back on purchases in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings. You can also earn 2% back on purchases at grocery stores and wholesale clubs. On top of the baseline cash rewards, Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 5.25% cash back on select purchases of your choice. This credit card has no annual fee. It is offering $200 bonus.

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
18.24% - 28.24% Variable APR on purchases and balance transfers
Annual Fee

American Express® Blue Business Cash Card: 2% Cash Back

With American Express® Blue Business Cash Card, you can earn 2% cash back on purchases on up to $50,000 per calendar year, then 1%. Cash back. This credit card has no annual fee.

  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • No Annual Fee
  • Terms Apply
Intro APR
0% on Purchases
Intro APR Period
12 months from date of account opening
Purchase APR
18.49% - 26.49% Variable
Annual Fee (rates & fees)
No annual fee

Additional Cash Back Credit Cards

In addition to the above offers, 20 other credit cards feature excellent cash rewards too.

>> Click here to see more cash rewards credit cards <<

Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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