Best Small Business Credit Cards to Earn Bonus and Rewards

Ink Business Unlimited^® Credit Card: $900 cash bonus + 1.5% Cash Back

Ink Business Unlimited Credit Card is running a limited time offer to give out a rich bonus of $900 cash. You can earn unlimited

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Earn unlimited 1.5% cash back on every purchase made for your business

No Annual Fee

Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.

Round-the-clock monitoring for unusual credit card purchases

With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

0% introductory APR for 12 months on purchases

Member FDIC

rewards on every purchase. This business credit card has no annual fee.

Other Business Credit Cards with Cash Back or Rewards

Many other small business credit cards are also offering excellent rewards or cash back on purchases. Here are the business credit cards that give out rewards and bonus.

Rewards Credit Cards

	Bonus and Rewards	Annual Fee
Ink Business Cash^® Credit Card	$900 when you spend $6,000 on purchases in the first three months after account opening 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases	$0 rates & fees
Ink Business Preferred^® Credit Card	90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases	$95 rates & fees
Ink Business Premier^® Credit Card	$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. Unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases. The only business credit card with 2.5% cash back on every purchase of $5,000 or more.	$195 rates & fees
The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.	$0 rates & fees
The Blue Business^® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.	$0 rates & fees
Costco Anywhere Visa^® Business Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees
American Express^® Business Gold Card	Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*	$375 rates & fees
Delta SkyMiles^® Gold Business American Express Card	Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25. 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year. 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants. 1 Mile on every eligible dollar spent on other purchases.	$0 introductory annual fee for the first year, then $150 rates & fees
The Hilton Honors American Express Business Card	Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Offer Ends 1/14/2026. 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio. 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X Points thereafter.	$195 rates & fees
Marriott Bonvoy Business^® American Express^® Card	6x points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy program.	$125 rates & fees
The Business Platinum Card^® from American Express	New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel using the Business Platinum Card. The Hotel Collection requires a minimum two-night stay. 5X points on flights and prepaid hotels on AmexTravel.com	$895 rates & fees