Posts by Rebecca
If your credit’s taken a hit because of bankruptcy or a financial hardship, or you’re trying to establish credit for the first time, you may only be eligible for a secured credit card. These types of cards are a good first step in rebuilding bad credit, but they tend to be more expensive than unsecured cards.
Teaching your kids how to manage their money is one of the best lessons you can give. Part of educating teens and young adults about personal finance involves teaching them how to use credit wisely as credit cardscan create a mountain of debt if they’re not used responsibly. Giving your teenager a credit card may not seem like a big deal but you need to make sure they know how to use it responsibly.
US Bank FlexPerks Business Travel Rewards Visa card gives 17,500 bonus FlexPoints, up to a $350 airfare credit on over 150 airlines with no blackout dates.
If you’re a Chase military card member, you now have even more convenience and flexibility when it comes to your cash back rewards.
When a credit card bill goes unpaid, it doesn’t just go away. Even if your card issuer ends up writing off the debt, they could still sell your account to an outside debt collector. The debt collector may try to collect on what’s owed or they may decide to sell the debt to another collection agency. In the meantime, you’ve forgotten all about the debt until a bill shows up in your mailbox months or in some cases, years later. These types of accounts are often referred to as “zombie debt” and if you’ve been contacted about a credit card bill you’re not sure you owe, it’s important to know what your rights are.
In some cases, filing bankruptcy may be the only way to get rid of debt so you can have a fresh financial start. When it comes time to apply for a credit card after bankruptcy, knowing what lenders are looking for and which cards to choose can help you to maximize your chances of getting approved.
PayPass is a method of payment that doesn’t involve swiping your credit card or providing your signature. If you have a PayPass MasterCard, you can use it at participating merchants just by tapping it against the card reader when you check out.