Credit Cards

If your credit’s taken a hit because of bankruptcy or a financial hardship, or you’re trying to establish credit for the first time, you may only be eligible for a secured credit card. These types of cards are a good first step in rebuilding bad credit, but they tend to be more expensive than unsecured cards.


Teaching your kids how to manage their money is one of the best lessons you can give. Part of educating teens and young adults about personal finance involves teaching them how to use credit wisely as credit cardscan create a mountain of debt if they’re not used responsibly. Giving your teenager a credit card may not seem like a big deal but you need to make sure they know how to use it responsibly.


If you find yourself with a lot of credit card debt and cannot get back on your feet, a debt settlement may be a good option to consider.


In some cases, filing bankruptcy may be the only way to get rid of debt so you can have a fresh financial start. When it comes time to apply for a credit card after bankruptcy, knowing what lenders are looking for and which cards to choose can help you to maximize your chances of getting approved.