Small Business Credit Cards

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If you are a small business owner, using a business credit card can help you earn rewards on business purchases and manage expenses properly. Business credit cards allow you to separate business expenses from personal expenses, give employee cards, and receive exclusive access to events that are ideal for entertaining clients or treating staff, etc.

Bank of America® Business Advantage Cash Rewards: up to 5.25% Cash Back

With Bank of America® Business Advantage Cash Rewards Mastercard®, you can earn 3% cash back on purchases in the category of your choice: gas, office supply, travel, TV/telecom & wireless, computer services, or business consulting services. You can also earn 2% cash back on dining. On top of the baseline cash rewards, Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 5.25% cash back on select purchases of your choice. This credit card has no annual fee. It is offering $300 bonus.

  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
Intro APR
0% on Purchases
Intro APR Period
9 billing cycles
Regular APR
13.74% - 23.74% Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One® Spark® Cash for Business: 2% Cash Back

Capital One® Spark® Cash for Business is running a limited-time promotion to offer $2,000 cash bonus. It offers unlimited 2% cash back on all purchases and has no annual fee for the first year.

  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
Intro APR
N/A
Intro APR Period
N/A
Regular APR
18.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Bank of America Business Travel Rewards: $250 Bonus + 4.12X Points on Travel

Bank of America® Business Advantage Travel Rewards World Mastercard® offers 25,000 bonus points after qualified spending, redeemable for $250 travel credit. You can earn unlimited 1.5 points for every $1 spent on all purchases. You can earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Expedia-powered Travel Center. Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Travel Center. It has no annual fee and no foreign transaction fees.

  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get 75% more points on the base earn of every purchase you make when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.
Intro APR
0% on Purchases
Intro APR Period
9 billing cycles
Regular APR
12.74% - 22.74% Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One Spark Miles: $2,000 Travel Credit + 5X miles on Hotels

Capital One® Spark® Miles for Business is running a limited-time promotion to offer 200,000 bonus miles after qualified purchases, redeemable for $2,000 statement credit to pay for travel expenses such as flights, hotels, car rentals, cruises, etc. It lets you earn unlimited 2X miles on all purchases and 5X miles on hotel and rental car bookings through Capital One Travel℠. It has no foreign transaction fees which saves you money on purchases when you travel overseas. It has no annual fee for the first year.

  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel-flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
Intro APR
N/A
Intro APR Period
N/A
Regular APR
18.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that

American Express® Blue Business Cash Card: 2% Cash Back

With American Express® Blue Business Cash Card, you can earn 2% cash back on purchases on up to $50,000 per calendar year, then 1%. Cash back. This credit card has no annual fee.

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
Intro APR
0% on Purchases
Intro APR Period
12 months
Regular APR
14.74% - 20.74% Variable
Annual Fee (Rates & Fees)
No annual fee

American Express Business Gold Card: $500 Bonus in Statement Credit

American Express® Business Gold Card is running a limited-time promotion (until 11/06/19) to offer $500 cash bonus in statement credit after qualified purchases.

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • *4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*
  • *Terms Apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.74% - 23.74% Variable
Annual Fee (Rates & Fees)
$295

The Business Platinum Card from American Express: 100,000 Bonus Points – $1,000 value

The Business Platinum® Card from American Express offers 100,000 bonus Membership Rewards points after qualified purchases, which can be redeemed for $1,000 gift cards of popular stores such as Home Depot, Staples, Bed Bath & Beyond, Barnes & Noble, Crate and Barrel, Chili’s Grill & Bar, Coach, Pottery Barn, GAP, Saks Fifth Avenue, Neiman Marcus, etc.

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases made on your Business Platinum Card® within your first 3 months of Card Membership.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when flight is booked on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms Apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
N/A
Annual Fee (Rates & Fees)
$595

Alaska Airlines Visa Business: 40,000 Bonus Miles + Companion Fare

With Alaska Airlines Visa® Business credit card, you can earn 40,000 bonus miles after qualified purchases. The bonus miles can be redeemed for flights of Alaska Airlines and its partners such as American Airlines, Cathay Pacific, Japan Airlines, Singapore Airlines, etc. For every 5,000, 7,500, 10,000, or 12,500 miles, you can redeem for a free one-way flight of less than 700, 1,400, 2,100, or over 2,100 miles, respectively. The 40,000 bonus miles can be redeemed for up to 8 one-way flights. In addition, it offers the Companion Fare, which lets you to buy one ticket, get one for $99 fare plus taxes and fees from just $22. It has no foreign transaction fees.

  • Get 40,000 bonus miles plus Alaska's Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
  • Get Alaska's Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year! That's right, EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
  • Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
  • NEW! 50% off Alaska Lounge day passes and 20% back on inflight food, beverage and Wi-Fi purchases when you pay with your card.
  • Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airline Hotels.
  • Earn unlimited miles and travel with no blackout dates and no international transaction fees.
  • Enjoy many money saving benefits, 800+ destinations, more than a dozen global airline partners and a low annual fee of $50 for the company and $25 per card.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
17.49% - 25.49% Variable
Annual Fee
$50 for the company and $25 per card

Gold Delta SkyMiles Business Credit Card: 30,000 Bonus Delta Miles

Gold Delta SkyMiles® Business Credit Card from American Express lets you earn 30,000 bonus miles after qualified purchases, which can be redeemed for a round-trip flight in the U.S. You can also earn a $50 statement credit after you make a Delta purchase within the first 3 months. You can earn 2 miles per dollar spent on eligible purchases made directly with Delta. You pay no foreign transaction fees when you spend overseas.
It has no annual fee for the first year, then $95.

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95. Terms and limitations apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
17.24% - 26.24% Variable
Annual Fee (Rates & Fees)
$0 introductory annual fee for the first year, then $95

Hilton Honors American Express Business: 125,000 Hilton Honors Bonus Points

The Hilton Honors American Express Business Card lets you earn 125,000 Hilton Honors Bonus Points after qualified spending, redeemable for up to 25 free nights (Hilton point redemption starts as low as 5,000 points per night). You can earn extra Hilton Bonus Points for purchases at Hilton hotels and resorts, and select business & travel purchases. You will enjoy complimentary Gold Status with your Hilton Honors Business Card. You will also have complimentary Priority Pass Select membership for 10 free airport lounge visits each year. It has no foreign transaction fees.

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
17.24% - 26.24% Variable
Annual Fee (Rates & Fees)
$95

Marriott Bonvoy Business American Express: 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card lets you earn 75,000 bonus Marriott Bonvoy points after qualified spending, redeemable for up to 15 free nights (Marriott point redemption starts as low as 5,000 points per night). You can earn 6X points at participating Marriott Bonvoy hotels. You can also earn 4X points on dining, gas, and wireless services. You earn 2x points on all other eligible purchases. You can enjoy complimentary Marriott Bonvoy Silver Elite status.

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
17.24% - 26.24% Variable
Annual Fee (Rates & Fees)
$125

Additional Business Credit Cards

In addition to the above offers, 10 other business credit cards feature outstanding rewards too.

>> Click here to see more business credit cards <<

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