Small Business Credit Cards

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If you are a small business owner, using a business credit card can help you earn rewards on business purchases and manage expenses properly. Business credit cards allow you to separate business expenses from personal expenses, give employee cards, and receive exclusive access to events that are ideal for entertaining clients or treating staff, etc.

American Express® Blue Business Cash Card: 2% Cash Back

With American Express® Blue Business Cash Card, you can earn 2% cash back on purchases on up to $50,000 per calendar year, then 1%. Cash back. This credit card has no annual fee.

  • Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership.
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
Intro APR
0% on Purchases
Intro APR Period
12 months from date of account opening
Regular APR
13.24% - 19.24% Variable
Annual Fee (Rates & Fees)
No annual fee

The Business Platinum Card from American Express

The Business Platinum Card® from American Express offers 75,000 bonus Membership Rewards points after qualified purchases, which can be redeemed for $750 gift cards of popular stores such as Home Depot, Staples, Bed Bath & Beyond, Barnes & Noble, Crate and Barrel, Chili’s Grill & Bar, Coach, Pottery Barn, GAP, Saks Fifth Avenue, Neiman Marcus, etc.

  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Terms Apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
N/A
Annual Fee (Rates & Fees)
$595

Gold Delta SkyMiles Business Credit Card: 30,000 Bonus Delta Miles

Delta SkyMiles® Gold Business American Express Card lets you earn 30,000 bonus miles after qualified purchases, which can be redeemed for a round-trip flight in the U.S. You can also earn a $50 statement credit after you make a Delta purchase within the first 3 months. You can earn 2 miles per dollar spent on eligible purchases made directly with Delta. You pay no foreign transaction fees when you spend overseas.
It has no annual fee for the first year, then $95.

  • Limited Time Offer: Earn 60,000 bonus miles after you spend $3,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
  • Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.74% - 24.74% Variable
Annual Fee (Rates & Fees)
$0 introductory annual fee for the first year, then $99

Hilton Honors American Express Business: 125,000 Hilton Honors Bonus Points

The Hilton Honors American Express Business Card lets you earn 125,000 Hilton Honors Bonus Points after qualified spending, redeemable for up to 25 free nights (Hilton point redemption starts as low as 5,000 points per night). You can earn extra Hilton Bonus Points for purchases at Hilton hotels and resorts, and select business & travel purchases. You will enjoy complimentary Gold Status with your Hilton Honors Business Card. You will also have complimentary Priority Pass Select membership for 10 free airport lounge visits each year. It has no foreign transaction fees.

  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.74% - 24.74% Variable
Annual Fee (Rates & Fees)
$95

Marriott Bonvoy Business American Express: 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card lets you earn 75,000 bonus Marriott Bonvoy points after qualified spending, redeemable for up to 15 free nights (Marriott point redemption starts as low as 5,000 points per night). You can earn 6X points at participating Marriott Bonvoy hotels. You can also earn 4X points on dining, gas, and wireless services. You earn 2x points on all other eligible purchases. You can enjoy complimentary Marriott Bonvoy Silver Elite status.

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
15.74% - 24.74% Variable
Annual Fee (Rates & Fees)
$125

Additional Business Credit Cards

In addition to the above offers, 10 other business credit cards feature outstanding rewards too.

>> Click here to see more business credit cards <<


Editorial Note: The editorial content on this page is prepared by CardBenefit.com staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotel chains, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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