PenFed Credit Cards
Established in 1935, Pentagon Federal Credit Union (PenFed) is America’s second-largest federal credit union, serving over 2 million members worldwide with over $26 billion in assets. PenFed Credit Union offers market-leading credit cards that let you enjoy cash back, travel rewards, or 0% APR. In addition, it offers certificates, checking, personal loans, mortgages, auto loans, and a wide range of other financial services. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender.
- Earn Cash Back for Everyday Purchases
- No Caps. No Limits. No Gimmicks.
- 2% Cash Back** on all purchases for PenFed Honors Advantage Members
- 1.5% Cash Back** on all purchases made with your card
- $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
- 0% Balance Transfers Promo APR for 12 months on transfers made from now until September 30, 2022. 3% fee applies to each transaction. Subject to credit approval.
- Intro APR
- 0% on Balance Transfers
- Intro APR Period
- 12 months
- Purchase APR
- 15.99% - 17.99% Variable
- Annual Fee
- $0
- Earn more everywhere you go!
- 50,000 Bonus Points when you spend $3000 in the first 90 days
- Up to $799^ total Travel value
- 4X Points** on all Travel categories for PenFed Honors Advantage Members
- 3X Points** on all Travel categories
- 1.5X Points** on all other purchases
- 0% Balance Transfers Promo APR for 12 months on transfers made from now until September 30, 2022. 3% fee applies to each transaction. Subject to credit approval.
- Intro APR
- 0% on Balance Transfers
- Intro APR Period
- 12 months
- Purchase APR
- 15.99% - 17.99% Variable
- Annual Fee
- $95 (waived for existing PenFed Honors Advantage Members)
- Get Rewarded on Everyday Purchases
- 5x Points** on gas paid at the pump and EV charging stations
- 3x Points** at the supermarket (including most Target and Walmart locations† ), restaurants, and TV, radio, cable, streaming services
- 1x Points** on all other purchases
- 15,000 Bonus Points when you spend $1,500 in first 90 days
- 0% Balance Transfers Promo APR for 12 months on transfers made from now until September 30, 2022. 3% fee applies to each transaction. Subject to credit approval.
- Intro APR
- 0% on Balance Transfers
- Intro APR Period
- 12 months
- Purchase APR
- 14.49% - 17.99% Variable
- Annual Fee
- $0
- Our Lowest-Rate Card
- Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
- LOW APR on all purchases
- $100 Bonus Offer Statement Credit when you spend $1,500 in first 90 days
- 0% Balance Transfers Promo APR for 15 months on transfers made from now until September 30, 2022. 3% fee applies to each transaction. Subject to credit approval.
- Intro APR
- 0% on Balance Transfers
- Intro APR Period
- 15 months
- Purchase APR
- 7.49% - 17.99% Variable
- Annual Fee
- $0