Credit Card Details




    • Start building credit with just $150 - secure your line with a low, refundable security deposit
    • No credit check required - 89% approval rate with zero credit risk to apply!
    • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
    • Earn up to 10% cash back on everyday purchases
    • Affordable payments - minimum payment as low as $10
    • Boost your credit score fast-2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
    • Track your progress with free access to your FICO® score in our mobile app
    • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
    • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
    • Fast and easy application-apply in minutes with our mobile-first experience
    • Flexible payment options-pick a due date that works for you
    • More time to fund-spread your security deposit over 60 days with layaway
    • Join 1.6 million+ cardholders who have used opensky® to build better credit!

    • Meet the new secured Chime Visa® Credit Card, the card that unlocks better banking
    • You can use the Chime Card™ anywhere Visa credit cards are accepted. For Chime Plus™ members, you'll earn 2% cash back on category of choice like gas, groceries, restaurants, bills, and more. For Chime Prime members, you'll earn 5% cash back on a category of your choice.
    • Limits risk of debt or overspending
    • No annual or late fees
    • No minimum balance requirements
    • Money added to Chime Card™ will be held in a secured deposit account as collateral for your Chime Card, and you can spend up to this amount. You can use money deposited in your Secured Deposit Account to pay off your charges at the end of every month.




    • No Employment or Credit Check
    • Bad Credit, No Credit? No Problem!
    • Fast and Easy Application
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    • Get the credit limit you deserve-$700 guaranteed if approved
    • Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
    • Get the credit you deserve, even with less-than-perfect history.
    • Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
    • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
    • Don't Have Perfect Credit? No Problem!
    • No security deposit, just purchasing power.