Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review – 50,000 Bonus Miles

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Overview

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is an airline credit card issued by our partner Citibank for frequent flyers of American Airlines, which is the largest airline in the world. It gives new card members a generous bonus, rewards cardholders for purchases, and offers plenty of travel perks. If you are looking for travel credit card to earn airline rewards, the Citi / AAdvantage Platinum Select offers plenty of benefits that make it one of the best airline cards.

  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Benefits

Sign-up Bonus

If you spend at least $2,500 in purchases on the credit card within your first 3 months of becoming a card member, you will receive a bonus of 50,000 American Airlines (AA) AAdvantage bonus miles, which can be redeemed for 2 free round-trip flights within continental U.S. and Canada at 12,500 miles for each one-way ticket. If you plan an international travel, the 50,000 AAdvantage miles are more than enough to redeem for a one-way ticket to any international destinations.

Earn Rewards

You will earn 2 AAdvantage miles for every dollar you spend on eligible American Airlines purchases, including flights booked through American Airlines channels such as AA.com, AA reservations, airport ticket counters, American Airlines Admirals Club. You will also earn 2 AAdvantage miles for every dollar you spend at gas stations and restaurants (including fine restaurants, cafes, bars, lounges, and fast foods).

Rewards Redemption

American Airlines is a member airline of oneworld® airlines network, which includes 13 member airlines such as British Airways, Cathay Pacific Airways, Finnair, Japan Airlines, LATAM, Qatar Airways, etc. AAdvantage miles that you have earned by using the Citi / AAdvantage Platinum Select World Elite Mastercard can be redeemed for free flights on American Airlines, American Eagle, and partnering oneworld airlines to nearly 1,000 destinations worldwide. The following chart shows the number of AA airline miles required to redeem for free flights to destinations in different regions.

Destination Region Miles Required (Off Peak) Miles Required
Contiguous 48 U.S. states & Canada 12,500
Contiguous 48 U.S. states & Canada (non-stop flights of at most 500 miles) 7,500
Alaska 15,000
Hawaii 20,000 22,500
Mexico, Caribbean, or Central America 12,500 15,000
South America Region 1: Colombia, Ecuador, Guyana, Manaus in Brazil, Peru 17,500 20,000
South America Region 2: Argentina, Brazil (excluding Manaus), Chile, Paraguay, Uruguay 30,000
Europe 22,500 30,000
Asia Region 1: Japan, Korea 32,500 35,000
Asia Region 2: China, Hong Kong 32,500 35,000
South Pacific 40,000

You may also redeem AAdvantage miles for upgrading seats to business class or first class on American Airlines, British Airways and Iberia flights.

Travel Perks

The Citi / AAdvantage Platinum Select World Elite Mastercard rewards you a $125 American Airlines Flight Discount certificate after you spend $20,000 or more in purchases during your cardmembership year and renew your card. The Flight Discount expires one year from date of issue of the certificate. You can redeem the $125 flight discount certificate toward the ticket purchase of air travel operated by American Airlines or partnering regional airlines, such as Compass Airlines, Republic Airlines, SkyWest Airlines, for itineraries originating in the U.S., Puerto Rico, or U.S. Virgin Islands. The flight discount is also redeemable for air travel on any oneworld carrier or American Airlines codeshare flight.

Primary cardholders are eligible to enjoy the benefit of free checked bags when traveling on domestic itineraries operated by American Airlines, or on itineraries operated as American Eagle flights by regional carriers. You may check one bag free of charge for up to 4 passengers traveling on the same reservation.

AAdvantage Platinum members are also eligible for priority privileges, which gives you the fastest route through most airport-congested areas. You can speed through check-in, security and boarding with the priority privileges. If you are running late, you can bypass general boarding and head to the priority lane to board at any time.

Additional Information

Fees

This credit card has no annual fee for the first year. After the first anniversary, the annual fee is just $99. With all the travel benefits and a generous bonus of 50,000 bonus miles, frequent travelers can easily earn enough rewards to offset the cost of the annual fee starting from the second year.

This credit card does not charge foreign transaction fees. It means that you don’t have to pay a foreign currency surcharge when you use the card to make purchases abroad. It will save about 3% on credit-card purchases for international travelers, because most other credit cards typically would charge a fee of 3% for foreign purchases.

Required Credit Rating

The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is for people with excellent credit scores. If you have a FICO score of 740 or more, you may qualify for the credit card.

Is this the right card for you?

If you are looking to earn top travel rewards, the Citi / AAdvantage Platinum Select World Elite Mastercard is one of the best airline credit cards. Headquartered in Fort Worth, Texas, American Airlines has established itself as the world’s largest airline by fleet size and passengers carried. It operates an extensive flight network to nearly 350 destinations in more than 50 countries. With the Citi / AAdvantage Platinum Select World Elite Mastercard, you can earn a rich bonus of 50,000 AA airline miles, redeemable for two domestic round-trip flight tickets. You can also earn 2 miles per dollar spent on eligible purchases for gas, dining out, and travel on American Airlines. It also offers a wide range of travel perks, including an annual flight discount certificate, free checked bags, priority boarding, and no foreign transaction fees.

Similar Credit Cards

If you are interested in the Citi / AAdvantage Platinum Select World Elite Mastercard, you may also consider a few other credit cards with similar benefits.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
American Airlines AAdvantage MileUp℠ Card

15.99% - 24.99% (Variable) APR

15.99% - 24.99% (Variable) APR

$0

Excellent CreditApply NowView Card Details
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Chase Sapphire Preferred® Card

See Terms

See Terms

$95

Good To Excellent CreditLearn MoreView Card Details
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
ABOC Platinum Rewards Credit Card

0% intro APR
for 12 months

12.90% to 22.90% Variable APR after that

12.90% to 22.90% Variable APR

$0

Excellent CreditApply NowView Card Details
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
United℠ Explorer Card

See Terms

See Terms

$0 Intro for First Year, then $95

Excellent CreditLearn MoreView Card Details
  • 60k bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10k bonus miles after you spend $6,000 in the first 6 months.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
  • Up to $100 Global Entry or TSA PreCheck™ fee credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
Delta SkyMiles® Gold American Express Card

See Terms

See Terms

$0 introductory annual fee for the first year, then $99.

Good To Excellent CreditLearn MoreView Card Details
  • Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy your first checked bag free.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
Delta SkyMiles® Platinum American Express Card

See Terms

Rates & Fees

See Terms

$250

Good To Excellent CreditLearn MoreView Card Details
  • Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 1X Miles on all other eligible purchases.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
Citi Rewards+℠ Card

0% intro APR
for 15 months

13.49% - 23.49% (Variable) APR after that

0% intro APR
for 15 months

13.49% - 23.49% (Variable) APR after that

$0

Excellent CreditApply NowView Card Details
  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee - either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • 60k bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10k bonus miles after you spend $6,000 in the first 6 months.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
  • Up to $100 Global Entry or TSA PreCheck™ fee credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
  • Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy your first checked bag free.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 1X Miles on all other eligible purchases.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee - either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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