Canadian Credit Cards

Check out these popular Canadian credit cards. Many Canadian credit cards offer great incentives, such as cash back for purchases at supermarkets and gas stations, airline miles and hotel rewards, low introductory APR on purchases or balance transfers.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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SimplyCash™ Card from American Express Hide Benefits Show Benefits	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	1.99%* intro APR for 6 months 22.99% APR after that	$0	Excellent CreditApply Now View Card Details
New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership. Earn 1.25% cash back on all other purchases when your Welcome Rate ends No limit to the amount of cash back you can earn after your Welcome Rate ends Optional Balance Transfer Offer - Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application Access to memorable experiences with American Express Invites^® Insurance coverage and 24/7 Customer Service *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Tangerine Money-Back Credit Card Hide Benefits Show Benefits	19.95% APR	19.95% APR	$0	Excellent CreditApply Now View Card Details
Now, earn 4% Money-Back Rewards for the first 3 months in your chosen categories. Earn 2% Money-Back Rewards on purchases in up to three 2% Money-Back Categories of your choice, and 1% Money-Back Rewards on all other purchases. Purchases you make in your chosen 2% Money-Back Categories will earn 4% Money-Back Rewards instead for the first 3 months. 4% Money-Back Rewards start the day you activate your Credit Card, and then go back to 2% after 3 months*. There are plenty of 2% Money-Back Categories to choose from: Grocery, Furniture, Restaurants, Hotel-Motel, Gas, Recurring Bill Payments, Drug Store, Home Improvement, Entertainment, Public Transportation and Parking No annual fee No limit on the amount of Money-Back Rewards you can earn 1.5% Foreign Conversion Fee - one of the lowest in market Free Cards for Authorized Users on your Account
American Express® Gold Rewards Card Hide Benefits Show Benefits	N/A (Penalty APR: 30%*) APR	N/A (Penalty APR: 30%*) APR	$150	Excellent CreditApply Now View Card Details
New American Express^® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards^® points just by making $1,500 in purchases in the first three months of Cardmembership That's enough to redeem for a round-trip Fixed Mileage Flight Reward™ to almost anywhere in North America Earn 2 points for every $1 on eligible travel and everyday purchases. Earn one point for every $1 in Card purchases everywhere else Charge any eligible purchase to your Card then log in to redeem your points for a statement credit Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline, fly any day, and even book right up to a day before departure. 1 Free Supplementary Gold Rewards Card (a $50 value) to help you earn points faster As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Scotiabank® More Rewards®* Visa* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Excellent CreditApply Now View Card Details
Receive 15,000 bonus More Rewards points when you make your first purchase in 90 days* Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations Earn 4 points for every $1 on other purchases everywhere else There's no limit to the number of points you can earn Rates, fees and other information are effective as of February 1, 2018. Subject to change.
American Express Cobalt™ Card Hide Benefits Show Benefits	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	$10 per month	Excellent CreditApply Now View Card Details
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards^® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line^® by American Express Invites^® and advance screenings to blockbuster movies. Plus, more great perks. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply.
Scotiabank®* Gold American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$99	Excellent CreditApply Now View Card Details
Earn 15,000 bonus points with your first $1000 in everyday purchases in the first 3 months* Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment Earn one point on all other eligible everyday purchases Complimentary Concierge Services 24/7 Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Scotia Momentum® Visa Infinite* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$99 Waived for the first year*	Excellent CreditApply Now View Card Details
First year annual fee waived* 4% on eligible gas station and grocery store purchases 2% on eligible drug store purchases and recurring bill payments 1% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of March 1, 2018. Subject to change.
American Express Essential™ Credit Card Hide Benefits Show Benefits	8.99%* (8.99%* on fund advances, 23.99%-26.99%* on missed payment) APR	1.99%* intro APR for 6 months 8.99%* (8.99%* on fund advances, 23.99%-26.99%* on missed payment) APR after that	$0	Excellent CreditApply Now View Card Details
Enjoy a low 8.99% interest rate on purchases Have the flexibility to pay your balance in full or over time Optional Balance Transfer Offer - Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card* Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application* Access to memorable experiences with American Express Invites™ Shopping coverage and 24/7 Customer Service *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.
The SimplyCash™ Preferred Card from American Express Hide Benefits Show Benefits	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	1.99%* intro APR for 6 months 22.99% APR after that	$99	Excellent CreditApply Now View Card Details
New SimplyCash™ Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $300 cash back) for the first 6 months of Cardmembership Earn 2.0% cash back when your Welcome Rate ends Optional Balance Transfer Offer - Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application No limit to the amount of cash back you can earn after your Welcome Rate ends Access to memorable experiences with American Express Invites^® Extensive insurance coverage and 24/7 Customer Service *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
American Express® Air Miles Platinum® Credit Card Hide Benefits Show Benefits	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	1.99%* intro APR for 6 months 22.99% APR after that	$65	Excellent CreditApply Now View Card Details
New American Express^® AIR MILES^® Platinum Credit Card Cardmembers, earn a bonus of 2,000 AIR MILES^®* Reward Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight. Earn 1 reward mile for every $10 in Card purchases at AIR MILES^® Sponsors Earn 1 reward mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada Plus, earn 1 reward mile for every $15 in Card purchases everywhere else Optional Balance Transfer Offer - Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES^® Collector Card, and you can earn reward miles twice *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
American Express® Business Gold Rewards Card Hide Benefits Show Benefits	N/A (Penalty APR: 30%*) APR	N/A (Penalty APR: 30%*) APR	$250	Excellent CreditApply Now View Card Details
Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership. Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards^® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit. You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it. Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere. As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
American Express® Air Miles® Credit Card Hide Benefits Show Benefits	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	1.99%* intro APR for 6 months 22.99% APR after that	None	Excellent CreditApply Now View Card Details
New American Express^® AIR MILES^® Credit Card Cardmembers, earn a Welcome Bonus of 500 AIR MILES^® Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership. Earn 1 reward mile for every $15 in Card purchases at AIR MILES^® Sponsors Earn 1 reward mile for every $20 in Card purchases you charge to the Card everywhere else Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES^®* Collector Card, and you can earn reward miles twice Redeem for a wide range of rewards - everything from electronics to travel and more Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
SCENE® Visa* card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Excellent CreditApply Now View Card Details
Earn 2,000 bonus points with your first $500 in everyday purchases in first 3 months* Earn 1 SCENE point for every $1 you spend on credit card purchases Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Scotia Momentum® No-Fee Visa* Card Hide Benefits Show Benefits	7.99% intro APR for 6 months 19.99% APR after that	22.99% APR	$0	Excellent CreditApply Now View Card Details
7.99% introductory interest rate on purchases for the first 6 months* Cash back on everyday spending with no annual fee 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments 0.5% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotiabank® GM®* Visa* Card Hide Benefits Show Benefits	17.99% APR	22.99% APR	$0	Excellent CreditApply Now View Card Details
Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Blue Sky® Credit Card Hide Benefits Show Benefits	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	19.99%* (22.99%* on funds advances, 23.99%-26.99%* on missed payment) APR	$0	Excellent CreditApply Now View Card Details
New Blue Sky^® Credit Card Cardmembers, earn 10,000 Blue Sky^® Points after you charge $500 in purchases to your Card in your first three months of Cardmembership. Earn 1.25 Blue Sky Points for every $1 in purchases charged to the Card You can start redeeming with as little as 10,000 points towards any travel purchase charged to your Card Enjoy the convenience of no blackout dates, no advance purchase requirements, no seat restrictions and no travel restrictions. $100,000 Travel Accident Insurance You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
The American Express® Platinum Card® Hide Benefits Show Benefits	N/A (Penalty APR: 30%*) APR	N/A (Penalty APR: 30%*) APR	$699	Excellent CreditApply Now View Card Details
New Platinum Card^® Cardmembers, earn 50,000 Bonus Membership Rewards^® points by spending $3,000 in purchases in the first three months of Cardmembership. Platinum members earn 1.25 Membership Rewards^® points for every dollar in purchases charged to the Card and automatically enrolled in the Membership Rewards First™ Tier. You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card^® Travel Service Relax in over 1,100 airport lounges worldwide. Enjoy access to the following partner lounges and benefits: Canadian Platinum Lounge Benefit, Delta Sky Club, The Centurion Lounge network, and Priority Pass™ membership You will also have access to many leading hotel and car rental companies' loyalty programs. Our partners include Starwood^® Hotels & Resorts, Hilton Hotels and Resorts, Radisson Hotel Group, Hertz and Avis. Platinum Cardmembers can enjoy access to special events and unique opportunities and a dedicated Concierge team. As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Scotiabank® GM®* Visa Infinite* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$79 Waived for the first year*	Excellent CreditApply Now View Card Details
First year annual fee waived* Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotiabank Value® Visa* Card Hide Benefits Show Benefits	11.99% APR	0.99% intro APR for 6 months 11.99% APR after that	$29	Excellent CreditApply Now View Card Details
0.99% introductory interest rate on balance transfers for the first 6 months* Save hundreds of dollars in interest a year Low 11.99% interest rate Pay down balances faster Simplify your monthly payments Rates, fees and other information are effective as of February 1, 2018. Subject to change.
No-Fee Scotiabank Value® Visa* Card Hide Benefits Show Benefits	16.99% APR	3.99% intro APR for 6 months 16.99% APR after that	$0	Excellent CreditApply Now View Card Details
3.99% introductory interest rate on balance transfers for the first 6 months* A great low rate with no annual fee Pay down balances faster Simplify your monthly payments Rates, fees and other information are effective as of February 1, 2018. Subject to change.
ScotiaGold Passport® Visa* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$110	Excellent CreditApply Now View Card Details
Earn 5,000 bonus points upon your first purchase* Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotia Momentum® Visa* Card Hide Benefits Show Benefits	19.99% APR	2.99% intro APR for 6 months 22.99% APR after that	$39	Excellent CreditApply Now View Card Details
2.99% introductory interest rate on balance transfers for the first 6 months* Cash back with low annual fee 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments 1% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Scotiabank®* American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Excellent CreditApply Now View Card Details
Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months* Earn one Scotia Rewards point on all eligible everyday purchases Flexible Point Redemption Rates, fees and other information are effective as of February 1, 2018. Subject to change.