Canadian Credit Cards

Check out these popular Canadian credit cards. Many Canadian credit cards offer great incentives, such as cash back for purchases at supermarkets and gas stations, airline miles and hotel rewards, low introductory APR on purchases or balance transfers.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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HSBC World Elite® Mastercard® Hide Benefits Show Benefits	19.9% APR	22.9% APR	First Year Fee Rebate. Terms Apply	Excellent, Good CreditApply Now View Card Details
Earn up to 60,000 Points($300 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($149 value). Must apply by August 17, 2020. Conditions Apply. Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1) Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1) No foreign transaction fees. Only the exchange rate will apply. $100 annual travel enhancement credit 31-day Worldwide Emergency Travel Medical insurance This offer is only available to residents of Canada other than the province of Quebec
HSBC +Rewards™ Mastercard® Hide Benefits Show Benefits	11.9% APR	11.9% APR	First Year Fee Rebate. Terms Apply	Excellent, Good CreditApply Now View Card Details
Earn 10,000 Points($50 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by August 17, 2020. Conditions Apply. Earn 2 Points for every $1 spent on eligible dining or entertainment purchases Our lowest interest rate for purchases, cash advances and balance transfers: 11.9% Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item This offer is only available to residents of Canada other than the province of Quebec
Scotiabank®* Gold American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$120	Good CreditApply Now View Card Details
Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months† Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services Earn 1 point for every $1 you spend on all other eligible everyday purchases Complimentary Concierge Services 24/7 Amex exclusive benefits (Front Of The Line) Rates, fees, offers and other information are effective as of May 1 , 2020. Subject to change.
Scotia Momentum® Visa Infinite* Card Hide Benefits Show Benefits	20.99% APR	22.99% APR	$120	Excellent CreditApply Now View Card Details
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards.¹ A welcome offer value of $350.† 4% on eligible recurring bill payments and grocery store purchases 2% on eligible gas station and daily transit purchases 1% cash back on all other eligible everyday purchases Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges Comprehensive Travel Insurance & New Mobile Device Insurance coverage Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Marriott Bonvoy™ Business American Express® Card Hide Benefits Show Benefits	19.99% APR	N/A	$150	Excellent, Good, Fair CreditApply Now View Card Details
Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time. Receive an Annual Free Night Award automatically each year after your anniversary Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program. You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else Make the most of a suite of business management tools that give you more control over your business anytime and anywhere Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotiabank Passport™ Visa Infinite* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$139	Excellent CreditApply Now View Card Details
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel )‡ Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more) Enjoy no FX Mark-up Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Scotia Momentum® No-Fee Visa* Card Hide Benefits Show Benefits	7.99% intro APR for 6 months 19.99% APR after that	22.99% APR	$0	Good CreditApply Now View Card Details
7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊ Cash back on everyday spending with no annual fee 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments 0.5% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Scotia Momentum® Mastercard®* Hide Benefits Show Benefits	7.99% intro APR for 6 months 19.99% APR after that	22.99% APR	$0	Good CreditApply Now View Card Details
7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊ Cash back on everyday spending with no annual fee 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments 0.5% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Scotiabank®* American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Good CreditApply Now View Card Details
Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊ Earn one Scotia Rewards point on all eligible everyday purchases Flexible Point Redemption Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
No-Fee Scotiabank Value® Visa* Card Hide Benefits Show Benefits	16.99% APR	3.99% intro APR for 6 months 16.99% APR after that	$0	Good CreditApply Now View Card Details
3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊ A great low rate with no annual fee Pay down balances faster Simplify your monthly payments Rates, fees and other information are effective as of May 1, 2020. Subject to change.
Scotiabank® GM®* Visa* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Good CreditApply Now View Card Details
Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Scotiabank® GM®* Visa Infinite* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$79 Waived for the first year*	Good CreditApply Now View Card Details
First year annual fee waived◊ Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of May 1, 2020. Subject to change.
American Express® AIR MILES®* Gold Business Card Hide Benefits Show Benefits	19.99% APR	N/A	$0	Excellent, Good, Fair CreditApply Now View Card Details
*Get 150 Bonus AIR MILES® Reward Miles when you spend $1,000 within the first three months of Cardmembership** Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else *Show your Collector Card and use your AIR MILES® Gold Business Card at Sponsor locations to earn miles twice** Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
American Express® Business Gold Rewards Card® Hide Benefits Show Benefits	N/A	N/A	$250	Excellent, Good CreditApply Now View Card Details
Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership. You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere. As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotia Momentum® Visa* Card Hide Benefits Show Benefits	19.99% APR	2.99% intro APR for 6 months 22.99% APR after that	$39	Good CreditApply Now View Card Details
2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊ Cash back with low annual fee 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments 1% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
SCENE® Visa* card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Good CreditApply Now View Card Details
Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊ Earn 1 SCENE point for every $1 you spend on credit card purchases Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Scotiabank Value® Visa* Card Hide Benefits Show Benefits	12.99% APR	0.99% intro APR for 6 months 12.99% APR after that	$29	Good CreditApply Now View Card Details
0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊ Save hundreds of dollars in interest a year Low 12.99% interest rate Pay down balances faster Simplify your monthly payments Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
ScotiaGold Passport® Visa* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$110	Good CreditApply Now View Card Details
Earn 5,000 bonus Scotia Rewards points upon your first purchase◊ Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
American Express® AIR MILES®* for Business Card Hide Benefits Show Benefits	N/A	N/A	$180	Excellent, Good, Fair CreditApply Now View Card Details
*Earn a bonus of 2,000 AIR MILES® Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership** You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else Make the most of a suite of business management tools that give you more control over your business anytime and anywhere With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That's the power of a charge card As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotiabank®* Platinum American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$399	Excellent CreditApply Now View Card Details
Earn 30,000 bonus Scotia Rewards points upon first purchase◊ Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment Earn one point on all other eligible everyday purchases Complimentary membership to Priority Pass Airport Lounges Worldwide Rates, fees and other information are effective as of May 1 , 2020. Subject to change.
Business Platinum Card® from American Express Hide Benefits Show Benefits	N/A	N/A	$499	Excellent, Good CreditApply Now View Card Details
Earn a Welcome Bonus of 35,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
American Express Business Edge™ Card Hide Benefits Show Benefits	19.99% APR	N/A	$99	Excellent, Good, Fair CreditApply Now View Card Details
Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply You can earn 1 times the points on all other purchases charged to the Card Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options Make the most of a suite of business management tools that give you more control over your business anytime and anywhere Leverage your cash flow with the option of carrying a balance or paying in full each month American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply