Canadian Credit Cards

Check out these popular Canadian credit cards. Many Canadian credit cards offer great incentives, such as cash back for purchases at supermarkets and gas stations, airline miles and hotel rewards, low introductory APR on purchases or balance transfers.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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HSBC World Elite® Mastercard® Hide Benefits Show Benefits	19.9% APR	22.9% APR	First Year Fee Rebate. Terms Apply	Excellent, Good CreditApply Now View Card Details
Earn up to 100,000 Points ($500 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year. Must apply by December 28, 2020. Conditions Apply. Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1) Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1) No foreign transaction fees. Only the exchange rate will apply. $100 annual travel enhancement credit 31-day Worldwide Emergency Travel Medical insurance This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer)
HSBC +Rewards™ Mastercard® Hide Benefits Show Benefits	11.9% APR	11.9% APR	First Year Fee Rebate. Terms Apply	Excellent, Good CreditApply Now View Card Details
Earn 20,000 Points ($100 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by December 28, 2020. Conditions Apply. Our lowest interest rate for purchases, cash advances and balance transfers: 11.9% Earn 2 Points for every $1 spent on eligible dining or entertainment purchases. Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer)
Scotiabank®* Gold American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$120	Good CreditApply Now View Card Details
Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months† Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services Earn 1 point for every $1 you spend on all other eligible everyday purchases Complimentary Concierge Services 24/7 Amex exclusive benefits (Front Of The Line) Rates, fees, offers and other information are effective as of Sep 1 , 2020. Subject to change.
Tangerine Money-Back Credit Card Hide Benefits Show Benefits	19.95% APR	1.95% intro APR for 6 months 19.95% APR after that	$0	Excellent CreditApply Now View Card Details
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases. Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category. No limit on the amount of Money-Back Rewards you can earn. Change your 2% Money-Back Categories to suit your spending. No annual fee
SimplyCash™ from American Express Hide Benefits Show Benefits	19.99% APR	N/A	$0	Excellent, Good CreditApply Now View Card Details
New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership. Earn 1.25% cash back on purchases when your Welcome Rate ends No limit to the amount of cash back you can earn after your Welcome Rate ends Access to memorable experiences with American Express Invites® Insurance coverage and 24/7 Customer Service American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
SimplyCash™ Preferred from American Express Hide Benefits Show Benefits	19.99% APR	N/A	$99	Excellent, Good CreditApply Now View Card Details
New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership Earn 2.0% cash back when your Welcome Rate ends No limit to the amount of cash back you can earn after your Welcome Rate ends Access to memorable experiences with American Express Invites® Extensive insurance coverage and 24/7 Customer Service American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Marriott Bonvoy™ American Express® Card Hide Benefits Show Benefits	19.99% APR	N/A	$120	Excellent, Good CreditApply Now View Card Details
New Marriott Bonvoy™* American Express® Cardmembers earn 50,000 Marriott Bonvoy™ points enough for 3 free nights at a Category 2 hotel after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.* subject to change at any time *Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™ properties Earn 2 points for every $1 in all other Card purchases Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary** No annual fee on Additional Cards Redeem points for free nights with no blackout dates at over 7,000 of the world's most desired hotels Automatic Marriott Bonvoy Silver Elite status membership Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy™ American Express® Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotia Momentum® Visa Infinite* Card Hide Benefits Show Benefits	20.99% APR	22.99% APR	$120	Excellent CreditApply Now View Card Details
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards.1 A welcome offer value of $350.† 4% on eligible recurring bill payments and grocery store purchases 2% on eligible gas station and daily transit purchases 1% cash back on all other eligible everyday purchases Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges Comprehensive Travel Insurance & New Mobile Device Insurance coverage Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
American Express® Gold Rewards Card Hide Benefits Show Benefits	N/A	N/A	$150	Excellent, Good CreditApply Now View Card Details
New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership That's enough to redeem for a round-trip Fixed Mileage Flight Reward™ to almost anywhere in North America Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada. Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more Earn 1 point for every $1 in Card purchases everywhere else Charge any eligible purchase to your Card then log in to redeem your points for a statement credit Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline, fly any day, and even book right up to a day before departure 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
American Express Cobalt™ Card Hide Benefits Show Benefits	19.99% APR	N/A	$10/month of Cardmembership ($120 annually)	Excellent, Good, Fair CreditApply Now View Card Details
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards^® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. 30,000 points is enough for: An eligible short-haul flight using the Fixed Points Travel Program, or $300 in statement credits redeemed towards travel purchases charged to your Card or $300 worth of tickets on Ticketmaster.ca Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Marriott Bonvoy™ Business American Express® Card Hide Benefits Show Benefits	19.99% APR	N/A	$150	Excellent, Good, Fair CreditApply Now View Card Details
Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time. Receive an Annual Free Night Award automatically each year after your anniversary Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program. You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else Make the most of a suite of business management tools that give you more control over your business anytime and anywhere Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotiabank Passport™ Visa Infinite* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$139	Excellent CreditApply Now View Card Details
Earn up to 35,000 bonus Scotia Rewards points in your first year (that's up to $350 towards travel )‡ Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more) Enjoy no FX Mark-up Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
Scotia Momentum® No-Fee Visa* Card Hide Benefits Show Benefits	7.99% intro APR for 6 months 19.99% APR after that	22.99% APR	$0	Good CreditApply Now View Card Details
7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊ Cash back on everyday spending with no annual fee 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments 0.5% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
Scotia Momentum® Mastercard®* Hide Benefits Show Benefits	7.99% intro APR for 6 months 19.99% APR after that	22.99% APR	$0	Good CreditApply Now View Card Details
7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊ Cash back on everyday spending with no annual fee 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments 0.5% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
Scotiabank®* American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Good CreditApply Now View Card Details
Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊ Earn one Scotia Rewards point on all eligible everyday purchases Flexible Point Redemption Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
No-Fee Scotiabank Value® Visa* Card Hide Benefits Show Benefits	16.99% APR	3.99% intro APR for 6 months 16.99% APR after that	$0	Good CreditApply Now View Card Details
3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊ A great low rate with no annual fee Pay down balances faster Simplify your monthly payments Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.
American Express® AIR MILES®* Platinum Credit Card Hide Benefits Show Benefits	20.99% APR	N/A	$120	Excellent, Good CreditApply Now View Card Details
New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada Earn 1 Mile for every $10 in Card purchases everywhere else American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles) *Shop at participating AIR MILES® Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice** American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotiabank® GM®* Visa* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Good CreditApply Now View Card Details
Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
Scotiabank® GM®* Visa Infinite* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$79 Waived for the first year*	Good CreditApply Now View Card Details
First year annual fee waived◊ Get closer to your new car with up to 5% in GM Earnings Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac No earning or redemption caps Rates, fees and other information are effective as of Sep 1, 2020. Subject to change.
American Express® AIR MILES®* Gold Business Card Hide Benefits Show Benefits	19.99% APR	N/A	$0	Excellent, Good, Fair CreditApply Now View Card Details
*Get 150 Bonus AIR MILES® Reward Miles when you spend $1,000 within the first three months of Cardmembership** Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else *Show your Collector Card and use your AIR MILES® Gold Business Card at Sponsor locations to earn miles twice** Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
American Express® Business Gold Rewards Card® Hide Benefits Show Benefits	N/A	N/A	$250	Excellent, Good CreditApply Now View Card Details
Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership. You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere. As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotia Momentum® Visa* Card Hide Benefits Show Benefits	19.99% APR	2.99% intro APR for 6 months 22.99% APR after that	$39	Good CreditApply Now View Card Details
2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊ Cash back with low annual fee 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments 1% cash back on all other eligible everyday purchases Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
SCENE® Visa* card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$0	Good CreditApply Now View Card Details
Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊ Earn 1 SCENE point for every $1 you spend on credit card purchases Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
Scotiabank Value® Visa* Card Hide Benefits Show Benefits	12.99% APR	0.99% intro APR for 6 months 12.99% APR after that	$29	Good CreditApply Now View Card Details
0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊ Save hundreds of dollars in interest a year Low 12.99% interest rate Pay down balances faster Simplify your monthly payments Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
ScotiaGold Passport® Visa* Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$110	Good CreditApply Now View Card Details
Earn 5,000 bonus Scotia Rewards points upon your first purchase◊ Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
American Express® AIR MILES®* for Business Card Hide Benefits Show Benefits	N/A	N/A	$180	Excellent, Good, Fair CreditApply Now View Card Details
*Earn a bonus of 2,000 AIR MILES® Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership** You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else Make the most of a suite of business management tools that give you more control over your business anytime and anywhere With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That's the power of a charge card As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Scotiabank®* Platinum American Express® Card Hide Benefits Show Benefits	19.99% APR	22.99% APR	$399	Excellent CreditApply Now View Card Details
Earn 30,000 bonus Scotia Rewards points upon first purchase◊ Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment Earn one point on all other eligible everyday purchases Complimentary membership to Priority Pass Airport Lounges Worldwide Rates, fees and other information are effective as of Sep 1 , 2020. Subject to change.
Business Platinum Card® from American Express Hide Benefits Show Benefits	N/A	N/A	$499	Excellent, Good CreditApply Now View Card Details
Earn a Welcome Bonus of 50,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
American Express Business Edge™ Card Hide Benefits Show Benefits	19.99% APR	N/A	$99	Excellent, Good, Fair CreditApply Now View Card Details
Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply You can earn 1 times the points on all other purchases charged to the Card Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options Make the most of a suite of business management tools that give you more control over your business anytime and anywhere Leverage your cash flow with the option of carrying a balance or paying in full each month American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply