RedditDon’t miss the best offers on bank deposit accounts.
- Earn $500 after qualified activities until 12.11.26 with interest-bearing Key Select Checking®.
- Open a Key Select Checking® account online by December 11, 2026.
- Make the minimum opening deposit of $50, plus a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
- Earn a $100 cash bonus year after year with qualifying activities.
- Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.
- Get paid up to two days early with eligible direct deposits to a KeyBank account.
- Use EasyUp to build up savings or pay down debt without even thinking about it.
- If your account's overdrawn by $20 or less at the end of the day, you won't see an overdraft fee from KeyBank.
- Set custom account alerts so you can receive text or email updates about the account information that's important to you.
- Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
- Visit them at any of their convenient branches or 40,000+ KeyBank and Allpoint® ATMs nationwide.
- Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
- Link your checking account to an eligible credit or savings account to automatically cover overdrafts without a transfer fee.
- Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.
- Geographic restrictions apply and account opening is subject to approval. Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- Limited Time Offer: Open your account using promo code CITBoost to get 4.10%* APY in the first 6 months with balances of $5,000 or more. After boost is completed, you will continue to earn 3.75%¹ APY on balances over $5,000.
- $100 minimum opening deposit.
- Earn 10x the National Average APY² on balances of $5,000 or more during the first 6 months
- Your CIT Bank account is FDIC insured, which means it's secure
- CIT Bank's mobile app makes it easy to manage your account
- No account opening or monthly services fees, so you can keep what you earn.
- Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
- CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
- For complete list of account details and fees, see our Personal Account disclosures.
- Member FDIC
Disclosures:
¹ Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs - Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
² Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.
* Platinum Savings APY Boost Promotion Terms and Conditions
This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.
The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.
The promotion can end at any time without notice.
- New Customer Bonus: Earn up to $1,200 with code SUMMER26 at sign-up
- Open a Western Alliance Bank Savings Account and get 3.80% APY*
- Excellent rates with NO fees.
- Interest will be compounded daily and credited on the last calendar day of each month.
- FDIC insured. $1 minimum deposit. 24/7 online access.
- Special opportunity for consumers to save with the nation's top commercial bank.
- New Customer Bonus: Earn up to $1,200 with code SUMMER26 at sign-up
- The more you save, the more you earn
- Raisin is an online platform that connects savers with various FDIC-insured banks and NCUA-insured credit unions offering high-yield savings accounts and CDs.
- Raisin acts as a marketplace, allowing users to easily find and open these accounts through its website or app, without directly holding their money.
- Sign up for Raisin and deposit at least $10,000 by July 31, 2026. You must use code SUMMER26 when you fund your account.
- The more you save, the more you can earn. Make multiple deposits within the first 14 days of enrolling and spread them across different savings products to maximize your bonus.
- Maintain your deposits for 90 days to qualify for your bonus!
- Earn $300 after qualified activities until 12.11.26 with the no-monthly-maintenance-fee Key Smart Checking®.
- Open a Key Smart Checking® account online by December 11, 2026.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
- Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.
- You could get paid up to two days early with eligible direct deposits to a KeyBank account.
- Use EasyUp® to build up savings or pay down debt without even thinking about it.
- If your account's overdrawn by $20 or less at the end of the day, you won't see an overdraft fee from KeyBank.
- Set custom account alerts so you can receive text or email updates about the account information that's important to you.
- Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
- Visit them at any of their convenient branches or 40,000+ KeyBank and Allpoint® ATMs nationwide.
- Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
- Link your checking account to an eligible credit or savings account to automatically cover overdrafts without a transfer fee.
- Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.
- Geographic restrictions apply and account opening is subject to approval. Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- Low minimum deposit of only $1,000; no maximum57
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more57
- Choose from a variety of maturity dates including 12-month and 60-month terms57
- Dividends compounded every month and at maturity57
- Funds are insured up to $250,000 by NCUA
- Alliant Credit Union is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has always served us well. With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the nation. Our excellent online, mobile and phone banking services, combined with our full suite of competitive products, make banking simpler for our 800,000+ members nationwide.
Disclosure 57. See https://www.alliantcreditunion.org/disclosures#certificates for disclosure details.
- Earn more with 3.01% APY
- No hidden charges and no monthly fees
- No maximum balance, NCUA insured
- Intuitive digital experience with our award-winning online and mobile banking app
- 24/7 accessibility
- 80,000+ in-network ATMs nationwide
- Easily transfer money between accounts, including those outside Alliant
- Deposit checks instantly with our mobile app
- The debit card with up to 2% cash back on purchases
- Maximize your rewards with a $1,000 monthly direct deposit
- Add a Performance Savings account when you open your checking account to earn up to 4.02% APY.
- Up to 2% Cash Back on common everyday expenses, recurring payments and subscriptions. Unlimited 1% cash back on all other purchases.
- Get paid up to 2 days early with direct deposit
- No Overdraft Fees
- No Monthly Fees
- Up to $250,000 in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.
- Exceptional 3.05% APY on balances of $1,000 or more
- High-yield savings account with no monthly fees
- Secure, 24/7 mobile access to your account
- Your money is insured up to $1 million through FDIC and/or NCUA* at our Participating Institutions.
- Earn 1.10% APY on all balance tiers when you make at least 10 qualifying debit card point of sale transactions of $10 or more per statement cycle.
- If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.10% APY.
- Accrue an APY that's over 27x higher than the national average.
- Open an account online in just 3 minutes and with only $100 opening deposit.
- No Monthly or Overdraft Fees
- Your eligible deposit accounts are protected and FDIC insured.
