American Express Essential™ Credit Card

Card Issuer
American Express Canada
Card Type
Credit Card
Card Category
Credit Recommended
Excellent, Good, Fair
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Reward Details
Access to memorable experiences with American Express Invites™.
Additional Benefits
This card has no annual fee.

  • Enjoy a low 8.99% interest rate on purchases
  • Have the flexibility to pay your balance in full or over time
  • Optional Balance Transfer Offer - Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card*
  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application*
  • Access to memorable experiences with American Express Invites™
  • Shopping coverage and 24/7 Customer Service
  • *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.
Intro APR
1.99% on Balance Transfers
Intro APR Period
6 months
Purchase APR
8.99% (8.99% on funds advances, 23.99% - 26.99% Variable on missed payment)
Annual Fee

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