OpenSky Launch Secured Visa® Credit Card
- Card Issuer
- Capital Bank
- Network
- Visa
- Card Category
- Bad Credit, Secured Card
- Required Credit
- No Credit, Poor, Fair
Benefits Summary
Rewards
Earn up to 10% cash back on everyday purchases.
Extra Benefits
Track your progress with free access to your FICO® score in our mobile app.
- Start building credit with just $100 - secure you line with a low, refundable security deposit
- No credit check required - 89% approval rate with zero credit risk to apply!
- Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
- Earn up to 10% cash back on everyday purchases
- Affordable payments - minimum payment as low as $10
- Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
- Fast and easy application-apply in minutes with our mobile-first experience
- Flexible payment options-pick a due date that works for you
- More time to fund-spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
- Intro APR
- N/A
- Intro APR Period
- N/A
- Regular APR
- 28.99% (Variable)
- Annual Fee
- $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.
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