Credit Card Details








      • Limited Time Offer: Open your account using promo code CITBoost to get 4.10%* APY in the first 6 months with balances of $5,000 or more. After boost is completed, you will continue to earn 3.75%¹ APY on balances over $5,000.
      • $100 minimum opening deposit.
      • Earn 10x the National Average APY² on balances of $5,000 or more during the first 6 months
      • Your CIT Bank account is FDIC insured, which means it's secure
      • CIT Bank's mobile app makes it easy to manage your account
      • No account opening or monthly services fees, so you can keep what you earn.
      • Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
      • CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
      • For complete list of account details and fees, see our Personal Account disclosures.
      • Member FDIC