Credit Card Details




    • Get 3.75%¹ APY with a balance of $5,000 or more.
    • $100 minimum opening deposit.
    • Earn 9x the National Average APY² on balances of $5,000 or more
    • Your CIT Bank account is FDIC insured, which means it's secure
    • CIT Bank's mobile app makes it easy to manage your account
    • No account opening or monthly services fees, so you can keep what you earn.
    • Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
    • CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
    • For complete list of account details and fees, see our Personal Account disclosures.