Citi Simplicity® Card
- Card Issuer
- Citibank
- Network
- Mastercard
- Card Category
- Balance Transfer, 0% on Purchases
- Required Credit
- Excellent, Good
Benefits Summary
Introductory APR
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.49% - 25.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
Extra Benefits
This card has no annual fee.
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.49% - 25.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
- Read our review on Citi Simplicity® Card
- Intro APR on Purchases
- 0% for 12 months on purchases
- Intro APR on Transfers
- 0% for 21 months on qualified balance transfers
- Regular APR
- 15.49% - 25.49% (Variable)
- Annual Fee
- $0
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Topics: balance transfers, Citibank