Best Credit Cards for Limited or Fair Credit

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Grow your credit history with responsible use of credit and on-time payments! Capital One Platinum Credit Card is an unsecured card with no annual fee. Credit One Bank Platinum Visa lets you enjoy benefits of 1% cash back rewards and no annual fee. Journey Student Rewards is a cash back credit card for college students who have limited credit history. It offers up to 1.25% cash rewards, no annual fee, and no foreign transaction fees.

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0

  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
  • Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
Intro APR
N/A
Intro APR Period
N/A
Regular APR
19.74% - 25.74% Variable
Annual Fee
$0 - $99

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0

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