Posts by Rose

When it's time to make big life decisions such as buying a car or putting a downpayment on a house, having a good credit score is going to be a crucial factor. Learn about credit scores today.


A credit inquiry is a notation whereby a bank or credit-issuing institution requests an individual’s credit report to evaluate their “creditworthiness”, or likelihood to repay money that is lent to them. There are two types of inquiries: hard inquiries and soft inquiries. Only hard inquiries can negatively affect your ...


A credit score is a mathematical model used by a majority of banks to evaluate a person’s financial reliability or credit risk. The score gives lenders a “lend/reject” answer for people applying for credit or loans. A credit score is also commonly referred to as a FICO Score (Fair ...