Discover the best credit card deals

Secured Credit Cards

Secured credit cards are designed to help people build their credit. If you have limited or no credit, you would like to build your credit gradually and secured credit cards can be your best choice. If you have fallen hard financially and have damaged your credit, you may also rebuild your credit history with secured credit cards.

Capital One Secured MasterCard
Apply for Capital One Secured MasterCard Online

Capital One® Secured MasterCard®

  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Get free access to a credit score, credit report, and credit tips using Credit Tracker
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
  • Click here for more details on Capital One® Secured MasterCard®
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A22.9%(V)$29

OpenSky Secured Visa Credit Card
Apply for OpenSky Secured Visa Credit Card Online

OpenSky® Secured Visa® Credit Card

  • Build Your Credit, with monthly updates to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
  • Apply in less than 5 minutes, NO credit check necessary
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
  • Click here for more details on OpenSky® Secured Visa® Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A17.50% variable APR$29

The First Progress Platinum Elite MasterCard Secured Credit Card
Apply for The First Progress Platinum Elite MasterCard Secured Credit Card Online

The First Progress Platinum Elite MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
  • Click here for more details on The First Progress Platinum Elite MasterCard® Secured Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A19.99%$29

First Progress Platinum Select MasterCard Secured Credit Card
Apply for First Progress Platinum Select MasterCard Secured Credit Card Online

First Progress Platinum Select MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
  • Click here for more details on First Progress Platinum Select MasterCard® Secured Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A14.99%$39

First Progress Platinum Prestige MasterCard Secured Credit Card
Apply for First Progress Platinum Prestige MasterCard Secured Credit Card Online

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
  • Click here for more details on First Progress Platinum Prestige MasterCard® Secured Credit Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A11.99%$44

USAA Secured MasterCard
Apply for USAA Secured MasterCard Online

USAA Secured MasterCard®

  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.*
  • *View Rates, Fees and Other Cost Information
  • Click here for more details on USAA Secured MasterCard®
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A9.90% (Variable)*$35*

USAA Secured American Express Card
Apply for USAA Secured American Express Card Online

USAA Secured American Express® Card

  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.*
  • *View Rates, Fees and Other Cost Information
  • Click here for more details on USAA Secured American Express® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A9.90% (Variable)*$35*

If you like what you read, please consider sharing it.