Secured Credit Cards

What is a secured credit card and who should have one? Secured credit cards are designed to help people establish their credit. Whether you have limited or no credit, or you have damaged your credit and had bad credit, you may count on secured credit cards to build or rebuild your credit history. Not sure what to look for when choosing a secured credit card? Please read What you need to know about secured credit cards?. (About Our Partners)

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Capital One® Secured Mastercard®

24.99% (Variable) APR

24.99% (Variable) APR

No balance transfer fee

$0

Limited, Bad CreditApply NowView Card Details
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
The First Progress Platinum Elite MasterCard® Secured Credit Card

19.99% APR

19.99% APR

$29

Rebuilding CreditApply NowView Card Details
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
OpenSky® Secured Visa® Credit Card

18.14% (variable) APR

18.14% (variable) APR

$35

Rebuilding CreditApply NowView Card Details
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes.
  • View our Cardholder Agreement located at the bottom of the application page for details of the card.
primor® Secured Visa Classic Card

13.99% (F) APR

13.99% (F) APR

$39

Rebuilding CreditApply NowView Card Details
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Fast, easy application process
  • No processing or application fees!
  • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
  • See application for additional details
primor® Secured MasterCard Classic Card

13.99% (F) APR

13.99% (F) APR

$39

Rebuilding CreditApply NowView Card Details
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Fast, easy application process
  • No processing or application fees!
  • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
  • See application for additional details
First Progress Platinum Select MasterCard® Secured Credit Card

14.99% APR

14.99% APR

$39

Damaged / Fair CreditApply NowView Card Details
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
First Progress Platinum Prestige MasterCard® Secured Credit Card

11.99% APR

11.99% APR

$44

Rebuilding CreditApply NowView Card Details
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
Applied Bank® Secured Visa® Gold Preferred® Credit Card

9.99% APR

9.99% APR

No balance transfer fee

$48

Rebuilding CreditApply NowView Card Details
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
primor® Secured Visa Gold Card

9.99% (F) APR

9.99% (F) APR

$49

Rebuilding CreditApply NowView Card Details
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Fast, easy application process
  • No processing or application fees!
  • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
  • See application for additional details
primor® Secured MasterCard Gold Card

9.99% (F) APR

9.99% (F) APR

$49

Rebuilding CreditApply NowView Card Details
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Fast, easy application process
  • No processing or application fees!
  • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
  • See application for additional details
USAA Secured Card® American Express® Card

10.40% to 20.40%* APR

10.40% to 20.40%* APR

$35*

Rebuilding CreditApply NowView Card Details
  • Best for members rebuilding or establishing credit.
  • It's a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
USAA Secured Card® Platinum Visa®

10.40% to 20.40%* APR

10.40% to 20.40%* APR

$35*

Rebuilding CreditApply NowView Card Details
  • Best for members rebuilding or establishing credit
  • It's a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
  • Click here for more details on Capital One® Secured Mastercard®
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See Card Terms.
  • Click here for more details on First Progress Platinum Select MasterCard® Secured Credit Card
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Best for members rebuilding or establishing credit.
  • It's a real credit card - not a debit or prepaid card.
  • Best for members rebuilding or establishing credit
  • It's a real credit card - not a debit or prepaid card.
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