Business Cash Back Credit Cards
Business cash back credit cards let you earn cash rewards for your business spending. Business cash back credit cards are a great option for small businesses that want to get the best value on business purchases. Entrepreneurs can use small business cash back credit cards to earn rewards on business purchases while enjoying all the benefits of a typical business credit card, such as separating business expenses from personal expenses, receiving exclusive access to events that are ideal for treating staff or entertaining clients, etc.
Related: Business Credit Cards, Business Credit Cards with No Annual Fee
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| Bank of America® Business Advantage Cash Rewards Mastercard® | 0% intro APR 14.49% - 24.49% Variable APR after that | 14.49% - 24.49% Variable APR | $0 | Excellent CreditLearn MoreView Card Details |
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| Capital One® Spark® Cash for Business | 19.24% (Variable) APR | 19.24% (Variable) APR No balance transfer fee | $0 intro for first year; $95 after that | Excellent, Good CreditLearn MoreView Card Details |
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| Capital One® Spark® Cash Select for Business | 0% intro APR 15.24% - 23.24% (Variable) APR | 15.24% - 23.24% (Variable) APR No balance transfer fee | $0 | Excellent, Good CreditLearn MoreView Card Details |
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| GM BuyPower Business Card™ from Capital One® | 0% intro APR 19.24% Variable APR | 19.24% Variable APR | $0 | Excellent CreditLearn MoreView Card Details |
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| Capital One® Spark® Classic for Business | 25.24% (Variable) APR | 25.24% (Variable) APR No balance transfer fee | $0 | Average, Fair, Limited CreditLearn MoreView Card Details |
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- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
- Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Get a 75% rewards bonus on every purchase when you're a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
- Earn unlimited 2% cash back for your business on every purchase, everywhere
- Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- $0 annual fee for the first year; $95 after that
- $0 Fraud Liability if your card is lost or stolen
- Free employee cards, which also earn unlimited 2% cash back on all purchases
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
- Save on interest with 0% intro APR on purchases for 9 months; 15.24% - 23.24% variable APR after that
- No annual fee
- Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
- 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers - all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
- No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire on an open Account; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 19.24% after that
- Enjoy no annual fee
- Earn 1% cash back on every purchase
- Build business credit with responsible use
- Fraud coverage if your card is ever lost or stolen
- No foreign transaction fees
- Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
