Subprime Cards to Build Credit

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If you have poor credit, you can apply for subprime cards that are designed to help rebuild your credit history. Many subprime cards will accept you even if your credit score is low. You just need to complete your application with correct personal information. Once you are approved for a new credit card account, your responsible payment records will be reported to major credit bureaus, which improves your credit.

Capital One Secured Mastercard: No Annual Fee

Capital One® Secured Mastercard® has no annual fee. It has all the credit building benefits. It builds your credit by reporting your responsible payments to the 3 major credit bureaus.

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Intro APR
N/A
Intro APR Period
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0

Fingerhut Credit Account: No Annual Fee

Fingerhut Credit Account provides people who have poor credit with a chance to rebuild their credit histories, without having to pay an annual fee. Fingerhut has been around for over 70 years as a catalog retailer and it sells thousands of products online. Cardholders can use their Fingerhut Credit Accounts at Fingerhut’s online mall and build their credit while buying the merchandise that they need and want.

  • Easy application! Get a credit decision in seconds.
  • Build your credit history - Fingerhut reports to all 3 major credit bureaus
  • Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
  • Enjoy payments as low as $6.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
Intro APR
N/A
Intro APR Period
N/A
Regular APR
See Issuer Website
Annual Fee
None

Credit One Bank Platinum Visa: Pre-Qualification and 1% Cash Rewards

Credit One Bank® Platinum Visa® for Rebuilding Credit offers 1% cash rewards on your purchases. In addition, it lets you pre-qualify for the offer without impacting your credit score.

  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Accounts are automatically reviewed for credit line increase opportunities
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability
Intro APR
N/A
Intro APR Period
N/A
Regular APR
19.74% - 25.74% Variable
Annual Fee
$0 - $99

Additional Credit Building Offers

In addition to the above offers, 35 other cards can help you build credit too.

>> Click here to see more credit cards that help you build credit <<

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