- Lock in a great rate of 5.00% APY for 6 months
- $1,000 minimum opening deposit
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
- Set up and manage your beneficiaries online or through the mobile app
- Your CIT Bank account is FDIC insured, which means it's secure
- CIT Bank named #1 in delivering the most humanized experience in banking
- CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.