Best Balance Transfer Credit Cards

Credit cards with 0% introductory interest on balance transfers can help you save money by transferring high interest balances to a 0% interest credit card so that it eliminates potential interest charges. Below you’ll find the best balance transfer credit cards for consumers.

Wells Fargo Platinum Visa® Card offers 0% Introductory APR for 18 months on purchases and balance transfers. It also offers up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with the credit card. It has no annual fee.

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
18 months
Regular APR
13.49% - 26.99% (Variable)
Annual Fee
$0

BankAmericard® credit card offers 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days. It has no annual fee and no penalty APR.

  • NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
14.99% - 24.99% Variable APR on purchases and balance transfers
Annual Fee
$0

HSBC Gold Mastercard® offers 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. It has no annual fee and no foreign transaction fees.

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
18 months
Regular APR
12.99%, 16.99% or 20.99% Variable*
Annual Fee (Rates & Fees)
$0
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