USAA Credit Cards

The United Services Automobile Association (USAA) is an American financial services company providing banking and insurance services to past and present members of the Armed Forces, officers and enlisted, and their families.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
USAA Preferred Cash Rewards Credit Card  Hide Benefits Show Benefits	16.15% to 28.15% variable APR rates & fees	16.15% to 28.15% variable APR	$0	Good, ExcellentApply NowView Card Details
Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents. Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back. Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening. Auto Deductible Reimbursement (ADR) up to $200. A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. No annual fee. Cash back rewards never expire. Redeem cash back your way, on your schedule. No foreign transaction fees. 16.15% to 28.15% variable regular APR. Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details. See Rates and Fees for details.
USAA Rate Advantage Credit Card  Hide Benefits Show Benefits	11.15% to 25.15% variable APR rates & fees	0% intro APR for 15 months 11.15% to 25.15% variable APR after that	$0	Good, ExcellentApply NowView Card Details
Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents. Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 11.15% to 25.15% will apply to introductory balances. A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances. No annual fee. No foreign transaction fees. 11.15% to 25.15% variable regular APR. See Rates and Fees for details.

USAA Preferred Cash Rewards Credit Card

Apply Now
Rates & Fees

• Must be a USAA^® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
• Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.

• Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
• Auto Deductible Reimbursement (ADR) up to $200.
• A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
• No annual fee.
• Cash back rewards never expire.
• Redeem cash back your way, on your schedule.
• No foreign transaction fees.
• 16.15% to 28.15% variable regular APR.
• Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
• See Rates and Fees for details.

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USAA Rate Advantage Credit Card

Apply Now
Rates & Fees

• Must be a USAA^® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
• Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 11.15% to 25.15% will apply to introductory balances.

• A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
• No annual fee.
• No foreign transaction fees.
• 11.15% to 25.15% variable regular APR.
• See Rates and Fees for details.

Show More »