- Get 4.00%¹ APY with a balance of $5,000 or more
- Earn 9x the National Average APY on balances of $5,000 or more
- Your CIT Bank account is FDIC insured, which means it's secure
- CIT Bank's mobile app makes it easy to manage your account
- No account opening or monthly services fees, so you can keep what you earn.
- Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
- CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
Disclosures:
¹ Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. *APYs - Annual Percentage Yields are accurate as of June 12, 2025: 0.25% APY on balances of $0.01 to $4,999.99; 4.00% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
