- Open an eChecking account using code EC2025 and make a qualifying deposit and get up to $100.
- Earn 0.25%¹ APY with $25,000 minimum balance. For balances under $25,000, earn 0.10%¹ APY.
- Open your eChecking account with as little as $100.
- CIT Bank does not charge ATM fees. Get up to $30 in other bank's ATM fees reimbursed per month.
- Debit card with EMV chip technology.
- Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
- 24/7 account access online and mobile, plus an automated telephone system.
- There are no fees to open your CIT Bank eChecking account.
Disclosures:
¹ The Annual Percentage Yields (APY) and interest rates are effective as of March 20, 2025. Fees may reduce earnings. Checking APYs and interest rates are variable and may change at any time without prior notice, including after account opening. The minimum opening deposit for eChecking is $100. See Fee Schedule and Agreement for Personal Accounts for details.
To obtain the interest rate and APY disclosed, the minimum balance for the applicable balance tier must be maintained.