Business Cash Back Credit Cards - Earn Cash Rewards on Biz Spending

Business cash back credit cards let you earn cash rewards for your business spending. Business cash back credit cards are a great option for small businesses that want to get the best value on business purchases. Entrepreneurs can use small business cash back credit cards to earn rewards on business purchases while enjoying all the benefits of a typical business credit card, such as separating business expenses from personal expenses, receiving exclusive access to events that are ideal for treating staff or entertaining clients, etc.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Ink Business Unlimited^® Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 16.74% - 24.74% Variable rates & fees	16.74% - 24.74% Variable	$0	Excellent, GoodApply Now View Card Details
Earn ~~$750~~ $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening Earn unlimited 1.5% cash back on every purchase made for your business No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards^®. Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. 0% introductory APR for 12 months on purchases Earn 5% total cash back on Lyft rides through 9/30/27. Member FDIC
Ink Business Cash^® Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 16.74% - 24.74% Variable rates & fees	16.74% - 24.74% Variable	$0	Excellent, GoodApply Now View Card Details
Earn ~~$750~~ $1,000 when you spend $8,000 on purchases in the first four months after account opening Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend. Earn 1% cash back on all other purchases with no limit to the amount you can earn. Earn 5% total cash back on Lyft rides through 9/30/27. As a Chase cardmember, you'll be automatically checked for a credit line increase at least every 6 months. Complimentary three-month lnstacart+ membership. No Annual Fee 0% introductory APR for 12 months on purchases Member FDIC
The American Express Blue Business Cash^® Card Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 16.74% - 28.49% Variable APR after that rates & fees	N/A	No annual fee	Excellent, GoodApply Now View Card Details
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited. No Annual Fee. Terms Apply. Learn More.
Graphite™ Business Cash Unlimited Card Hide Benefits Show Benefits	17.74% - 28.49% Variable APR rates & fees	N/A	$295	Excellent, GoodApply Now View Card Details
Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits and at Amazon.com checkout. Start saving while you spend. Get unlimited 2% cash back* in Reward Dollars on all eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. Get more for your travels with 5% cash back on flights and prepaid hotel bookings through American Express Travel^® Online. Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate. No Preset Spending Limit. The spending limit on this Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history. Pay Over Time gives you the ability to carry a balance with interest up to your Pay Over Time Limit, so you can handle expected and unexpected expenses that come your way. Your business, your choice: metal Employee Graphite™ Business Cash Unlimited Card for $95 Annual Fee for the first 5 Cards, $95 Annual Fee for each thereafter, or plastic Employee Business Expense Card for no Annual Fee. Unlock up to $2,400 in statement credits for use in the next calendar year on American Express One AP^® monthly fees after spending $250,000 on eligible purchases on the Graphite™ Business Cash Unlimited Card this calendar year. Terms apply. Monthly fees include an auto-renewing platform access fee. Terms apply.
Costco Anywhere Visa^® Business Card by Citi Hide Benefits Show Benefits	18.74% - 26.74% (Variable) APR rates & fees	N/A	$0	ExcellentApply Now View Card Details
Discover the only business credit card designed exclusively for Costco members Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Ink Business Unlimited® Credit Card

Apply Now
Rates & Fees

Earn ~~$750~~ $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business

Ink Business Cash® Credit Card

Apply Now
Rates & Fees

Earn ~~$750~~ $1,000 when you spend $8,000 on purchases in the first four months after account opening
Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend

The American Express Blue Business Cash® Card

Apply Now
Rates & Fees

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%

Graphite™ Business Cash Unlimited Card

Apply Now
Rates & Fees

Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits and at Amazon.com checkout.
Start saving while you spend. Get unlimited 2% cash back* in Reward Dollars on all eligible purchases. *Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Costco Anywhere Visa® Business Card by Citi

Apply Now
Rates & Fees

Discover the only business credit card designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.