If you are looking for a credit card with moderate cash rewards with no fees, Chase Freedom Flex℠ would be a good choice for what you need. It is a VISA credit card with up to 5% cash back on qualified purchases and unlimited 1% cash back on all other purchases. The credit card has no annual fee.
You will receive 20,000 bonus points after you spend $500 on purchases in your first 3 months from account opening, which can be redeemed for $200 cash back. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account.
The bonus is not available to current cardmembers of Chase Freedom Flex credit card, or previous cardmembers of Chase Freedom Flex who received a new cardmember bonus within the last 24 months. To be eligible for this bonus offer, your account must be open and not in default at the time of fulfillment.
Cash Rewards on Purchases
You will earn 5% cash back rewards for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program including available airline tickets, hotel accommodations, car rentals, activities and cruises. You will also earn 3% cash back rewards for each $1 spent on purchases in the following rewards categories: drugstores and dining at restaurants. In addition, you will earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. You will earn unlimited 1% cash back on all other purchases. Cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
In addition to cash-back redemption, you may also redeem rewards for gift cards, travel, and products or services made available through Chase or directly from third party merchants.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on purchases for 15 months. After the intro period ends, the go-to rate of 14.99 - 23.74% variable applies.
Required Credit Rating
The Chase Freedom Flex℠ is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.