Capital Bank Credit Cards

Capital Bank is a mid-sized bank focused on serving the diverse needs of business owners in the greater Washington, D.C. metropolitan area. Its smart growth strategy, combined with the strength of our customer experience, has propelled Capital Bank forward as a leading bank in the region. Capital Bank offers a secured credit card, which helps its card members to establish credit quickly and easily, and helps them build credit at their own pace.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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OpenSky® Plus Secured Visa® Credit Card

28.99% (Variable) APR

N/A

$0

No Credit, Poor, FairApply NowView Card Details
  • No annual fee - keep more money in your pocket!
  • No credit check required - 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
  • Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with as little as $300 - Secure your line with a refundable security deposit
  • Fast and easy application-apply in minutes with our mobile-first experience
  • Flexible payment options-pick a due date that works for you
  • More time to fund-spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
OpenSky® Secured Visa® Credit Card

24.64% (Variable) APR

N/A

$35

No Credit, Poor, FairApply NowView Card Details
  • Earn up to 10% cash back on everyday purchases
  • No credit check required - 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200-secure your credit line with a refundable deposit
  • Fast and easy application-apply in minutes with our mobile-first experience
  • Flexible payment options-pick a due date that works for you
  • More time to fund-spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
OpenSky Launch Secured Visa® Credit Card

28.99% (Variable) APR

N/A

$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

No Credit, Poor, FairApply NowView Card Details
  • Start building credit with just $100 - secure you line with a low, refundable security deposit
  • No credit check required - 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • Earn up to 10% cash back on everyday purchases
  • Affordable payments - minimum payment as low as $10
  • Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
  • Fast and easy application-apply in minutes with our mobile-first experience
  • Flexible payment options-pick a due date that works for you
  • More time to fund-spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
  • No annual fee - keep more money in your pocket!
  • No credit check required - 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
  • Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with as little as $300 - Secure your line with a refundable security deposit
  • Fast and easy application-apply in minutes with our mobile-first experience
  • Flexible payment options-pick a due date that works for you
  • More time to fund-spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
  • Earn up to 10% cash back on everyday purchases
  • No credit check required - 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200-secure your credit line with a refundable deposit
  • Fast and easy application-apply in minutes with our mobile-first experience
  • Flexible payment options-pick a due date that works for you
  • More time to fund-spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
  • Start building credit with just $100 - secure you line with a low, refundable security deposit
  • No credit check required - 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • Earn up to 10% cash back on everyday purchases
  • Affordable payments - minimum payment as low as $10
  • Boost your credit score fast-2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
  • Fast and easy application-apply in minutes with our mobile-first experience
  • Flexible payment options-pick a due date that works for you
  • More time to fund-spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
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