Prepaid & Debit Cards

Prepaid and debit cards are designed to help people manage payment within a set limit. They are typically guaranteed approval with no credit check. You may use prepaid or debit cards instead of regular unsecured credit cards to pay for purchases so that you limit the risk of financial loss in the situation of stolen credit cards. You may also choose to give prepaid or debit cards to your young kids so that you limit their spending effectively.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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Western Union Prepaid Visa® Card

N/A

N/A

$0

All Credit WelcomeApply NowView Card Details
  • Receive transfers on the go, and simplify the way you spend, receive, and manage your money with the Western Union Prepaid Visa Card.
  • For a limited time through 4/30/2026, get a Western Union Prepaid Visa® Card, with $0 card purchase fee, $0 reload fee, $0 per transaction fee, and $0 foreign transaction fee.
  • Direct deposit your paycheck or government benefits check to your card account and get paid up to 2 days faster.
  • Adding your Western Union Prepaid Visa Card to Apple Pay and Google Wallet brings convenience and security to your transactions. This simple integration allows for quick payments, while keeping your money safe.
  • Redirect money transfers in-store or online at no cost
  • Tap, swipe, or insert the chip to pay securely and quickly
  • Activate in minutes and use everywhere Visa is accepted, in-store or online
  • No credit check or minimum balance required
  • Manage your account online, any time, any place
  • Use our industry-leading retail network to load your card or load online at your convenience
Walmart MoneyCard®

N/A

N/A

$0 with eligible direct deposit

N/AApply NowView Card Details
  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
  • Please see site for full terms and conditions.
GO2bank™

N/A

N/A

No monthly fees with eligible direct deposit, otherwise $5 per month

All Credit Types ConsideredApply NowView Card Details
  • Overdraft protection up to $300 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

  • Disclaimer: *Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.
  • Receive transfers on the go, and simplify the way you spend, receive, and manage your money with the Western Union Prepaid Visa Card.
  • For a limited time through 4/30/2026, get a Western Union Prepaid Visa® Card, with $0 card purchase fee, $0 reload fee, $0 per transaction fee, and $0 foreign transaction fee.
  • Direct deposit your paycheck or government benefits check to your card account and get paid up to 2 days faster.
  • Adding your Western Union Prepaid Visa Card to Apple Pay and Google Wallet brings convenience and security to your transactions. This simple integration allows for quick payments, while keeping your money safe.
  • Redirect money transfers in-store or online at no cost
  • Tap, swipe, or insert the chip to pay securely and quickly
  • Activate in minutes and use everywhere Visa is accepted, in-store or online
  • No credit check or minimum balance required
  • Manage your account online, any time, any place
  • Use our industry-leading retail network to load your card or load online at your convenience
  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
  • Please see site for full terms and conditions.
  • Overdraft protection up to $300 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
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