Wells Fargo Propel American Express® Card Review – $300 Bonus and 3% Back

If you want a no-fee credit card to earn rewards for your daily purchases, consider using the Wells Fargo Propel American Express® Card. It offers a rich bonus of $300, the highest bonus among no-annual-fee credit cards in the market. It also offers 3 points for every dollar you spend on travel, dining, gas, rideshares, and transit, which covers a number of spending categories. You can also earn 1 point for each dollar spent on other purchases.

An Overview

  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months - that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.24%-26.74% variable APR; balance transfers made within 120 days qualify for the intro rates and fees
  • Select "Apply Now" to learn more about the product features, terms, and conditions
  • Click here for more details on Wells Fargo Propel American Express® Card
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
12 months
Regular APR
14.24% - 26.74% (Variable)
Annual Fee
$0

Card Benefits

Sign-up bonus

You will receive a sign-up bonus of 30,000 points if you spend at least $3,000 in purchases within your first 3 months of becoming a card member. The 30,000 bonus points can be redeemed for $300 shopping gift cards from popular retailers or gas stations such as Amazon, Exxon Mobil, Shell, etc.

Earn rewards

You will earn unlimited 3 points for every dollar you spend on travel, including flights, hotels, car rentals, and homestays such as Airbnb. You can also earn 3 points per dollar on dining, gas, public transit, and rideshares, for example, Uber and Lyft. For all other purchases, you will earn 1 point per dollar. There is no limit to the points you can earn. Your points don’t expire as long as your account is open, which means you don’t have to worry about losing points. Points can be redeemed for gift cards at the value of one penny per rewards point.

How to redeem points

To redeem points, you just need to go to Wells Fargo Go Far Rewards to select the redemption options, including gift cards, travel, or merchandise. You can select gift cards from major retailers or gas stations, such as Amazon, Best Buy, Home Depot, Exxon Mobil, Shell, BP, Starbucks, Target, Barnes Noble, Bed Bath & Beyond, etc. Gift card redemption usually starts at 2,500 points for a $25 gift card.

Additional Travel benefits

The Wells Fargo Propel American Express® Card has no foreign transaction fees. For international travelers, using this credit card abroad can save you money because most other credit cards would typically charge a 3% fee for purchases in foreign countries.

Fees and APR

In addition to having no foreign transaction fees, this credit card has no annual fee. It also offers 0% introductory APR for 12 months on purchases and balance transfers. Whether you need to make a big purchase or you are trying to pay off debt on another credit card, you can use this credit card, which allows you to pay off the balance 12 months later without incurring any interest or fees, as long as you make the minimum payments every month.

Required Credit Rating

The Wells Fargo Propel American Express® Card is for people with good or excellent credit rating. If you have a credit score of 700 or more, you may qualify for the credit card.

Is this the right card for you?

If you value earning rewards on everyday purchases and prefer no-fee credit cards, the Wells Fargo Propel American Express® Card is the perfect card for you. It is one of the best rewards credit cards with no annual fee and no foreign transaction fees. It offers a superior 3% rewards on many types of purchases such as travel, dining, gas, and rideshares.

The Wells Fargo Propel American Express® Card offers $300 bonus for new card members. Its generous rewards and valuable travel perks make it a very useful credit card for consumers who like to enjoy the benefits without having to worry about fees.

Similar Credit Cards

If you are interested in the Wells Fargo Propel American Express® Card, you may also consider a few other no-fee credit cards with similar benefits.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

0% intro APR
for 12 billing cycles

16.74% - 24.74% Variable APR after that

16.74% - 24.74% Variable APR

$0

Excellent / Good CreditApply NowView Card Details
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.74% - 24.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

0% intro APR
for 12 billing cycles

14.99% - 24.99% Variable APR after that

0% intro APR
for 12 billing cycles for balance transfers made in the first 60 days

14.99% - 24.99% Variable APR after that

$0

Excellent / Good CreditApply NowView Card Details
  • No annual fee
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Capital One® Savor® Cash Rewards Credit Card

16.24% - 25.24% (Variable) APR

16.24% - 25.24% (Variable) APR

$0 intro for first year; $95 after that

Excellent, Good CreditApply NowView Card Details
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.74% - 24.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Click here for more details on Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
  • No annual fee
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
  • Click here for more details on Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
  • Click here for more details on Capital One® Savor® Cash Rewards Credit Card
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