Overview
U.S. Bank Altitude® Go Visa Signature® Card is a personal credit card that offers a bonus of 20,000 points and excellent rewards on everyday purchases. It not only gives out a bounty of $200 cash value, but also offers cardholders 4 rewards points for each dollar spent in dining, takeout, and food delivery, 2 rewards points for each dollar in grocery stores, gas stations, and on streaming services. All of these spending categories are the most common purchases for consumers.
- Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
- 4X points on dining, takeout, and restaurant delivery.
- 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
- 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
- 1X point on all other eligible purchases.
- 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.24% - 28.24%.
- No Annual Fee
- Points never expire
- Terms and conditions apply.
- Intro APR
- 0% on Purchases and Balance Transfers
- Intro APR Period
- 12 billing cycles
- Regular APR
- 19.24% - 28.24% (Variable)
- Annual Fee (rates & fees)
- $0
Card Benefits
Sign-up Bonus
If you spend $1,000 or more in purchases on the credit card within your first 3 months of becoming a card member, you will receive a bonus of 20,000 points. You can redeem the bonus points for $200 cash back in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account. Earning the bonus of $200 value is like receiving a 20% discount on your first $1,000 in purchases, which is a good way to put more cash rewards back in your pocket.
How to Earn Rewards
You will earn 4 points for every dollar you spend at restaurants, fast-food restaurants, or bars. Plus, you will earn 2 points for every dollar at grocery stores, supermarkets, gas stations, and qualifying streaming subscription service providers. For every dollar you spend on all other purchases, you will also earn 1 point. Your points never expire and they last as long as your account is in good standing.
For instance, if you spend $10,000 on dining out, $5,000 on gas, $5,000 on groceries, $2,000 on streaming service, and $10,000 on everything else in a year, you will receive 74,000 rewards points, redeemable for $740 in cash rewards. You can use our rewards calculator to find out how many rewards points you may receive.
Spending Category | Spending | Rewards Points |
---|---|---|
Dining Out | $10,000 | 40,000 |
Gas | $5,000 | 10,000 |
Groceries | $5,000 | 10,000 |
Streaming Service | $2,000 | 4,000 |
Everything Else | $10,000 | 10,000 |
Total | $32,000 | 74,000 |

How to Redeem Rewards
To redeem U.S. Bank Altitude points, you just need to log in to your online account and click the menu of “My Rewards” to access redemption options. Rewards points can be redeemed for cash back, merchandise, gift cards, or travel. If you just want straight cash back, you can request cash rewards in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account, with a minimum redemption of 2,500 Points for $25. Alternatively, you may choose to redeem Altitude points for gift cards or travel, in which you will receive 1 cent per point in value. You can choose gift cards from popular merchants such as Amazon, Best Buy, Saks Fifth Avenue, and Macy’s.
$15 Annual Bonus on Streaming Service
If you subscribe to monthly streaming service from merchants such as Netflix, Hulu, Apple Music, you will receive an automatic statement credit of $15 once per year. The $15 bonus will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases.
Additional Information
Fees and 0% Intro APR
This credit card has no annual fee. It also offers 0% interest on purchases and balance transfers for the first 12 billing cycles.
Required Credit Rating
The U.S. Bank Altitude® Go Visa Signature® Card is for people with good or excellent credit scores. If you have a FICO credit score of 700 or above, you may be eligible for the card offer.
Is this the right card for you?
If you are looking for a credit card with moderate bonus and good rewards on everyday purchases, the U.S. Bank Altitude® Go Visa Signature® Card is one of the best card offers for it. You can earn 20,000 bonus points, redeemable for $200 in straight cash rewards, and up to 4X rewards on purchases on most frequent purchases such as dining, grocery, gas, and streaming service. In addition, this credit card charges no annual fee and lets you enjoy 0% APR for the first 12 months.
Similar Rewards Credit Cards
If you are interested in U.S. Bank Altitude Go Visa Signature Card, you may also consider a few other credit cards with similar benefits.
Credit Card Bonus
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