U.S. Bank Altitude Go Visa Signature Card Review – 20,000 Bonus Points and 4X Rewards

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Overview

U.S. Bank Altitude Go Visa Signature Card is a personal credit card that offers a bonus of 20,000 points and excellent rewards on everyday purchases. It not only gives out a bounty of $200 value, but also offers cardholders 4 rewards points for each dollar spent in dining, takeout, and food delivery, 2 rewards points for each dollar in grocery stores, gas stations, and on streaming services. All of these spending categories are the most common purchases for consumers.

  • Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
  • Earn 4X points on takeout, food delivery and dining
  • Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
  • $15 credit for annual streaming service purchases such as Netflix and Spotify
  • No annual fee*
  • 1X point per $1 on all other eligible purchases
  • Low Introductory APR on purchases and balance transfers
  • Points never expire

Card Benefits

Sign-up Bonus

If you spend $1,000 or more in purchases on the credit card within your first 3 months of becoming a card member, you will receive a bonus of 20,000 points. You can redeem the bonus points for $200 cash back in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account. Earning the bonus of $200 value is like receiving a 20% discount on your first $1,000 in purchases, which is a good way to put more cash rewards back in your pocket.

How to Earn Rewards

You will earn 4 points for every dollar you spend at restaurants, fast-food restaurants, or bars. Plus, you will earn 2 points for every dollar at grocery stores, supermarkets, gas stations, and qualifying streaming subscription service providers. For every dollar you spend on all other purchases, you will also earn 1 point. Your points never expire and they last as long as your account is in good standing.

For instance, if you spend $10,000 on dining out, $5,000 on gas, $5,000 on groceries, $2,000 on streaming service, and $10,000 on everything else in a year, you will receive 74,000 rewards points, redeemable for $740 in cash rewards. You can use our rewards calculator to find out how many rewards points you may receive.

Spending CategorySpendingRewards Points
Dining Out$10,00040,000
Gas$5,00010,000
Groceries$5,00010,000
Streaming Service$2,0004,000
Everything Else$10,00010,000
Total$32,00074,000
U.S. Bank Altitude Go Visa Signature Rewards Calculation Chart

How to Redeem Rewards

To redeem U.S. Bank Altitude points, you just need to log in to your online account and click the menu of “My Rewards” to access redemption options. Rewards points can be redeemed for cash back, merchandise, gift cards, or travel. If you just want straight cash back, you can request cash rewards in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account, with a minimum redemption of 2,500 Points for $25. Alternatively, you may choose to redeem Altitude points for gift cards or travel, in which you will receive 1 cent per point in value. You can choose gift cards from popular merchants such as Amazon, Best Buy, Saks Fifth Avenue, and Macy’s.

$15 Annual Bonus on Streaming Service

If you subscribe to monthly streaming service from merchants such as Netflix, Hulu, Apple Music, you will receive an automatic statement credit of $15 once per year. The $15 bonus will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases.

Additional Information

Fees and 0% Intro APR

This credit card has no annual fee. It also offers 0% interest on purchases and balance transfers for the first 12 billing cycles.

Required Credit Rating

The U.S. Bank Altitude Go Visa Signature Card is for people with good or excellent credit scores. If you have a FICO credit score of 700 or above, you may be eligible for the card offer.

Is this the right card for you?

If you are looking for a credit card with moderate bonus and good rewards on everyday purchases, the U.S. Bank Altitude Go Visa Signature Card is one of the best card offers for it. You can earn 20,000 bonus points, redeemable for $200 in straight cash rewards, and up to 4X rewards on purchases on most frequent purchases such as dining, grocery, gas, and streaming service. In addition, this credit card charges no annual fee and lets you enjoy 0% APR for the first 12 months.

Similar Rewards Credit Cards

If you are interested in U.S. Bank Altitude Go Visa Signature Card, you may also consider a few other credit cards with similar benefits.

Credit CardBonus and RewardsAnnual Fee
Wells Fargo Active Cash CardWells Fargo Active Cash℠ Card
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  • 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • 1 Point per $1 spent on all other purchases
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    Bank of America Travel Rewards Credit CardBank of America® Travel Rewards credit card
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  • 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • $0
    Blue Cash Everyday Card from American ExpressBlue Cash Everyday® Card from American Express
  • 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
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  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • $0
    (fees)
    Citi Double Cash CardCiti® Double Cash Card2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.$0
    Chase Freedom UnlimitedChase Freedom Unlimited®
  • A $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Unlimited 1.5% cash back on all other purchases.
  • 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.
  • $0
    Capital One Quicksilver Cash Rewards Credit CardCapital One Quicksilver Cash Rewards Credit Card
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Unlimited 1.5% cash back on every purchase, every day
  • $0

    Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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