subprime card – CardBenefit

Best Subprime Credit Cards to Build Credit

CardBenefit — Sat, 27 Jul 2024 05:56:43 +0000

How to Build Credit History

Using a subprime credit card can be an effective strategy for rebuilding your credit. You have the option of choosing between an unsecured subprime card or a secured credit card. By using the card responsibly, you’ll establish a positive payment history. Your credit report will reflect the positive impact of this responsible usage, and as your credit improves, you may qualify for traditional credit cards with better terms.

Unsecured Subprime Cards

Unsecured subprime cards don’t require a deposit but may come with higher interest rates and fees. Those with poor or damaged credit and prior bankruptcies may qualify for unsecured subprime cards. After you improve your credit, you may qualify for traditional credit cards. Check out the following unsecured subprime cards:


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Destiny Mastercard^® Hide Benefits No security deposit, and a path to better credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. An unsecured card great for everyday purchases '> Show Benefits	See terms	N/A	See terms	Poor To GoodApply Now View Card Details
A guaranteed $700 credit limit to help get your financial goals on track, if approved. Apply with Confidence! There is no impact to your credit score if you're not approved. See terms. No security deposit, and a path to better credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. An unsecured card great for everyday purchases
Indigo^® Mastercard^® for Less than Perfect Credit Hide Benefits Get the credit you deserve, even with less-than-perfect history. Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Don't Have Perfect Credit? No Problem! No security deposit, just purchasing power. '> Show Benefits	35.9% APR	N/A	$175 the first year; $49 thereafter	Poor / FairApply Now View Card Details
Get the credit limit you deserve-$700 guaranteed if approved Apply with Confidence! There is no impact to your credit score if you're not approved. See terms. Get the credit you deserve, even with less-than-perfect history. Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Don't Have Perfect Credit? No Problem! No security deposit, just purchasing power.
Reflex^® Platinum Mastercard^® Hide Benefits'> Show Benefits	35.90% Fixed APR	N/A	$75 - $125	Fair / Poor / Bad / LimitedApply Now View Card Details
Up to $1,000 Initial Credit Limit See if you Pre-Qualify with No Impact to your Credit Score Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit. Unsecured credit card requires No Security Deposit Perfect card for everyday purchases and unexpected expenses Monthly reporting to the three major credit bureaus Use your card everywhere Mastercard is accepted at millions of locations Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines) Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

Destiny Mastercard®

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A guaranteed $700 credit limit to help get your financial goals on track, if approved.
Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

Indigo® Mastercard® for Less than Perfect Credit

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Get the credit limit you deserve-$700 guaranteed if approved
Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

Reflex® Platinum Mastercard®

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Up to $1,000 Initial Credit Limit
See if you Pre-Qualify with No Impact to your Credit Score

Secured Credit Cards

Secured Credit Cards require a cash deposit as collateral, which typically becomes your credit limit. They may have low fees and favorable terms. Some of these cards don’t have an annual fee and even give you cash back on your purchases. Check out the following secured credit cards:


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
opensky^® Plus Secured Visa^® Credit Card Hide Benefits Show Benefits	28.24% (Variable) APR	N/A	$0	No Credit, Poor, FairApply Now View Card Details
No annual fee - keep more money in your pocket! No credit check required - 89% approval rate with zero credit risk to apply! Earn up to 10% cash back on everyday purchases Boost your credit score fast-2 out of 3 opensky^® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO^® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay Start with as little as $300 - Secure your line with a refundable security deposit Fast and easy application-apply in minutes with our mobile-first experience Flexible payment options-pick a due date that works for you More time to fund-spread your security deposit over 60 days with layaway Join 2 million+ cardholders who have used opensky^® to build better credit!
First Latitude Assent Secured Mastercard^® Hide Benefits Show Benefits	27.49% (V) APR	N/A	$0	Poor / Limited / NoApply Now View Card Details
Now offering Up To 10% Cash Back at select merchants with First Latitude!^^ Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!¹ Designed to push you forward on your credit building journey with $0 Annual Fee.¹ Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹ All credit types welcome to apply! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details. *See Important Disclosures for complete offer details
First Progress Select Secured Mastercard^® Hide Benefits Show Benefits	17.49% (V) APR	N/A	$39	Poor / Limited / NoApply Now View Card Details
Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^ Apply with no impact to your credit!² The first step to rebuilding your credit starts with just $200!¹ Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. ²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score. ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details. *See Important Disclosures for complete offer details

opensky® Plus Secured Visa® Credit Card

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No annual fee - keep more money in your pocket!
No credit check required - 89% approval rate with zero credit risk to apply!

First Latitude Assent Secured Mastercard®

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Now offering Up To 10% Cash Back at select merchants with First Latitude!^^
Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!¹

First Progress Select Secured Mastercard®

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Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
Apply with no impact to your credit!²

Conclusion

Unsecured subprime cards give you immediate access to credit without a deposit, while secured cards are often easier to obtain and come with fewer risks in terms of high fees. Ultimately, both types of cards can help you rebuild your credit. Your credit score will improve as long as you keep making on-time payments.

The post Best Subprime Credit Cards to Build Credit appeared first on CardBenefit.

Indigo® Mastercard® for Less than Perfect Credit

CardBenefit — Mon, 01 Apr 2024 05:15:47 +0000

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Card Issuer: Celtic Bank

Network: Mastercard

Card Category: Bad Credit, Pre-Qualification

Required Credit: Poor / Fair

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Benefits Summary

Highlights

Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.

Apply Now

Indigo^® Mastercard^® for Less than Perfect Credit

Get the credit limit you deserve-$700 guaranteed if approved
Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
Get the credit you deserve, even with less-than-perfect history.
Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
Don't Have Perfect Credit? No Problem!
No security deposit, just purchasing power.

Intro APR: N/A

Intro APR Period: N/A

Purchase APR: 35.9%

Annual Fee: $175 the first year; $49 thereafter

Featured Credit Cards from Our Partners for Bad Credit, Pre-Qualification

Freedom Gold Card

opensky^® Secured Visa^® Credit Card

Net First Platinum

Reflex^® Platinum Mastercard^®

Destiny Mastercard^®

Surge^® Platinum Mastercard^®

FIT™ Platinum Mastercard^®

Group One Platinum Card

First Latitude Assent Secured Mastercard^®

opensky^® Plus Secured Visa^® Credit Card

First Progress Select Secured Mastercard^®

First Progress Prestige Secured Mastercard^®

Self - Credit Builder Account + Secured Self Visa^® Credit Card

First Latitude Elite Secured Mastercard^®

Merrick Bank Secured Credit Card

The secured Chime Visa^® Credit Card

opensky^® Launch Secured Visa^® Credit Card

BOOST Platinum Card

Destiny^® Mastercard^® with Instant Credit

The post Indigo® Mastercard® for Less than Perfect Credit appeared first on CardBenefit.

First Latitude Assent Secured Mastercard®

CardBenefit — Wed, 13 Mar 2024 04:22:09 +0000

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Card Issuer: Synovus Bank

Network: Mastercard

Card Category: Bad Credit, Secured Card

Required Credit: Poor / Limited / No

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Benefits Summary

Rewards

Now offering Up To 10% Cash Back at select merchants with First Latitude!^^. ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.

Extra Benefits

This card has no annual fee.

Apply Now

First Latitude Assent Secured Mastercard^®

Now offering Up To 10% Cash Back at select merchants with First Latitude!^^
Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!¹
Designed to push you forward on your credit building journey with $0 Annual Fee.¹
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
*See Important Disclosures for complete offer details

Intro APR: N/A

Intro APR Period: N/A

Purchase APR: 27.49% (V)

Annual Fee: $0

Featured Credit Cards from Our Partners for Bad Credit, Secured Card

Freedom Gold Card

opensky^® Secured Visa^® Credit Card

Net First Platinum

Reflex^® Platinum Mastercard^®

Destiny Mastercard^®

Surge^® Platinum Mastercard^®

FIT™ Platinum Mastercard^®

Indigo^® Mastercard^® for Less than Perfect Credit

Group One Platinum Card

opensky^® Plus Secured Visa^® Credit Card

First Progress Select Secured Mastercard^®

First Progress Prestige Secured Mastercard^®

Self - Credit Builder Account + Secured Self Visa^® Credit Card

First Latitude Elite Secured Mastercard^®

Merrick Bank Secured Credit Card

The secured Chime Visa^® Credit Card

opensky^® Launch Secured Visa^® Credit Card

BOOST Platinum Card

Destiny^® Mastercard^® with Instant Credit

The post First Latitude Assent Secured Mastercard® appeared first on CardBenefit.

First Latitude Elite Secured Mastercard®

CardBenefit — Wed, 13 Mar 2024 04:22:08 +0000

Apply Now

Card Issuer: Synovus Bank

Network: Mastercard

Card Category: Bad Credit, Secured Card

Required Credit: Poor / Limited / No

Rate this card:

Benefits Summary

Rewards

Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^. ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.

Apply Now

First Latitude Elite Secured Mastercard^®

Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
Secure your credit line with a refundable security deposit - as low as $200 to get started!
Apply with no impact to your credit!²
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
No minimum credit score required for approval!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
*See Important Disclosures for complete offer details