Overview

Costco Anywhere Visa^® Business Card by Citi, from our partner Citi, rewards small business owners who frequent Costco warehouses for business supplies. Cardholders can earn 2% cash back on purchases at Costco. In addition, cardholders can earn 3% back on travel and dining at restaurants, and up to 5% cash back rewards on gas purchases. The Costco Business credit card has no annual fee with your paid Costco membership. You can also enjoy no foreign transaction fees on purchases you make abroad.

Apply Now

Costco Anywhere Visa^® Business Card by Citi

• Discover the only business credit card designed exclusively for Costco members
• Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
• 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$0

Credit Needed

Excellent

Card Benefits

How to Earn Rewards

With Costco Anywhere Visa Business Card by Citi, you can earn more cash back on many regular purchases than most other credit cards. You will earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 per year. You will earn 3% cash back on dining at restaurants, including cafes, bars, lounges and fast food restaurants. You will also earn 3% cash back on eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel. For other purchases at Costco and Costco.com, you will earn 2% back. For all other purchases, you will earn 1% back.

For example, if you spend $7,000 on gas at Costco, $8,000 on dining out, $10,000 on travel, $15,000 on Costco purchases, and $10,000 on everything else in a year, you will receive $1,220 in cash rewards. You can use our cash rewards calculator to find out how much cash back you may receive.

How to Redeem Rewards

You will receive your annual cash rewards in the form of a credit card reward certificate once your February billing statement closes. The credit card reward certificate contains your Costco rewards balance based on your eligible purchases during the annual reward period of the prior year. The credit card reward certificates are redeemable through the end of the year at any U.S. Costco warehouse for merchandise or cash back. Any Costco cash rewards you have earned on purchases made by authorized users on your card account will be added to your Costco rewards total.

Additional Information

Fees

This credit card has no annual fee with your paid Costco membership. There are two tiers of membership, Gold Star and Gold Star Executive. The Gold Star has an annual membership fee of $60. The Gold Star Executive has an annual membership fee of $120 and it offers an additional 2% cash reward, up to $1,000 on your purchases at Costco. The 2% cash rewards of the Gold Star Executive can offset the $120 membership fee. For example, if you make an average of $500 monthly purchases at Costco, you will accrue $10 in cash rewards each month and $120 in annual cash rewards, which is enough to pay for the $120 membership fee by itself.

It has no foreign transaction fees, which will save you money when you travel abroad. Most other credit cards typically charge a transaction fee 3% on your purchases in foreign countries. For example, if you use a credit card to pay $2,000 for purchases or for hotel stays in Canada, Asia, or Europe, you may end up with paying a bill of $2,060 after the 3% foreign-transaction surcharge is added to your bill. If you travel abroad, Costco Anywhere Visa Business Card by Citi can help you avoid the 3% surcharge on your purchases.

Required Credit Rating

The Costco Anywhere Visa Business Card by Citi is for people who have excellent credit scores. If you have an outstanding FICO score, you may qualify for the credit card.

Is this the right card for you?

Costco is a warehouse for family and small business to make purchases in bulk. If you like to use Costco for many of your business purchases, the Costco Anywhere Visa Business Card by Citi is a great small business credit card. Although it does not offer a sign-up bonus, it offers business owners up to 5% cash back on gas purchases, 3% cash back on restaurants and travel purchases, and 2% cash back on all other purchases from Costco. In addition, the Costco Anywhere Visa Business Card by Citi has no annual fee with paid Costco membership and has no foreign transaction fees.

Similar Credit Cards

If you are interested in the Costco Anywhere Visa Business Card by Citi, you may also consider a few other credit cards with similar benefits.

Cash Back Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.	$0 rates & fees
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	$0 rates & fees
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 rates & fees

Business Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.	$0 rates & fees
	The Blue Business® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.	$0 rates & fees
	American Express® Business Gold Card	4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* Up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*	$375 rates & fees

The post Costco Anywhere Visa Business Card Review – Cash Rewards for Business Purchases appeared first on CardBenefit.

Overview

If you need a credit card that offers straightforward cash rewards, consider Citi Double Cash Card, issued by our partner Citibank. This credit card provides a $200 bonus cash back along with a consistent 2% cash back on all purchases. It allows you to earn an unlimited 1% cash back when making purchases, with an additional 1% cash back as you pay for those transactions. It is also giving out 5% cash back on eligible travel purchases. The card features no annual fee and 0% introductory APR on balance transfers for the first 18 months.

Card Summary

Apply Now

Citi Double Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Intro APR

0% on Balance Transfers

Intro APR Period

18 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good

Card Benefits

Special Offer: $200 Cash Back Bonus

Citi Double Cash Card users have the opportunity to earn a $200 cash rewards bonus by making $1,500 in purchases within the initial 6 months. Receiving this $200 cash rewards bonus translates to a 13% discount on the first $1,500 spent — an effortless means of increasing the cash back in your wallet.

Cash Back: How Citi Double Cash Works

By earning 1% cash back when making purchases and an additional 1% when paying off the balance, you accumulate a total of 2% cash back on all your expenditures. The cash back has no limits, and as long as your account remains open, your earned rewards don’t expire.

In addition, Citi Double Cash Card is running a special travel offer to let you earn 5% cash back on hotel, car rentals and attractions booked on the Citi Travel^℠ portal.

Illustratively, if your annual card spending amounts to $30,000, including $6,000 in eligible travel purchases of 5% cash back, you will receive $780 in cash back rewards. You can utilize our cash rewards calculator to determine the potential cash back rewards based on your specific expenditures.

0% Introductory APR

Additionally, it offers a 0% introductory APR on balance transfers, enabling you to transfer your current credit card balance and benefit from an extended period of 18 months with no interest. This provides an opportunity to save on interest costs. Post the introductory period, a go-to rate of 17.49% - 27.49% (variable) applies.

Fees

Citi Double Cash Card boasts a zero annual fee, allowing you to retain the card without incurring any charges. On the other hand, it has foreign transaction fees at 3% of each transaction in U.S. dollars. If you’re planning to use a credit card for international transactions, it’s crucial to be aware of any foreign transaction fees and consider other cards that may offer more favorable terms for overseas spending if that’s a significant part of your financial activity.

Required Credit Rating

Citi Double Cash Card is tailored for individuals with an excellent or good credit profile.

Bottom Line

To recap, here are the main pros and cons when considering Citi Double Cash Card:

Pros

Double Cash Back: Citi Double Cash Card provides a unique structure where you earn 1% cash back on all purchases when you make them and an additional 1% cash back when you pay them off. This effectively gives you 2% cash back on every purchase, making it competitive in the cash back rewards category.

Sign-Up Bonus: The card offers a sign-up bonus of $200 cash, which makes it quite attractive.

No Annual Fee: Citi Double Cash Card does not charge an annual fee, making it a cost-effective option for cardholders.

Simplicity: The card’s structure eliminates the need to navigate through different spending categories or deal with quarterly changes, offering a straightforward way to earn rewards on all purchases.

Acceptance: Citi Double Cash Card is a Mastercard, which is accepted at nearly every merchant that accepts credit cards, both in the US and internationally.

Balance Transfer Intro APR: The card typically offers a 0% introductory APR on balance transfers for a long period of 18 months, providing a potential benefit for those looking to transfer and manage existing credit card debt.

Cons

Foreign Transaction Fee: If you frequently travel internationally, it’s important to note that the card has foreign transaction fees, which may not be ideal for those who spend internationally.

Variable APR: The APR can be relatively high, especially if you have less-than-excellent credit, so it’s important to consider this if you carry a balance.

Is this the right card for you?

If you desire simple and direct cash back rewards without the burden of an annual fee, the Citi Double Cash Card is an obvious and advantageous choice. This card grants a $200 cash bonus following qualified spending and ensures a consistent 2% cash back on all purchases. Furthermore, it extends a 0% introductory APR on balance transfers for an extensive period of 18 months, providing a valuable opportunity to alleviate existing credit card debt.

Similar Rewards Credit Cards

If you are interested in the Citi Double Cash Card, it’s worth exploring a few other credit cards that offer comparable benefits.

No-Annual-Fee Rewards Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Citi Strata℠ Card	20,000 bonus Points after spending $1,000 in the first 3 months of account opening. 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.	$0 rates & fees
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	$0 rates & fees
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 rates & fees
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees

0% APR Balance Transfer Credit Cards

Credit Card		0% APR	Annual Fee
	Citi® Diamond Preferred® Card	0% on purchases for 12 months and on balance transfers for 21 months. After the intro period ends, the go-to rate of 16.49% - 27.24% (variable) applies. (rates & fees)	$0

The post Citi Double Cash® Card Review – $200 Bonus and Straight 2% Cash Back on All Purchases appeared first on CardBenefit.

No-annual-fee credit cards offer several advantages that make them appealing to a wide range of consumers. Here are some key advantages of choosing a credit card with no annual fee:

Cost Savings: The most obvious benefit is that you won’t have to pay an annual fee to use the credit card. This can result in significant cost savings over time, especially for individuals who don’t use credit cards frequently or extensively.

Accessible for All Credit Levels: No-annual-fee cards are often more accessible to individuals with various credit levels, including those who are building or repairing their credit. These cards may have fewer stringent eligibility requirements compared to premium cards with annual fees.

Simple and Straightforward: No-annual-fee cards are straightforward, with fewer costs to consider. There are no hidden fees related to annual membership, making it easier for cardholders to understand and manage their expenses.

Ideal for Infrequent Card Users: If you use a credit card infrequently or primarily for emergencies, a no-annual-fee card can be a cost-effective option. You won’t incur charges simply for holding the card.

Introductory Offers: Some no-annual-fee cards still come with introductory offers, such as 0% APR for a certain period or rewards programs. This allows users to benefit from perks without the commitment of an annual fee.

Building Credit History: For individuals looking to or establish or improve their credit history, no-annual-fee cards can provide an entry point into the world of credit without the burden of an annual fee.

Backup Card: Having a no-annual-fee card as a backup can be convenient. Even if you primarily use another card, a no-annual-fee card can serve as a spare in case of emergencies or situations where your primary card may not be accepted.

List of Credit Cards with No Annual Fee

Here is a list of available personal credit cards that have no annual fee:

Citi Credit Cards

Credit Card		Bonus, Rewards, Perks, and 0% APR	Annual Fee
	Citi Strata℠ Card	20,000 bonus Points after spending $1,000 in the first 3 months of account opening. 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases. 0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 18.49% - 28.49% (variable) applies. (rates & fees)	$0
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. 0% on balance transfers for 18 months. After the intro period ends, the go-to rate of 17.49% - 27.49% (variable) applies. (rates & fees)	$0
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No foreign transaction fees	$0 rates & fees
	Costco Anywhere Visa® Business Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No foreign transaction fees No foreign transaction fees	$0 rates & fees
	Citi® Diamond Preferred® Card	0% on purchases for 12 months and on balance transfers for 21 months. After the intro period ends, the go-to rate of 16.49% - 27.24% (variable) applies. (rates & fees)	$0

Chase Credit Cards

Credit Card		Bonus, Rewards, Perks, and 0% APR	Annual Fee
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. 0% on purchases and balance transfers for 15 months (rates & fees)	$0
	IHG One Rewards Traveler Credit Card	80,000 Bonus Points 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases No foreign transaction fees	$0 rates & fees

American Express Credit Cards

Credit Card		Bonus, Rewards, Perks, and 0% APR	Annual Fee
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. 0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 19.49% - 28.49% variable applies. (rates & fees)	$0
	Hilton Honors American Express Card	70,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026. 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations. 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. No foreign transaction fees	$0 rates & fees
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement. 0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 16.74% - 26.74% variable applies. (rates & fees)	$0
	The Blue Business® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply. 0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 16.74% - 26.74% variable applies. (rates & fees)	$0
	Delta SkyMiles® Blue American Express Card	10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. 2X Miles per dollar spent on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and 1X Mile on all other eligible purchases. No foreign transaction fees	$0 rates & fees

Additional Credit Cards with No Annual Fee

In addition to the above offers, many other no-annual-fee credit cards feature excellent rewards too.

>> Click here to see more credit cards with no annual fee <<

The post Credit Cards with No Annual Fee appeared first on CardBenefit.

Numerous credit cards provide rewards specifically for dining expenses, often featuring extra rewards for restaurant spending. We thoroughly examined offerings from various card issuers to identify those that are exceptionally generous with their dining bonuses. Our findings highlight several cards that not only offer substantial rewards for dining but also come with additional perks.

Costco Anywhere Visa^® Card by Citi

Costco Anywhere Visa Card by Citi is a rewarding option for dining and various other categories. Cardholders can earn 3% rewards on restaurant spending. Additionally, there are substantial rewards for other purchases, including 4% cash back on eligible gas and EV charging purchases (up to $7,000 per year), 3% cash back on travel purchases, and 2% cash back on purchases from Costco and Costco.com. For alll other purchases, you earn a solid 1% cash back. The card offers these benefits without an annual fee, provided you have a paid Costco membership. Furthermore, it comes with the advantage of no foreign transaction fees, making it a favorable choice for those who frequently make purchases abroad.

The Best Dining Credit Cards for You

Choosing the right card among these options depends on your specific preferences and priorities. For Costco members seeking simplicity and 3% cash rewards on dining, the Costco Anywhere Visa Card by Citi, bundled with the perks of a paid Costco membership, fits the bill. Whatever your preference for dining rewards, there’s a card tailored to meet your needs.

Recommended Dining Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees

The post Best Dining Credit Cards with No Annual Fee appeared first on CardBenefit.

Apply Now

Card Issuer

Citibank

Network

Mastercard

Card Category

No Annual Fee, Balance Transfer, 0% on Purchases

Required Credit

Excellent, Good

Rate this card:  

Apply Now

Citi^® Diamond Preferred^® Card

• 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.49% - 27.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
• No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
• Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi^® Flex Pay.
• Get free access to your FICO^® Score online.

Intro APR on Purchases

0% for 12 months on purchases

Intro APR on Transfers

0% for 21 months on balance transfers

Regular APR

16.49% - 27.24% (Variable)

Annual Fee (rates & fees)

$0

Citi Double Cash^® Card

Citi Strata^℠ Card

Chase Freedom Unlimited^®

Mastercard^® Titanium Card^®

Costco Anywhere Visa^® Card by Citi

Choice Rewards World Mastercard^®

Upgrade Life Rewards Visa^®

Zolve Classic Credit Card

The post Citi® Diamond Preferred® Card appeared first on CardBenefit.

Citi Double Cash Card: $200 Bonus, 2% Cash Back

Citi Double Cash^® Card is one of the best cash back credit cards with no annual fee. It offers $200 bonus cash. In addition, it offers 2% cash back on all purchases with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases..

Apply Now

Citi Double Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Intro APR

0% on Balance Transfers

Intro APR Period

18 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good

Other No-Annual-Fee Credit Cards

Many other credit cards are also offering rewards or cash back with no annual fee. Here are a few no-annual-fee credit cards that offer good rewards and bonus.

Credit Cards with No Annual Fee

Credit Card		Bonus and Rewards	Annual Fee
	Citi Strata℠ Card	20,000 bonus Points after spending $1,000 in the first 3 months of account opening. 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.	$0 rates & fees
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 rates & fees
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	$0 rates & fees
	Delta SkyMiles® Blue American Express Card	10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. 2X Miles per dollar spent on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and 1X Mile on all other eligible purchases.	$0 rates & fees
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.	$0 rates & fees
	Choice Rewards World Mastercard®	20,000 bonus Rewards Points when you spend $3,000 in the first 60 days 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases	$0

The post Best No-Annual-Fee Credit Cards of April 2026 appeared first on CardBenefit.

Citi Double Cash Card offers unlimited 2% cash back on every purchase, including all online purchases. In addition, new cardholders can also receive a $200 cash bonus.

Credit Card		Bonus and Rewards	Annual Fee
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.	$0 rates & fees

Alternative Cash Rewards Credit Cards

If you are interested in Citi Double Cash Card, you may also consider a few other credit cards with similar benefits.

Credit Card		Bonus and Rewards	Annual Fee
	Blue Cash Preferred® Card from American Express	As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 intro annual fee for the first year, then $95. rates & fees
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 rates & fees
	Citi Strata℠ Card	20,000 bonus Points after spending $1,000 in the first 3 months of account opening. 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.	$0 rates & fees
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	$0 rates & fees
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees

The post Best Cash Back Credit Cards of April 2026 appeared first on CardBenefit.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Destiny Mastercard®  Hide Benefits Show Benefits	See terms	N/A	See terms	Poor To GoodApply NowView Card Details
A guaranteed $700 credit limit to help get your financial goals on track, if approved. Apply with Confidence! There is no impact to your credit score if you're not approved. See terms. No security deposit, and a path to better credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. An unsecured card great for everyday purchases
Destiny® Mastercard® - Up to 3% Cashback Rewards  Hide Benefits Show Benefits	35.90% APR	N/A	$175 the first year; $49 thereafter	FairApply NowView Card Details
A rewards card for people with less-than-perfect credit! Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases! A guaranteed $700 credit limit to help you build access to credit, if approved. With Cashback Rewards, you get to live like an A-lister. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Join over a million consumers who use the Destiny Mastercard to help build their access to credit. No security deposit required-get started today!
Milestone® Mastercard® - 1.5% Cashback Rewards  Hide Benefits Show Benefits	35.90% APR	N/A	$175 the first year; $49 thereafter	FairApply NowView Card Details
Turn everyday purchases into 1.5% Cashback Rewards! A guaranteed $700 credit limit to help get your financial goals on track, if approved. Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms. No upfront security deposit required so you can keep more money in your pocket. Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. A rewards card for people with less than perfect credit!
Destiny® Mastercard® with Instant Credit  Hide Benefits Show Benefits	35.90% APR	N/A	$175 the first year; $49 thereafter	FairApply NowView Card Details
A guaranteed $700 credit limit to help get your financial goals on track, if approved. Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms. Apply with Confidence! There is no impact to your credit score if you're not approved. See terms. No security deposit, just instant purchasing power. See Terms. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history.
Destiny® Mastercard® with $1,000 Credit Limit  Hide Benefits Show Benefits	35.90% APR	N/A	$250 the first year; $99 thereafter	FairApply NowView Card Details
Get a guaranteed $1,000 credit limit if approved! Apply with Confidence! There is no impact to your credit score if you're not approved. See terms. Join over a million consumers who use the Destiny Mastercard to help build their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. No security deposit, and a path to better credit.
Indigo® Mastercard® for Less than Perfect Credit  Hide Benefits Show Benefits	35.9% APR	N/A	$175 the first year; $49 thereafter	Poor / FairApply NowView Card Details
Get the credit limit you deserve-$700 guaranteed if approved Apply with Confidence! There is no impact to your credit score if you're not approved. See terms. Get the credit you deserve, even with less-than-perfect history. Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Don't Have Perfect Credit? No Problem! No security deposit, just purchasing power.
Total Visa® Card  Hide Benefits Show Benefits	35.99%* APR rates & fees	N/A	See Terms*	Fair / BadApply NowView Card Details
Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^ An initial credit limit Up To $500! (See terms*) Checking account required. Free credit monitoring powered by TransUnion® Fast and easy application process. All credit types welcome to apply. *See Rates, Fees, Costs & Limitations for complete offer details ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details
Platinum Secured Mastercard®  Hide Benefits Show Benefits	12.75 to 18.00% Variable APR	12.75 to 18.00% Variable APR	$0	Poor / Limited / NoApply NowView Card Details
Score great rewards and build credit with a refundable security deposit Earn 1 rewards point for every dollar spent on your everyday purchases. There's no maximum and your points never expire. Use your points for Travel, Merchandise, Gift cards and more No annual fee, balance transfer, cash advance or foreign transaction fee Rates from 12.75 to 18.00% APR, not to exceed 18.00%
Reflex® Platinum Mastercard®  Hide Benefits Show Benefits	35.90% Fixed APR	N/A	$75 - $125	Fair / Poor / Bad / LimitedApply NowView Card Details
Up to $1,000 Initial Credit Limit See if you Pre-Qualify with No Impact to your Credit Score Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit. Unsecured credit card requires No Security Deposit Perfect card for everyday purchases and unexpected expenses Monthly reporting to the three major credit bureaus Use your card everywhere Mastercard is accepted at millions of locations Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines) Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
First Latitude Assent Secured Mastercard®  Hide Benefits Show Benefits	27.49% (V) APR	N/A	$0	Poor / Limited / NoApply NowView Card Details
Now offering Up To 10% Cash Back at select merchants with First Latitude!^^ Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!¹ Designed to push you forward on your credit building journey with $0 Annual Fee.¹ Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹ All credit types welcome to apply! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details. *See Important Disclosures for complete offer details
opensky® Plus Secured Visa® Credit Card  Hide Benefits Show Benefits	28.24% (Variable) APR	N/A	$0	No Credit, Poor, FairApply NowView Card Details
No annual fee - keep more money in your pocket! No credit check required - 89% approval rate with zero credit risk to apply! Earn up to 10% cash back on everyday purchases Boost your credit score fast-2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay Start with as little as $300 - Secure your line with a refundable security deposit Fast and easy application-apply in minutes with our mobile-first experience Flexible payment options-pick a due date that works for you More time to fund-spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used opensky® to build better credit!
First Latitude Elite Secured Mastercard®  Hide Benefits Show Benefits	23.49% (V) APR	N/A	$29.00	Poor / Limited / NoApply NowView Card Details
Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^ Secure your credit line with a refundable security deposit - as low as $200 to get started! Apply with no impact to your credit!2 Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹ No minimum credit score required for approval! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score. ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details. *See Important Disclosures for complete offer details

Destiny Mastercard®

Apply Now

• A guaranteed $700 credit limit to help get your financial goals on track, if approved.
• Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

• No security deposit, and a path to better credit.
• Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
• Get the credit you deserve, even with less-than-perfect history.
• An unsecured card great for everyday purchases

Show More »

Destiny® Mastercard® - Up to 3% Cashback Rewards

Apply Now

• A rewards card for people with less-than-perfect credit!
• Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!

• A guaranteed $700 credit limit to help you build access to credit, if approved.
• With Cashback Rewards, you get to live like an A-lister.
• Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
• Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
• No security deposit required-get started today!

Show More »

Milestone® Mastercard® - 1.5% Cashback Rewards

Apply Now

• Turn everyday purchases into 1.5% Cashback Rewards!
• A guaranteed $700 credit limit to help get your financial goals on track, if approved.

• Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
• No upfront security deposit required so you can keep more money in your pocket.
• Join over a million consumers who are working on building their access to credit.
• Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
• A rewards card for people with less than perfect credit!

Show More »

Destiny® Mastercard® with Instant Credit

Apply Now

• A guaranteed $700 credit limit to help get your financial goals on track, if approved.
• Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.

• Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
• No security deposit, just instant purchasing power. See Terms.
• Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
• Get the credit you deserve, even with less-than-perfect history.

Show More »

Destiny® Mastercard® with $1,000 Credit Limit

Apply Now

• Get a guaranteed $1,000 credit limit if approved!
• Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

• Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
• Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
• Get the credit you deserve, even with less-than-perfect history.
• No security deposit, and a path to better credit.

Show More »

Indigo® Mastercard® for Less than Perfect Credit

Apply Now

• Get the credit limit you deserve-$700 guaranteed if approved
• Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

• Get the credit you deserve, even with less-than-perfect history.
• Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
• Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
• Don't Have Perfect Credit? No Problem!
• No security deposit, just purchasing power.

Show More »

Total Visa® Card

Apply Now
Rates & Fees

• Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
• An initial credit limit Up To $500! (See terms*)

• Checking account required.
• Free credit monitoring powered by TransUnion^®
• Fast and easy application process.
• All credit types welcome to apply.
• *See Rates, Fees, Costs & Limitations for complete offer details
• ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details

Show More »

Platinum Secured Mastercard®

Apply Now

• Score great rewards and build credit with a refundable security deposit
• Earn 1 rewards point for every dollar spent on your everyday purchases. There's no maximum and your points never expire. Use your points for Travel, Merchandise, Gift cards and more

• No annual fee, balance transfer, cash advance or foreign transaction fee
• Rates from 12.75 to 18.00% APR, not to exceed 18.00%

Show More »

Reflex® Platinum Mastercard®

Apply Now

• Up to $1,000 Initial Credit Limit
• See if you Pre-Qualify with No Impact to your Credit Score

• Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
• Unsecured credit card requires No Security Deposit
• Perfect card for everyday purchases and unexpected expenses
• Monthly reporting to the three major credit bureaus
• Use your card everywhere Mastercard is accepted at millions of locations
• Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
• Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.

Show More »

First Latitude Assent Secured Mastercard®

Apply Now

• Now offering Up To 10% Cash Back at select merchants with First Latitude!^^
• Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!¹

• Designed to push you forward on your credit building journey with $0 Annual Fee.¹
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
• All credit types welcome to apply!
• ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
• ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
• *See Important Disclosures for complete offer details

Show More »

opensky® Plus Secured Visa® Credit Card

Apply Now

• No annual fee - keep more money in your pocket!
• No credit check required - 89% approval rate with zero credit risk to apply!

• Earn up to 10% cash back on everyday purchases
• Boost your credit score fast-2 out of 3 opensky^® cardholders see an average increase of 47 points after 6 months
• Track your progress with free access to your FICO^® score in our mobile app
• Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
• Seamless payments-add your card to Apple Pay, Google Pay, and Samsung Pay
• Start with as little as $300 - Secure your line with a refundable security deposit
• Fast and easy application-apply in minutes with our mobile-first experience
• Flexible payment options-pick a due date that works for you
• More time to fund-spread your security deposit over 60 days with layaway
• Join 1.6 million+ cardholders who have used opensky^® to build better credit!

Show More »

First Latitude Elite Secured Mastercard®

Apply Now

• Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
• Secure your credit line with a refundable security deposit - as low as $200 to get started!

• Apply with no impact to your credit!²
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
• No minimum credit score required for approval!
• ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
• ²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
• ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
• *See Important Disclosures for complete offer details

Show More »

The post Best Credit-Building Cards of April 2026 appeared first on CardBenefit.

Check out the credit cards that offer big bonus valued at $500 or more. All of these cards are for people with good credit rating, whose FICO scores are usually 700 or above.

Consumer Credit Cards with $500 Bonus or More

Credit Card		Bonus	Annual Fee
	Citi Strata Elite℠ Card	75,000 bonus Points after spending $6,000 in the first 3 months of account opening.	$595 rates & fees
	Chase Sapphire Preferred® Card	75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$95 rates & fees
	Citi Strata Premier® Card	60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	$95 rates & fees
	Chase Sapphire Reserve®	125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.	$795 rates & fees

Small Business Cards with $500 Bonus or More

Credit Card		Bonus	Annual Fee
	American Express® Business Gold Card	Up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*	$375 rates & fees
	The Business Platinum Card® from American Express	Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel using the Business Platinum Card. The Hotel Collection requires a minimum two-night stay.	$895 rates & fees

Credit Card Bonus with No Annual Fee

Most of the above credit cards have an annual fee. If you just want a credit card without annual fee, you can still earn a moderate bonus valued between $100 and $300 on the following credit cards.

Citi Credit Card Bonus with No Annual Fee

Credit Card		Bonus	Annual Fee
	Citi Strata℠ Card	20,000 bonus Points after spending $1,000 in the first 3 months of account opening.	$0 rates & fees
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.	$0 rates & fees

American Express Credit Card Bonus with No Annual Fee

Credit Card		Bonus	Annual Fee
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.	$0 rates & fees
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.	$0 rates & fees
	The Blue Business® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.	$0 rates & fees

Chase Credit Card Bonus with No Annual Fee

Credit Card		Bonus	Annual Fee
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening	$0 rates & fees
	IHG One Rewards Traveler Credit Card	80,000 Bonus Points	$0 rates & fees

The post $500 Bonus Credit Cards appeared first on CardBenefit.

Citi Double Cash: $200 Bonus, 2% Cash Back

Citi Double Cash^® Card offers $200 bonus cash. You only need to spend $1,500 on purchases in the first 6 months to qualify for the $200 bonus. In addition, you can earn 2% cash back on all purchases. It has no annual fee.

Apply Now

Citi Double Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Intro APR

0% on Balance Transfers

Intro APR Period

18 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good

Alternative Rewards Credit Cards

If you are interested in Citi Double Cash Card, you may also consider a few other credit cards with similar bonus, cash rewards, and benefits.

Cash Back Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Blue Cash Preferred® Card from American Express	As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 intro annual fee for the first year, then $95. rates & fees
	Chase Freedom Unlimited®	Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	$0 rates & fees
	Blue Cash Everyday® Card from American Express	As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.	$0 rates & fees
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees

Rewards Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Citi Strata Premier® Card	60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. 1 Point per $1 spent on all other purchases	$95 rates & fees
	Chase Sapphire Preferred® Card	75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases	$95 rates & fees
	Citi Strata℠ Card	20,000 bonus Points after spending $1,000 in the first 3 months of account opening. 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.	$0 rates & fees

The post Best Cash Rewards Credit Cards appeared first on CardBenefit.