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Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. In addition to cash rewards, many credit cards also feature rich sign-up bonus, 0% intro APR, and no annual fee. Check out the best cash back credit cards for consumers and small businesses.
Many credit cards give out large rewards. Some cards let you earn a bonus cash back of a few hundred dollars after qualified spending. Some credit cards reward you a bonus of thousands of miles or points that can be redeemed for a few hundred dollars.
Do you know that you only need to spend $500 on a new credit card to get a bonus of $150? Yes, a few credit cards actually offer new card members a rich bonus of $150 after a minimal $500 is spent on purchases within the first 90 days. This is a whopping 30% cash back on the first $500 charged to your credit card. In addition, many of these credit cards also offer 3% cash back on select purchases, 0% introductory APR, and have no annual fee.
When it comes to credit card bonus, only a handful of cards offer $500 sign-up bonus or more. To qualify for such bonus, you typically need to spend between $3,000 and $5,000 in the first 3 months of card membership. This is a fabulous return for the first few thousand dollars of your purchases. Credit cards with large bonus usually offer first-rate rewards on your purchases too. They are custom designed to attract and retain big spenders. If you are a business owner, a frequent traveler, or a savvy shopper, you will find the rewards to be extremely valuable.
If you carry credit card debt, it may cost you a lot of money on the interest. Don't worry. Balance transfer credit cards can help you pay down the debt. Learn how to use balance transfer credit cards to reduce credit card balance and see how much you can save with 0% APR on balance transfers for an extended period.