dining rewards – CardBenefit https://www.cardbenefit.com Compare and Apply for Best Credit Cards at CardBenefit Tue, 01 Jul 2025 08:43:43 +0000 en-US hourly 1 Citi Strata Premier Card Review – 60,000 Bonus Points and 3X Rewards https://www.cardbenefit.com/citi-strata-premier-card-review/ https://www.cardbenefit.com/citi-strata-premier-card-review/#respond Thu, 03 Apr 2025 15:30:39 +0000 https://www.cardbenefit.com/?p=20355 Citi Strata Premier Card is a consumer credit card that offers rich bonus and generous rewards on everyday purchases. It gives new card members a bounty of $600 value, which is among the top sign-up bonus rewards that you may receive from a credit card. In addition, it offers 3 ThankYou rewards points for each dollar you spend in grocery, dining, travel, and gas, which are the most common purchases for most consumers.

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Overview

Citi Strata Premier® Card, issued by our partner Citibank, is a consumer credit card that offers rich bonus and generous rewards on everyday purchases. It not only hands out a bounty of $600 value, which is among the best sign-up bonus rewards of any credit cards, but also offers cardholders 3 rewards points for each dollar spent in grocery, dining, travel, and gas. All of those spending categories are the most common purchases for consumers.

  • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Intro APR
N/A
Intro APR Period
N/A
Annual Fee (rates & fees)
$95
Credit Needed
Excellent, Good

Card Benefits

Sign-up Bonus

If you spend $4,000 or more in purchases on the credit card within your first 3 months of becoming a card member, you will receive a bonus of 60,000 points, which can be redeemed for $600 in cash rewards or gift cards at thankyou.com. Earning the bonus of $600 value is like receiving a 15% discount on your first $4,000 in purchases, which is an easy way to put more cash rewards back in your pocket. Those applicants who recently received a new account bonus for a Citi Premier or Citi Strata Premier Card account in the past 48 months will not be eligible for the 60,000 points bonus rewards.

How to Earn Rewards

You will earn 10 points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com. You will also earn 3 ThankYou Points for every dollar you spend at supermarkets, restaurants, gas stations or EV charging stations, airlines, and other hotels. For every dollar you spend on all other purchases, you will also earn 1 point.

For instance, if you spend $5,000 on gas, $10,000 on dining out, $10,000 on groceries, $10,000 on travel, and $10,000 on everything else in a year, you will receive 115,000 ThankYou rewards points, redeemable for $1,000 in cash rewards. You can use our rewards calculator to find out how many rewards points you may receive.

Spending Category Spending Rewards Points Rewards Value
Gas $5,000 15,000 $150
Groceries $10,000 30,000 $300
Air Travel and Hotels $10,000 30,000 $300
Dining at Restaurants $10,000 30,000 $150
Everything Else $10,000 10,000 $100
Total $45,000 115,000 $1,150
Wells Fargo Platinum Balance Transfer Calculation

How to Redeem Rewards

Points can be redeemed for cash rewards or statement credit, gift cards, travel, or merchandise. Redemption for cash rewards starts at 500 points for $5. When you use points to redeem for gift cards, each point is worth 1 cent, which means that 100 points equals $1 in redemption value. Redemption for gift cards starts at 2,500 points for a $25 gift card. There are a wide variety of store gift cards that you can choose from at thankyou.com, such as Target, Home Depot, Lowe’s, Macy’s, GAP, Old Navy, Sephora, Legal Sea Foods, Red Lobster, Chili’s, etc. You can easily redeem points for gift cards of your favorite retail stores or restaurants.

$100 Annual Hotel Savings Benefit

Once per calendar year, the primary cardmember can book a hotel stay of $500 or more through CitiTravel.com and enjoy $100 off the hotel stay. To receive the $100 annual hotel savings, you must pre-pay for your complete stay with your Citi Strata Premier Card, ThankYou Points, or a combination thereof. If you choose to use the benefit, the $100 annual hotel savings will be applied at the time of hotel reservation.

Additional Information

Fees

This credit card has an annual fee of $95. It has no foreign transaction fees on purchases that you make in foreign countries.

Required Credit Rating

The Citi Strata Premier Card is for people with good or excellent credit scores. If you have a FICO credit score of 700 or above, you may be eligible for the card offer.

Is this the right card for you?

If you are looking for a credit card with great bonus and rewards on everyday purchases, the Citi Strata Premier® Card is one of the best credit cards for that purpose. You can earn a generous bonus of 60,000 points points, redeemable for $600, and 3X rewards on purchases on some of your most frequent purchases such as grocery, dining, travel, gas. In addition, this credit card charges no foreign transaction fees. Although the Citi Strata Premier® Card has a moderate annual fee, its value has far outweighed the cost of the annual fee.

Similar Credit Cards with Bonus Rewards

If you are interested in the Citi Strata Premier® Card, you may also consider the following credit cards with similar benefits.

Credit Card Bonus valued at $500 or More

Credit CardBonusAnnual Fee
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.$95
rates & fees
Chase Sapphire Reserve

Chase Sapphire Reserve®

100,000 bonus points + $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening.$795
rates & fees
American Express Gold Card

American Express® Gold Card

$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.$325
rates & fees
The Platinum Card from American Express

The Platinum Card® from American Express

$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.$695
rates & fees

Credit Card Bonus valued at $250 or $300

Credit CardBonusAnnual Fee
Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.$0 intro annual fee for the first year, then $95.
rates & fees
Chase Freedom Unlimited

Chase Freedom Unlimited®

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening$0
rates & fees
First Tech Odyssey Rewards World Elite Mastercard

First Tech Odyssey Rewards™ World Elite Mastercard®

Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value!$0 intro annual fee first year, then $75 thereafter
The American Express Blue Business Cash Card

The American Express Blue Business Cash™ Card

$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.$0
rates & fees
USAA Eagle Navigator Credit Card

USAA Eagle Navigator® Credit Card

  • Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
  • Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • $95

    Credit Card Bonus valued at $200

    Credit CardBonusAnnual Fee
    Citi Double Cash Card

    Citi Double Cash® Card

    $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.$0
    rates & fees
    Blue Cash Everyday Card from American Express

    Blue Cash Everyday® Card from American Express

    $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
    rates & fees
    Choice Rewards World Mastercard

    Choice Rewards World Mastercard®

    20,000 bonus Rewards Points when you spend $3,000 in the first 60 days$0
    USAA Preferred Cash Rewards Credit Card

    USAA Preferred Cash Rewards Credit Card

  • Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
  • Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • $0

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    Costco Anywhere Visa Business Card Review – Cash Rewards for Business Purchases https://www.cardbenefit.com/costco-anywhere-visa-business-card-review/ https://www.cardbenefit.com/costco-anywhere-visa-business-card-review/#respond Fri, 24 Jan 2025 19:10:51 +0000 https://www.cardbenefit.com/?p=20367 Costco is a warehouse for family and small business to make purchases in bulk. If you like to use Costco for many of your business purchases, Costco Anywhere Visa Business Card is great credit card. Although it does not offer a sign-up bonus, it offers business owners up to 5% cash back on gas purchases, 3% cash back on restaurants and travel purchases, and 2% cash back on all other purchases from Costco. In addition, the Costco Anywhere Visa Business Card has no annual fee with paid Costco membership and has no foreign transaction fees.

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    Overview

    Costco Anywhere Visa® Business Card by Citi, from our partner Citi, rewards small business owners who frequent Costco warehouses for business supplies. Cardholders can earn 2% cash back on purchases at Costco. In addition, cardholders can earn 3% back on travel and dining at restaurants, and up to 5% cash back rewards on gas purchases. The Costco Business credit card has no annual fee with your paid Costco membership. You can also enjoy no foreign transaction fees on purchases you make abroad.

    • Discover the only business credit card designed exclusively for Costco members
    • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
    • Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
    • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
    Intro APR
    N/A
    Intro APR Period
    N/A
    Annual Fee (rates & fees)
    $0
    Credit Needed
    Excellent

    Card Benefits

    How to Earn Rewards

    With Costco Anywhere Visa Business Card by Citi, you can earn more cash back on many regular purchases than most other credit cards. You will earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 per year. You will earn 3% cash back on dining at restaurants, including cafes, bars, lounges and fast food restaurants. You will also earn 3% cash back on eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel. For other purchases at Costco and Costco.com, you will earn 2% back. For all other purchases, you will earn 1% back.

    For example, if you spend $7,000 on gas at Costco, $8,000 on dining out, $10,000 on travel, $15,000 on Costco purchases, and $10,000 on everything else in a year, you will receive $1,220 in cash rewards. You can use our cash rewards calculator to find out how much cash back you may receive.

    Spending Category Spending Cash Rewards Net Spending (after Cash Back)
    Gas $7,000 $350 $6,650
    Travel $10,000 $300 $9,700
    Dining Out $8,000 $240 $7,760
    Costco Purchases $15,000 $300 $14,700
    Everything Else $10,000 $100 $9,900
    Total $50,000 $1,290 $48,710
    Costco Business Credit Card Rewards Calculation Chart

    How to Redeem Rewards

    You will receive your annual cash rewards in the form of a credit card reward certificate once your February billing statement closes. The credit card reward certificate contains your Costco rewards balance based on your eligible purchases during the annual reward period of the prior year. The credit card reward certificates are redeemable through the end of the year at any U.S. Costco warehouse for merchandise or cash back. Any Costco cash rewards you have earned on purchases made by authorized users on your card account will be added to your Costco rewards total.

    Additional Information

    Fees

    This credit card has no annual fee with your paid Costco membership. There are two tiers of membership, Gold Star and Gold Star Executive. The Gold Star has an annual membership fee of $60. The Gold Star Executive has an annual membership fee of $120 and it offers an additional 2% cash reward, up to $1,000 on your purchases at Costco. The 2% cash rewards of the Gold Star Executive can offset the $120 membership fee. For example, if you make an average of $500 monthly purchases at Costco, you will accrue $10 in cash rewards each month and $120 in annual cash rewards, which is enough to pay for the $120 membership fee by itself.

    It has no foreign transaction fees, which will save you money when you travel abroad. Most other credit cards typically charge a transaction fee 3% on your purchases in foreign countries. For example, if you use a credit card to pay $2,000 for purchases or for hotel stays in Canada, Asia, or Europe, you may end up with paying a bill of $2,060 after the 3% foreign-transaction surcharge is added to your bill. If you travel abroad, Costco Anywhere Visa Business Card by Citi can help you avoid the 3% surcharge on your purchases.

    Required Credit Rating

    The Costco Anywhere Visa Business Card by Citi is for people who have excellent credit scores. If you have an outstanding FICO score, you may qualify for the credit card.

    Is this the right card for you?

    Costco is a warehouse for family and small business to make purchases in bulk. If you like to use Costco for many of your business purchases, the Costco Anywhere Visa Business Card by Citi is a great small business credit card. Although it does not offer a sign-up bonus, it offers business owners up to 5% cash back on gas purchases, 3% cash back on restaurants and travel purchases, and 2% cash back on all other purchases from Costco. In addition, the Costco Anywhere Visa Business Card by Citi has no annual fee with paid Costco membership and has no foreign transaction fees.

    Similar Credit Cards

    If you are interested in the Costco Anywhere Visa Business Card by Citi, you may also consider a few other credit cards with similar benefits.

    Cash Back Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Costco Anywhere Visa Card by Citi

    Costco Anywhere Visa® Card by Citi

  • 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees
    Citi Double Cash Card

    Citi Double Cash® Card

  • $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • $0
    rates & fees
    Chase Freedom Unlimited

    Chase Freedom Unlimited®

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • $0
    rates & fees
    Blue Cash Everyday Card from American Express

    Blue Cash Everyday® Card from American Express

  • $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • $0
    rates & fees

    Business Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    The American Express Blue Business Cash Card

    The American Express Blue Business Cash™ Card

  • $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • $0
    rates & fees
    The Blue Business Plus Credit Card from American Express

    The Blue Business® Plus Credit Card from American Express

  • 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • $0
    rates & fees
    American Express Business Gold Card

    American Express® Business Gold Card

  • Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
  • $375
    rates & fees
    Ink Business Cash Credit Card

    Ink Business Cash® Credit Card

  • $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • $0
    rates & fees
    Ink Business Unlimited Credit Card

    Ink Business Unlimited® Credit Card

  • $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Unlimited 1.5% cash back on every purchase made for your business
  • $0
    rates & fees

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    Citi Strata Premier® Card https://www.cardbenefit.com/citi-strata-premier-card/ https://www.cardbenefit.com/citi-strata-premier-card/#respond Wed, 20 Nov 2024 05:15:30 +0000 https://www.cardbenefit.com/citi-premier-card/ Citi Strata Premier Card offers 75,000 bonus ThankYou Points after qualified spending. The 75,000 Points are redeemable for $750 in gift cards or cash rewards when redeemed at thankyou.com. You can earn 10 points for each dollar spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com, and earn 3 points for each dollar spent on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. You can earn 1 point per $1 spent on all other purchases. In addition, you will receive $100 Annual Hotel Savings Benefit. The card has no foreign transaction fees on purchases.

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    Card Issuer
    Citibank
    Network
    Mastercard
    Card Category
    Bonus, Dining, Travel
    Required Credit
    Excellent, Good
    Rate this card:  

    Benefits Summary
    Bonus Rewards
    Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
    Rewards
    Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. Earn 1 Point per $1 spent on all other purchases. No expiration and no limit to the amount of points you can earn with this card.
    Extra Benefits

    • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
    • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
    • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
    • Earn 1 Point per $1 spent on all other purchases
    • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
    • No expiration and no limit to the amount of points you can earn with this card
    • No Foreign Transaction Fees on purchases
    • Read our review on Citi Strata Premier® Card
    Intro APR
    N/A
    Intro APR Period
    N/A
    Regular APR
    20.24% - 28.24% (Variable)
    Annual Fee (rates & fees)
    $95

    Featured Credit Cards from Our Partners for Bonus, Dining, Travel

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    Best Dining Credit Cards with No Annual Fee https://www.cardbenefit.com/best-dining-credit-cards-with-no-annual-fee/ https://www.cardbenefit.com/best-dining-credit-cards-with-no-annual-fee/#respond Mon, 20 Nov 2023 11:44:02 +0000 http://www.cardbenefit.com/?p=2242 Several credit cards offer bonuses to people who eat out a lot, thanks to bonus points on restaurant spending. Which cards offer the most generous rewards dining purchases? Quite a few credit cards offer a lot of bonus and rewards while charging no annual fee. If you want more rewards and bonus on dining, or just want straightforward cash rewards, there is a card for you.

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    Earn Top Rewards with No-Annual-Fee Dining Credit Cards

    Numerous credit cards provide rewards specifically for dining expenses, often featuring extra rewards for restaurant spending. We thoroughly examined offerings from various card issuers to identify those that are exceptionally generous with their dining bonuses. Our findings highlight several cards that not only offer substantial rewards for dining but also come with additional perks.

    Costco Anywhere Visa® Card by Citi

    Costco Anywhere Visa Card by Citi Costco Anywhere Visa Card by Citi is a rewarding option for dining and various other categories. Cardholders can earn 3% rewards on restaurant spending. Additionally, there are substantial rewards for other purchases, including 4% cash back on eligible gas and EV charging purchases (up to $7,000 per year), 3% cash back on travel purchases, and 2% cash back on purchases from Costco and Costco.com. For alll other purchases, you earn a solid 1% cash back. The card offers these benefits without an annual fee, provided you have a paid Costco membership. Furthermore, it comes with the advantage of no foreign transaction fees, making it a favorable choice for those who frequently make purchases abroad.

    The Best Dining Credit Cards for You

    Choosing the right card among these options depends on your specific preferences and priorities. For Costco members seeking simplicity and 3% cash rewards on dining, the Costco Anywhere Visa Card by Citi, bundled with the perks of a paid Costco membership, fits the bill. Whatever your preference for dining rewards, there’s a card tailored to meet your needs.

    Recommended Dining Credit Cards

    Credit CardBonus and RewardsAnnual Fee
    Costco Anywhere Visa Card by CitiCostco Anywhere Visa® Card by Citi
  • 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees

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    Costco Anywhere Visa® Card by Citi https://www.cardbenefit.com/costco-anywhere-visa-card-by-citi/ https://www.cardbenefit.com/costco-anywhere-visa-card-by-citi/#respond Thu, 04 Nov 2021 17:45:22 +0000 https://www.cardbenefit.com/costco-anywhere-visa-card-by-citi/ Costco Anywhere Visa Card by Citi offers 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter. It also offers 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other Costco purchases, and 1% cash back on all other purchases. It has no annual fee with your paid Costco membership. No foreign transaction fees.

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    Card Issuer
    Citibank
    Network
    Visa
    Card Category
    Cash Back, No Annual Fee
    Required Credit
    Excellent
    Rate this card:  

    Benefits Summary
    Rewards
    Discover one of Citi's best cash back rewards cards designed exclusively for Costco members. Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com. 1% cash back on all other purchases.
    Extra Benefits

    • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
    • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
    • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
    Intro APR
    N/A
    Intro APR Period
    N/A
    Regular APR
    19.49% - 27.49% (Variable)
    Annual Fee (rates & fees)
    $0

    Featured Credit Cards from Our Partners for Cash Back, No Annual Fee

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    Costco Anywhere Visa® Business Card by Citi https://www.cardbenefit.com/costco-anywhere-visa-business-card-by-citi/ https://www.cardbenefit.com/costco-anywhere-visa-business-card-by-citi/#respond Thu, 04 Nov 2021 15:44:29 +0000 https://www.cardbenefit.com/costco-anywhere-visa-business-card-by-citi/ Costco Anywhere Visa Business Card by Citi offers 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter. It also offers 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other Costco purchases, and 1% cash back on all other purchases. It has no annual fee with your paid Costco membership. No foreign transaction fees.

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    Card Issuer
    Citibank
    Network
    Visa
    Card Category
    Business, Cash Back
    Required Credit
    Excellent
    Rate this card:  

    Benefits Summary
    Rewards
    Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com. 1% cash back on all other purchases.
    Extra Benefits

    • Discover the only business credit card designed exclusively for Costco members
    • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
    • 2% cash back on all other purchases from Costco and Costco.com
    • 1% cash back on all other purchases
    • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
    • Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
    • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
    • Read our review on Costco Anywhere Visa® Business Card by Citi
    Intro APR
    N/A
    Intro APR Period
    N/A
    Purchase APR
    19.49% - 27.49% (Variable)
    Annual Fee (rates & fees)
    $0

    Featured Credit Cards from Our Partners for Business, Cash Back

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    Bank of America® Premium Rewards® credit card https://www.cardbenefit.com/bank-of-america-premium-rewards-credit-card/ https://www.cardbenefit.com/bank-of-america-premium-rewards-credit-card/#respond Wed, 20 Oct 2021 17:07:27 +0000 https://www.cardbenefit.com/bank-of-america-premium-rewards-credit-card/ Bank of America Premium Rewards Credit Card offers $500 bonus cash with an additional $200 travel credit. It also offers 2% rewards on travel and dining, and 1.5% rewards on everything else.

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    Card Issuer
    Bank of America, N.A.
    Network
    Visa Signature
    Card Category
    Travel, Dining, Bonus
    Required Credit
    Excellent / Good
    Rate this card:  

    Benefits Summary
    Bonus Rewards
    Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening. Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
    Rewards
    Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open. If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend. Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
    Extra Benefits

    • Low $95 annual fee.
    • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
    • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
    • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
    • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
    • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
    • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
    • No foreign transaction fees.
    • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
    Intro APR
    N/A
    Intro APR Period
    N/A
    Regular APR
    20.24% - 28.24% Variable APR on purchases and balance transfers
    Annual Fee
    $95

    Featured Credit Cards from Our Partners for Travel, Dining, Bonus

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    Best Cash Back Credit Cards of 2024 https://www.cardbenefit.com/best-cash-back-credit-cards-2024/ https://www.cardbenefit.com/best-cash-back-credit-cards-2024/#respond Thu, 27 Aug 2020 04:34:43 +0000 https://www.cardbenefit.com/?p=19558 Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. Many cash back credit cards also offer a generous welcome bonus. Below you'll find the best cash back credit cards for consumers and small businesses.

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    Top Cash Back Credit Cards

    Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. Many cash back credit cards also offer a generous welcome bonus. Below you’ll find some of the best cash back credit cards for consumers and small businesses.

    Best Personal Credit Cards with 2% or More Cash Back

    Credit CardBonus and RewardsAnnual Fee
    Citi Double Cash Card

    Citi Double Cash® Card

  • $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • $0
    rates & fees
    Costco Anywhere Visa Card by Citi

    Costco Anywhere Visa® Card by Citi

  • 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees

    Best Business Credit Cards with Cash Rewards

    Credit CardBonus and RewardsAnnual Fee
    Ink Business Unlimited Credit Card

    Ink Business Unlimited® Credit Card

  • $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Unlimited 1.5% cash back on every purchase made for your business
  • $0
    rates & fees
    Ink Business Cash Credit Card

    Ink Business Cash® Credit Card

  • $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • $0
    rates & fees
    The American Express Blue Business Cash Card

    The American Express Blue Business Cash™ Card

  • $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • $0
    rates & fees
    Costco Anywhere Visa Business Card by Citi

    Costco Anywhere Visa® Business Card by Citi

  • 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees

    Credit Cards with Rewards Points that are Redeemable for Cash Back

    Some credit cards allow you to earn points, which can then be redeemed for cash rewards or statement credit. The following are a few credit cards that you can earn points and then redeem points for cash rewards.

    Rewards Credit Cards with the Option of Redeeming for Cash

    Credit CardBonus and RewardsAnnual Fee
    Citi Strata Premier Card

    Citi Strata Premier® Card

  • 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • 1 Point per $1 spent on all other purchases
  • $95
    rates & fees

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    Bank of America® Business Advantage Cash Rewards Mastercard® Review – $300 Bonus and 3% Back https://www.cardbenefit.com/bank-america-business-advantage-cash-rewards-mastercard-review/ https://www.cardbenefit.com/bank-america-business-advantage-cash-rewards-mastercard-review/#respond Mon, 02 Dec 2019 14:06:16 +0000 https://www.cardbenefit.com/?p=19511 Bank of America Business Cash Rewards Credit Card is a small business credit card with great cash rewards. It is a no-annual-fee credit card with $300 bonus and up to 3% cash rewards on select purchases. Big spenders can qualify for the Preferred Rewards for Business to earn up to 5.25% cash back.

    The post Bank of America® Business Advantage Cash Rewards Mastercard® Review – $300 Bonus and 3% Back appeared first on CardBenefit.

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    Overview

    If you spend tens of thousands of dollars on gas, office supplies, dining, or gift cards every month, consider using the Bank of America® Business Advantage Cash Rewards Mastercard® for your purchases. It offers 3% cash back on purchases on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases. You can also earn $300 cash bonus.

    • Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
    • Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
    • You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
    • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
    • No annual fee
    • Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don't expire as long as your account remains open.
    • To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
    • 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply.
    • Contactless Cards - The security of a chip card, with the convenience of a tap.
    • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
    Intro APR
    0% on Purchases
    Intro APR Period
    9 billing cycles
    Annual Fee
    $0
    Credit Needed
    excellent

    Card Benefits

    Sign-up bonus

    New card members will receive a sign-up bonus of $300 cash in statement credit after spending $3,000 on purchases within the first 90 days. The $300 bonus cash is equivalent to 10% cash back on your first $3,000 purchases.

    Cash Back Rewards

    You will earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases.

    If you are a client of Preferred Rewards for Business, you can get a 25% to 75% rewards bonus on the baseline rewards, which means you may earn up to 5.25% cash rewards on gas and office supplies, up to 3.5% cash rewards on eating out, and up to 1.75% cash rewards on other purchases. To qualify for the Preferred Rewards for Business, you need to have a Bank of America business checking account, and maintain a combined balance in qualifying business deposit accounts and/or qualifying Merrill business investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The following table shows the detailed information on the Gold, Platinum, and Platinum Honors tiers of Bank of America’s Preferred Rewards for Business program.

    Preferred Rewards for Business Tier Rewards Bonus Cash Rewards for the Tier
    Gold – $20,000 in combined balance of qualifying accounts 25%
    • 3.75% cash back on your selected choice category (up to $50,000 in combined choice category/dining purchases each calendar year, 1.25% after that)
    • 2.5% cash back on purchases at restaurants (up to $50,000 in combined choice category/dining purchases each calendar year, 1.25% after that)
    • 1.25% cash back on other purchases
    Platinum – $50,000 in combined balance of qualifying accounts 50%
    • 4.5% cash back on your selected choice category (up to $50,000 in combined choice category/dining purchases each calendar year, 1.5% after that)
    • 3% cash back on purchases at restaurants (up to $50,000 in combined choice category/dining purchases each calendar year, 1.5% after that)
    • 1.5% cash back on other purchases
    Platinum Honors – $100,000 in combined balance of qualifying accounts 75%
    • 5.25% cash back on your selected choice category (up to $50,000 in combined choice category/dining purchases each calendar year, 1.75% after that)
    • 3.5% cash back on purchases at restaurants (up to $50,000 in combined choice category/dining purchases each calendar year, 1.75% after that)
    • 1.75% cash back on other purchases

    You can actually use this credit card to buy shopping gift cards at an office supply shop such as Staples, Office Depot, and earn 3% cash back, or up to 5.25% cash back if you qualify for Preferred Rewards for Business. For example, you can go to giftcardmall.officedepot.com or staples.com to buy many popular gift cards, such as the ones from eBay, Target, Home Depot, Lowe’s, Bed Bath & Beyond, Cabela’s, Disney, Groupon, Nordstrom, etc, and then use the gift cards at the retailer of your choice. In this way, you will earn more cash back because of the higher cash back for the gift cards purchased at office supply stores.

    The cash rewards on purchases in combined choice category/dining is capped at your purchases of $50,000 each calendar year, which averages over $4,000 in purchases each month. If you are a big spender, you will be able to earn a lot more cash rewards with this credit card than with most other credit cards.

    Fees and Interest

    This credit card has no annual fee. It also offers 0% introductory APR on purchases, which allows you to make purchases now and pay off the balance later without incurring interest cost, as long as you make the minimum payment each month.

    Required Credit Rating

    The Bank of America® Business Advantage Cash Rewards Mastercard® is a prime credit card for people with excellent credit rating. If you have a credit score of 740 or more, you may qualify for the credit card.

    Apply for Business Card as an Individual

    The Bank of America® Business Advantage Cash Rewards Mastercard® is a small business credit card. Even if you don’t own a corporation or LLC, you can still apply for business credit cards as a sole proprietor – just use your own name as the business name and use your Social Security Number (SSN) as the Tax ID in the application. See detailed explanation on how to apply for business cards as an individual.

    Is this the right card for you?

    If you spend a lot on purchases each year, you will find Bank of America® Business Advantage Cash Rewards Mastercard® a great credit card to earn cash rewards. This card helps small business owners to earn more cash back for their purchases. If you qualify for the Bank of America Preferred Rewards for Business, you can enjoy up to 5.25% cash back rewards on purchases in one of your preferred business spending categories, 3.5% cash back on dining, 1.75% cash back on all other purchases.

    Similar Credit Cards

    If you are interested in the Bank of America® Business Advantage Cash Rewards Mastercard®, you may also consider a few other small business or cash back credit cards with similar benefits.

    Small Business Credit Cards

    Credit CardBonus, Rewards, 0% InterestAnnual Fee
    The American Express Blue Business Cash Card

    The American Express Blue Business Cash™ Card

  • $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • 0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 27.49% variable applies.
    (rates & fees)
  • $0
    Ink Business Cash Credit Card

    Ink Business Cash® Credit Card

  • $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • 0% on purchases for 12 months
    (rates & fees)
  • $0
    The Blue Business Plus Credit Card from American Express

    The Blue Business® Plus Credit Card from American Express

  • 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • 0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 27.49% variable applies.
    (rates & fees)
  • $0
    Ink Business Unlimited Credit Card

    Ink Business Unlimited® Credit Card

  • $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Unlimited 1.5% cash back on every purchase made for your business
  • 0% on purchases for 12 months
    (rates & fees)
  • $0
    Costco Anywhere Visa Business Card by Citi

    Costco Anywhere Visa® Business Card by Citi

  • 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees
    Ink Business Preferred Credit Card

    Ink Business Preferred® Credit Card

  • 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel
  • 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • $95
    rates & fees
    American Express Business Gold Card

    American Express® Business Gold Card

  • Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
  • 0% on purchases for 6 months from date of account opening. After the intro period ends, the go-to rate of 18.49% - 29.24% variable applies.
    (rates & fees)
  • $375
    The Business Platinum Card from American Express

    The Business Platinum Card® from American Express

  • Earn 150,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
  • 5X points on flights and prepaid hotels booked on AmexTravel.com
  • 1.5X points (that's an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • $695
    rates & fees

    Cash Back Credit Cards

    Credit CardBonus, Rewards, 0% InterestAnnual Fee
    Citi Double Cash Card

    Citi Double Cash® Card

  • $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • 0% on balance transfers for 18 months. After the intro period ends, the go-to rate of 18.24% - 28.24% (variable) applies.
    (rates & fees)
  • $0
    Chase Freedom Unlimited

    Chase Freedom Unlimited®

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • 0% on purchases and balance transfers for 15 months
    (rates & fees)
  • $0
    Blue Cash Everyday Card from American Express

    Blue Cash Everyday® Card from American Express

  • $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • 0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 20.24% - 29.24% variable applies.
    (rates & fees)
  • $0
    Costco Anywhere Visa Card by Citi

    Costco Anywhere Visa® Card by Citi

  • 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees
    Blue Cash Preferred Card from American Express

    Blue Cash Preferred® Card from American Express

  • $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • 0% on purchases for 12 months. After the intro period ends, the go-to rate of 20.24% - 29.24% variable applies.
    (rates & fees)
  • $0 intro annual fee for the first year, then $95.

    Credit Card Bonus

    Credit CardCredit Card BonusAnnual Fee
    Citi Strata Premier Card

    Citi Strata Premier® Card

    60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.$95
    rates & fees
    Chase Sapphire Preferred Card

    Chase Sapphire Preferred® Card

    75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.$95
    rates & fees

    The post Bank of America® Business Advantage Cash Rewards Mastercard® Review – $300 Bonus and 3% Back appeared first on CardBenefit.

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    No Annual Fee Credit Cards for Good Credit https://www.cardbenefit.com/no-annual-fee-credit-cards-for-good-credit/ Fri, 20 Sep 2019 21:50:50 +0000 https://www.cardbenefit.com/?p=20028 If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases. Some of the featured credit cards offer rich bonus of as much as $2,000 or 200,000 miles. Some offer outstanding cash back or travel rewards. Having a right credit card will save you a lot of money on purchases over the long run.

    The post No Annual Fee Credit Cards for Good Credit appeared first on CardBenefit.

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    If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.

    Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
    Citi Double Cash® Card

    18.24% - 28.24% (Variable) APR

    rates & fees

    0% intro APR
    for 18 months

    18.24% - 28.24% (Variable) APR after that

    $0

    Excellent, Good, FairApply NowView Card Details
    • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
    • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
    • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
    • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
    • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
    Chase Freedom Unlimited®

    0% intro APR
    for 15 months

    18.99% - 28.49% Variable

    rates & fees

    0% intro APR
    for 15 months

    18.99% - 28.49% Variable

    $0

    Good To ExcellentApply NowView Card Details
    • Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
    • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
    • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
    • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
    • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
    • Member FDIC
    Blue Cash Everyday® Card from American Express

    0% intro APR
    for 15 months

    20.24% - 29.24% Variable APR after that

    rates & fees

    0% intro APR
    for 15 months

    20.24% - 29.24% Variable APR after that

    $0

    Good To ExcellentApply NowView Card Details
    • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
    • No Annual Fee.
    • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 20.24% to 29.24% variable APR.
    • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
    • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
    • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
    • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    The New United Gateway Card

    0% intro APR
    for 12 months

    20.49% - 28.99% Variable

    rates & fees

    20.49% - 28.99% Variable

    $0

    Good, ExcellentApply NowView Card Details
    • Limited-Time Offer: Earn 30,000 bonus miles
    • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
    • 2x miles on United® purchases
    • 2x miles at gas stations, on local transit and commuting
    • 1x mile on all other purchases
    • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
    • Earn 2 checked bags after you spend $10,000 in a calendar year
    • Member FDIC
    IHG One Rewards Traveler Credit Card

    19.99% - 28.49% Variable

    rates & fees

    19.99% - 28.49% Variable

    $0

    Good / ExcellentApply NowView Card Details
    • Our Highest Points Offer of 2025! Earn 120,000 Bonus Points
    • No Annual Fee
    • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
    • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
    • No Foreign Transaction Fees
    • Redeem 3 Nights, Get the 4th Night Free
    • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
    • Member FDIC
    The American Express Blue Business Cash™ Card

    0% intro APR
    for 12 months from date of account opening

    17.49% - 27.49% Variable APR after that

    rates & fees

    N/A

    No annual fee

    Excellent, GoodApply NowView Card Details
    • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
    • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
    • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
    • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
    • The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
    • No Annual Fee
    • Terms Apply
    The Blue Business® Plus Credit Card from American Express

    0% intro APR
    for 12 months from date of account opening

    17.49% - 27.49% Variable APR after that

    rates & fees

    N/A

    No annual fee

    Excellent, GoodApply NowView Card Details
    • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
    • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
    • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
    • You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
    • No Annual Fee
    • Terms Apply.
    • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
    • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
    • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
    • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
    • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
    • Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
    • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
    • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
    • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
    • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
    • Member FDIC
    • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
    • No Annual Fee.
    • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 20.24% to 29.24% variable APR.
    • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
    • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
    • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
    • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    • Limited-Time Offer: Earn 30,000 bonus miles
    • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
    • 2x miles on United® purchases
    • 2x miles at gas stations, on local transit and commuting
    • 1x mile on all other purchases
    • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
    • Earn 2 checked bags after you spend $10,000 in a calendar year
    • Member FDIC
    • Our Highest Points Offer of 2025! Earn 120,000 Bonus Points
    • No Annual Fee
    • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
    • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
    • No Foreign Transaction Fees
    • Redeem 3 Nights, Get the 4th Night Free
    • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
    • Member FDIC
    • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
    • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
    • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
    • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
    • The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
    • No Annual Fee
    • Terms Apply
    • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
    • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
    • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
    • You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
    • No Annual Fee
    • Terms Apply.

    Additional Credit Card Offers

    If you would like to explore more offers, click here to see additional credit cards.

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